Brian Teixeira is a financial advisor at Primerica Advisors with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica Advisors since 2013. Outside of his advisory role, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and limited discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Shakaib Tariq is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and four years of industry experience. His work history includes roles at Fidelity Investments, Elevated Capital Advisors, and several other firms. Outside the financial sector, he previously worked at Marcello’s Pizza. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance with multi-asset model portfolios and an established alternative investments program.

Jack Phelan is a financial advisor at Morgan Stanley with a Series 66 credential and one year of industry experience. His work history includes roles at UBS, Whitestone Analytics, and Real Madrid C.F., among others. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm’s approach utilizes structured discovery processes and firm‑approved planning tools, managing approximately $2.74 trillion in client assets.

Rocco Berardi is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 42 years of industry experience. He previously worked for MetLife Securities and Metropolitan Life Insurance Company for over 40 years combined before joining Mass Mutual Investors Services in 2017. Outside of his advising role, Berardi is involved in various entrepreneurial ventures, including managing a restaurant and several real estate and recording studio businesses, as well as serving as president of a homeowners association. Mass Mutual Investors Services is an SEC-registered investment adviser and broker-dealer serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational programs, generally focusing on goal-based planning and collaborative client relationships.

Gregory Colonna is a Certified Financial Planner (CFP®) with 16 years of industry experience. He is currently an advisor at Edelman Financial Engines, having worked within the Financial Engines Advisors L.L.C. entities since 2016. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering both discretionary management and non-discretionary online advice across a broad range of investment products.

Vincent Ruzek is a Planning Consultant at Fidelity Investments, a position he has held since 2025. Prior to this role, he served as a Relationship Manager and Financial Representative at Fidelity Investments starting in 2022, and before that, he worked as a Financial Advisor at Northwestern Mutual from 2020 to 2022. In his current role, Vincent helps his clients and their families prepare and plan for their financial future by building financial plans aimed at simplifying their financial lives, protecting and growing accumulated wealth, and offering guidance on investment decisions. He emphasizes establishing ongoing relationships to provide financial services throughout various stages of his clients' lives. Vincent holds a California Insurance License. Outside of his professional work, Vincent has interests in fitness, football, movies, music, softball, and traveling.

Mark Daaleman is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with five years of industry experience. His prior roles include positions at Equitable Advisors, Citibank, and Enterprise. Outside of advising, he is employed with DoorDash in a non-investment-related capacity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions. The firm offers advisory and financial planning services supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Shamar Evans is a financial advisor at Morgan Stanley in New York, NY, holding Series 63 and Series 66 credentials with five years of industry experience. Prior to joining Morgan Stanley, he worked at XT Capital Partners, LLC and has held positions at Aflac, New York Sports Club, Miracle Management LLP, and SUNY Albany. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and advisory services, managing approximately $2.74 trillion in client assets and utilizing structured planning tools and committee-driven investment perspectives.

Thomas Gleason is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to his current role, he worked at Equitable Advisors and serves in the Pennsylvania National Guard. He also has experience in the food and beverage industry as an employee at Charlie Brown's Steakhouse. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and custodians.

Erin Guarneri is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2019, with prior experience at Bank of America and Citibank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers model-based and discretionary strategies developed by internal and third-party teams, with a focus on strategic asset allocation and tax-sensitive investment options.

Ryan Mickendrow is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Equitable Advisors and its predecessor, AxA Advisors, since 2005. Outside of his advisory role, Mickendrow volunteers as a youth football coach for Pop Warner. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm relies on third-party asset managers and advisory programs to implement customized investment solutions without sponsoring its own wrap fee program.

Manuel Fonseca is a CFP® professional with 26 years of industry experience, currently serving as an advisor at J.P. Morgan Securities in Jersey City, NJ. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2012 and previously held positions at Merrill and UBS Financial Services. In addition to his advisory role, he is also employed by JPMorgan Bank, enabling him to offer certain banking products and services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their approach combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting while clients retain final decision-making authority.

Thomas Clancy is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, he worked at Solar Landscape and attended Cornell University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process includes centralized due diligence and incorporates quantitative and qualitative research, with capabilities in derivatives and commodities.

Noel Irwin is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2001 and Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Julia Santos is a financial advisor with Merrill in Jersey City, NJ, holding Series 63 and Series 65 licenses and having 32 years of industry experience. She has been with Merrill since 1996. Outside of her advisory role, she is a general partner and one-third owner of an LLC involved in landlord and tenant matters. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutional investors.

Ethan Feller is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and previously worked at Nasdaq, Inc., Paragon Marketing Group, and the New York Mets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including tailored financial planning services supported by firm-approved tools and modeling techniques.

Fernando Valente is a financial advisor with LPL Financial, holding a Series 63 designation and 34 years of industry experience. He has been with LPL Financial and its predecessor firms since 2004 and previously worked at WS Griffith Securities, Inc. from 2002 to 2004. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, retirement advice, and institutional platforms, supporting its network of over 22,800 advisors.

Robert Greco is a financial advisor at OSAIC with 28 years of industry experience. He holds a Series 63 designation and has previously worked with firms including Securities America Advisors, Inc., Sunset Financial Services, Inc., Hornor, Townsend & Kent, LLC, and MSI Financial Services, Inc. In addition to his advisory role, he is involved in the insurance sales and service business through Greco Financial Services. OSAIC serves a diverse client base including retail and institutional investors, offering both brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization. The firm is known for its scale, complex affiliate network, and a variety of investment programs delivered through multiple custodial and third-party relationships.

Jessica Kelton is a CFP®-designated financial advisor with J.P. Morgan Securities, bringing four years of industry experience. Her career includes roles at JPMorgan Chase Bank, Raymond James Financial Services, and AllianceBernstein. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory program.

Nidhi Bhan is a financial advisor with Merrill, holding a Series 66 designation and nine years of industry experience. She has been affiliated with Bank of America and Merrill since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.