William Clinton Jr. is a CFP® with 18 years of experience in the financial industry. He is currently with LPL Financial and has previously worked at Edward Jones, Barclays Capital, Goldman Sachs Wealth Services, Merrill, and other firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Ellen Stuart is a financial advisor at Edward Jones with nine years of experience at the firm and prior experience working for school districts in Livingston and Chatham, New Jersey. She holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Kyle Swift is a financial advisor at Merrill with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Merrill, he worked at Fidelity Investments for three years. He has also been involved with Delbarton School in various roles over multiple years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sara Jean De Palma is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63, 65, and 66 licenses and having nine years of industry experience. She has worked at Morgan Stanley since 2020 and previously held positions at Park Ave Securities and Guardian. Outside of her advisory role, she bartends and waitresses at local establishments including Lakeside Tavern and Muldoon's. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and a variety of investment offerings across retail and institutional markets.

Peyton Sardanis is an Investment Consultant at Fidelity Investments, where they have been serving since 2025. Prior to this role, Peyton worked as a Financial Representative at Fidelity Investments from 2023 to 2025. In their current position, Peyton focuses on understanding clients' current and future financial goals to help them feel confident and comfortable in achieving those goals. They aim to build an open and collaborative relationship with clients, working as a team to reach financial objectives. Outside of their professional work, Peyton has interests in cooking and baking, fitness, outdoor adventures, parenthood, pets, and running.

Thomas Murphy is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 credential and has worked at several firms including Merrill, Bank of America, and UBS Financial Services. His career spans roles in multiple major financial institutions. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including Monte Carlo simulations, as part of its financial planning process.

Carmela Nocerino is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. She previously worked at Morgan Stanley from 2016 to 2022 before joining Raymond James Financial Services Advisors in 2022. Outside of her advisory role, she is a silent partner in a pet care business called Paw Prints by Olivia. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary investment consulting supported by analytical tools and maintains notable municipal advisory and SIMPLE IRA consulting programs.

Brandon Hernandez is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and has worked at several firms, including LPL Enterprise, The Prudential Insurance Company of America, PRUCO Securities, and Locust Point Capital. Prior to his financial industry career, he spent six years working in the Livingston School District. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized supervisory and custody arrangements.

Jed Glick is a CFA® charterholder based in Morristown, NJ, with seven years of industry experience. He has worked at firms including Seelaus Asset Management, Ibex Wealth Advisors, and currently LPL Financial and Active Management, LLC. Outside of his advisory role, he consults for OptMyCare, a healthcare IT company, advising on decks and valuations. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services supported by a large network of investment adviser representatives and utilizes both proprietary research and third-party strategies.

Steve Grossbard is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 65 registrations and has 37 years of industry experience. He has previously worked at Prudential Insurance Company of America and First Allied Advisory Services. Outside of his advisory role, Steve is a self-defense coach and conducts self-defense seminars several times a month. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering a range of programs including wrap accounts and educational seminars.

Jingtong Zhi is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with six years of industry experience. Prior to joining Morgan Stanley in 2018 and returning in 2020, Jingtong held roles at Loyola University Maryland and American Eagle Outfitters. Morgan Stanley Wealth Management is a large institution serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by the Global Investment Committee’s analyses and approved tools.

Michael Riley is a financial advisor with Equitable Advisors in Morristown, NJ, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at AXA Advisors, Metlife Securities, Merrill, A.G. Edwards & Sons, Inc., and Ameriprise. Outside of advising, he is involved in a family trust as a trustee and maintains a small outside insurance business. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and various asset management programs. The firm utilizes a range of third-party advisory models and proprietary solutions without sponsoring its own wrap fee program.

James King is a financial advisor at Stifel with 38 years of industry experience. He holds Series 63 and Series 65 licenses and worked at RBC Capital Markets for 15 years before joining Stifel in 2023. Stifel serves a broad range of clients, including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach uses a proprietary methodology based on forward-looking capital market assumptions and probabilistic modeling to support asset allocation and planning analyses.

Robert Kaufman is a financial advisor with J.P. Morgan Securities in Morristown, NJ, holding the Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with J.P. Morgan Securities since 2008 and also employed by JPMorgan Chase Bank, N.A. since 2010, enabling him to offer certain bank products and services alongside investment advisory. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling and centralized due diligence. The firm offers tailored advice on asset allocation, investment manager searches, and performance reporting through a select group of Wealth Advisors.

Peter Kalin is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including HSBC Securities and Provident Bank. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party managers.

William Ford is a financial advisor with Equitable Advisors in Morristown, NJ, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has worked with Equitable Advisors since 1999, including its predecessor Axa Advisors. Outside of his advisory work, he serves as treasurer for a high school basketball club and a high school reunion committee, and he is a member of the Elks Organization. Equitable Advisors provides financial planning, retirement consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm uses a range of advisory programs and third-party asset managers and offers ERISA fiduciary services through credentialed representatives.

Jennifer Fernandez is a financial advisor at Fidelity with seven years of industry experience. She has worked at several notable firms including JPMorgan Chase Bank, Merrill, Bank of America, and Prudential before joining Fidelity. In addition to her advisory role, she is the managing member of Koala Kids Wear LLC, an online retail business specializing in children's clothing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base through discretionary portfolio management, fund advisory, and model portfolio services.

Rachel Peddle is a Vice President, Financial Consultant at Fidelity Investments, a position she has held since 2024. She brings 24 years of industry experience to her role, where she applies a consultative approach to help clients understand their financial health and work toward their individual goals. Prior to her current position, Rachel served as a Financial Consultant at Fidelity from 2018 to 2023. She also held roles as Vice President at Capital Markets Orinda Funds and Senior Advisor Consultant at Oppenheimer Funds, as well as a Registered Representative at Charles Schwab. Rachel's professional background spans various facets of financial consulting and investment management, providing her with a broad perspective on client needs and market dynamics. She utilizes Fidelity's tools and resources to assist clients in becoming better investors and striving for financial success. Outside of her professional work, Rachel is interested in family activities, fitness, hiking, outdoor adventures, parenthood, and traveling.

Eric Taylor is a ChFC® credentialed financial advisor with 11 years of industry experience. He is currently with RBC Capital Markets and has previously worked at City National Bank, Bank of America, and Merrill. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with customized portfolio management and financial planning services, leveraging both in-house and third-party investment managers.

Steven Goldstein is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. He serves as an executor for an estate in Springfield, New Jersey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer managing approximately $2.74 trillion in client assets. The firm provides advisory programs and tailored financial planning services to individuals and institutional clients, utilizing structured planning tools and a variety of investment offerings.