Scott Gerde is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63, 65, and 66 registrations and bringing 38 years of industry experience. Prior to joining Morgan Stanley in 2020, he worked at HSBC Bank USA and HSBC Securities from 2013 to 2020. Outside his advisory role, he serves as an Advisor to the Board of Directors for My Wine Society, a technology application focused on vineyard and wine vintage education, where he assists with mergers, acquisitions, and fundraising. Morgan Stanley Wealth Management provides a broad range of advisory programs to both individual and institutional clients, offering tailored financial planning and investment services supported by firm-approved tools and research.

Vincent Ferrara Jr. is a financial advisor at Ameriprise with 37 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Bank of America and Merrill. He is based in Massapequa, NY. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset criteria. The firm provides written recommendation reports addressing income, Social Security options, and tax-smart withdrawal strategies, combining research, modeling, and tax-efficiency analysis in its approach.

Ulises Diaz is a financial advisor with Wells Fargo Clearing in Garden City, NY, holding Series 63 and Series 65 credentials and nine years of industry experience. His prior experience includes roles at Citigroup and JPMorgan Chase. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and uses research from its Wells Fargo Investment Institute alongside third-party data to support its investment approach.

Nicholas Quinn is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America, Merrill, and American Express. He is based in Farmingdale, NY. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a centralized manager solutions team, incorporating ESG frameworks and a range of eligible strategies.

Christopher Cunningham is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked for INVEST Financial Corp. for 22 years before joining LPL Financial in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting a large network of over 22,800 advisors.

Ying Hong Huang is a financial advisor at Mass Mutual Investors Services with 22 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, with prior experience at Massachusetts Mutual Life Insurance Company and Metlife Securities Inc. In addition to his advisory role, he is also active as a property and casualty broker, health broker, real estate agent, and individual life insurance sales agent. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and a range of investment and educational programs.

Joao Valente is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 27 years of industry experience. His prior work includes roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. He is also a wealth manager for Gold Coast Financial Planning, a business affiliated with Cetera. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, with a multi-manager platform that includes both affiliated and third-party managers.

Vincent Pernice is a financial advisor at Primerica Advisors with 34 years of industry experience. He has been with Primerica Advisors since 1991 and also has a long tenure with Primerica Financial Services starting in 1989. Outside of his advisory role, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm curates third-party asset managers and offers a tiered wrap-fee structure rather than fixed fees.

Joachim Terzi is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Bank of America/Merrill Lynch, Aegis Capital Corp, and several other firms. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative screens and qualitative research in its advisory process and offers broader derivatives and commodities capabilities compared with many institutional programs.

Kyle Pearson is a financial advisor at OSAIC with five years of industry experience and holds a Series 66 designation. He previously worked at American Portfolios Financial Services, Inc. and has entrepreneurial experience including investing as a seed investor and overseeing management operations in the restaurant industry. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, with an investment approach emphasizing model-based asset allocation and portfolio optimization supported by various tools and strategies. The firm is notable for its scale, complex affiliate network, and diverse program offerings.

Emanuel Alyaszadeh Cohen is a Financial Advisor at Merrill Lynch Wealth Management. He leverages his strong foundation in capital markets and experience as a former Equity Derivatives Broker at BGC Group, where he spent nearly five years working with institutional clients and executing complex options orders, to assist clients in identifying opportunities and making informed financial decisions. Emanuel specializes in areas such as education planning, employee benefits planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, and tax minimization. He holds a degree in Finance from Baruch College and is a Personal Investment Advisor (PIA). Emanuel is fluent in English, Farsi, and Hebrew. Outside of his professional work, he enjoys adventure sports, football, pickleball, running, and spending time with his family.

Reinaldo Alonso Malubay is a Client Experience Advisor at Merrill Lynch Wealth Management. He began his career with Merrill in August 2002, starting in the Global Private Client division based in Miami. He is part of an 11-person team operating in Miami and New York that serves clients with various financial needs. Reinaldo holds a Law degree and a Master's degree in Stock Exchange and Financial Markets from the Instituto de Estudios Bursatiles in Madrid, Spain. He maintains FINRA Series 7 and 66 registrations, as well as Variable Annuity and Insurance licenses. He is fluent in Spanish and French and holds the Personal Investment Advisor (PIA) designation. He is an active member and Knight of Honour and Devotion of the Order of Malta, dedicating time to charitable work for the sick and the poor worldwide. Reinaldo lives in Coconut Grove, Florida with his wife Adriana and their three children: Alonso, Adriana, and Alejandra.

Brian Goldberg is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and provides planning services supported by structured discovery conversations and firm-approved tools.

Paul Leahy is a financial advisor with Wells Fargo Clearing in Garden City, NY, holding Series 63 and Series 66 licenses and has 41 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Diane Santonino is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has worked with firms including Allied Wealth Partners, Minnesota Life Insurance Company, Securian Financial Services, and AXA Advisors. Outside of her advisory role, she owns Monarch Insurance Brokerage Inc. and serves as a notary public. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management options and access to third-party money managers.

Joseph Araneo is a financial advisor at OSAIC with 41 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Securities America Advisors Inc and Securities America, Inc. In addition to his advisory role, he operates Araneo Tax & Financial, where he prepares individual and joint tax filings and engages in insurance and fixed annuity sales. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization, operating a large multi-advisor platform with extensive affiliate relationships and alternative investment offerings.

David Tesoriero is a financial advisor at Morgan Stanley with a Series 66 credential and one year of industry experience. Prior to joining Morgan Stanley, he worked in various roles including positions at R&T Deposit Solutions, Sparrow Kitchen & Cocktails, and Guac Shop Mexican Grill. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm’s planning process utilizes structured discovery and firm-approved tools and manages approximately $2.74 trillion in client assets.

Jacqueline Giammarusco is a financial advisor at Morgan Stanley with a Series 66 credential and four years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2021 and previously held roles at Randstad Sourceright, Adelphi University, and Stevens Institute of Technology. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process.

Shakila Hemraj Tse is a financial advisor with LPL Enterprise holding Series 63 and Series 66 credentials and 16 years of industry experience. Her career includes long tenure at Prudential Insurance Company of America and Pruco Securities, LLC from 2000 to 2024. LPL Enterprise, LLC serves a diverse client base including individual, high-net-worth investors, retirement plans, and institutional clients, offering financial planning, access to third-party asset managers, and model-driven investment strategies through its network of investment adviser representatives.

Gianfranco Saboya is a financial advisor at Merrill with one year of industry experience and holds a Series 66 designation. His prior work includes roles at Bank of America, TD Bank, and CitiBank. He is also a co-owner of a family rental property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.