Carlo Ritaccio is a financial advisor with Guardian Life and holds a Series 66 designation. He has two years of industry experience, including roles at Park Avenue Securities and Guardian Life. Outside of his advisory work, he has experience running a pizzeria business. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a variety of financial planning, consulting, and investment solutions tailored to client needs.

Emily Gunston is a financial advisor with Janney Montgomery Scott, holding a Series 66 designation and one year of industry experience. Her prior work includes roles at Wells Fargo Clearing, Deloitte, Capital One, and JPMorgan Chase. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage services, financial planning, and advisory programs.

Nicholas Domino is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and having eight years of industry experience. He has been associated with Guardian Life since 2013 and Park Avenue Securities since 2018. Outside of his advisory role, he writes disability insurance cases for MetroDi and works as an independent contractor with Lion Street focusing on life and disability insurance. Park Avenue Securities, a subsidiary of Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers customized client solutions through both advisor-led discretionary management and model-based strategies, alongside access to proprietary and third-party advisory programs.

Charlie Tarazona is a financial advisor with Voya Financial Advisors, Inc., holding a Series 66 designation and five years of industry experience. His prior work includes roles at Broadridge/Solomon Page and Columbus Delivery. He is also an independent insurance agent specializing in the sale of fixed insurance products. Voya Financial Advisors, Inc. is a large advisory and broker-dealer affiliate serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, unified managed accounts, and retirement advisory services, utilizing both affiliated and unaffiliated investment products, with a focus on client-approved, non-discretionary relationships.

Jimmy Torres is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citigroup since 2016, with prior roles at JPMorgan Chase Bank and J.P. Morgan Securities LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm utilizes multi-asset, multi-manager strategies and maintains unique institutional roles such as swap dealer and futures commission merchant.

Jorgo Celo is a financial advisor at Citigroup Global Markets with five years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at firms including JPMorgan Chase Bank and HSBC Bank USA National Association. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with internal oversight and integrates both discretionary and non-discretionary approaches, serving large-scale and complex client needs.

Richard Zacharoff is a CFP® and ChFC® with 40 years of experience in the financial services industry. He currently serves with Kestra Advisory and Kestra Investment Services, LLC, and has prior experience with Guardian Life Insurance Company and Mutual of New York. He is also the owner of an insurance business, Richard E. Zacharoff & Associates, LLC, focusing on sales and marketing. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and advisor-managed accounts. The firm serves a diverse client base including large institutional investors and sovereign wealth funds.

Robert Vilbig is a financial advisor at Citizens Securities, Inc. with seven years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at LPL Enterprise, The Prudential Insurance Company of America, Pruco Securities, LLC, NYLIFE Securities, and New York Life Insurance Co. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program managed with SigFig and a Managed Account program, operating as both a broker-dealer and insurance agency.

Thomas Wenthen Jr. is a financial advisor at Carson Wealth with Series 63 and Series 66 licenses and one year of industry experience. His prior work includes roles at Noble Wealth Advisors and LPL Financial. Carson Wealth is an SEC-registered investment adviser that manages approximately $50.6 billion across a network of over 650 advisors. The firm offers discretionary asset management, financial planning, sub-advisory, and retirement plan services, utilizing a model portfolio approach supported by an Investment Committee and various tailored investment solutions.

Jesse Mistretta is a financial advisor with Guardian Life, holding a Series 66 designation and three years of industry experience. Prior to joining Guardian Life in 2023, he worked at New York Life and held roles in legal and business settings, including the Hollander Law Group and Calvin Klein’s legal division. He holds a Juris Doctorate but is not practicing law. Guardian Life’s subsidiary, Park Avenue Wealth Management, provides brokerage and advisory services to individuals, corporations, and organizations. The firm offers a range of financial planning and investment solutions combining advisor-led discretionary management with model-based strategies and supports clients with specialized programs and integrated lending options.

Cristina Capone is a financial advisor at &PARTNERS with 12 years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Clearing for nine years. Outside of her advisory role, she owns and leads a wedding and event planning company. &PARTNERS serves a diverse clientele including high-net-worth individuals, retirement plans, charities, foundations, universities, trusts, private businesses, and corporations. The firm offers a range of investment management and financial planning services, utilizing both proprietary and third-party strategies with ongoing monitoring and periodic reviews.

Vito Badalamenti is a financial advisor with Eagle Strategies (New York Life) and holds Series 63 and Series 65 designations. He has 37 years of industry experience, including long-term roles with Eagle Strategies since 2003 and New York Life since 1988. He is appointed with various outside insurance carriers for brokering non-registered insurance products. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers customized advice through multiple program types and manages a substantial portion of assets on a non-discretionary basis, operating within an integrated New York Life affiliate structure.

Hanna Sheppard is a financial advisor at Carson Wealth with six years of industry experience. She holds a Series 66 credential and has previously worked at Morgan Stanley, Purshe Kaplan Sterling Investments, and The Wealth Alliance. Her background also includes roles outside finance at Perfumania Inc. and Heritage Appraisal Services, Inc. Carson Wealth is an SEC-registered investment adviser operating an enterprise platform with over 650 advisors, managing approximately $50.6 billion. The firm serves corporate, institutional, and high-net-worth clients through discretionary asset management, financial planning, and tailored investment solutions supported by a dedicated Investment Committee.

Gretchen Gordon is a financial advisor at TD Private Client Wealth LLC with 21 years of industry experience. She holds a Series 66 designation and has previously worked at Merrill, Morgan Stanley, Ally Invest Securities, and TD Bank. Gordon serves on the board of directors for New York Dance Theater. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth, and retail clients, using a combination of strategic and tactical asset allocation through both affiliated and third-party sub-managers.

Kim Marie Black is a financial advisor at Empower Advisory Group with 11 years of industry experience. She holds Series 63, Series 65, and Series 66 designations. Her prior work history includes roles at Wells Fargo Clearing Services LLC, JPMorgan Securities, LLC, JPMorgan Chase Bank N.A., and Thrivent Investment Management Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and annual rebalancing, serving a large participant base through a model closely tied to Empower’s recordkeeping and administrative platforms.

Janet Lauricella is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Hauppauge, NY, holding a Series 63 designation and bringing 33 years of industry experience. She has been with Equity Services, Inc. and National Life since 2014. Lauricella is a board member of HALO Missions, a nonprofit organization focused on raising funds for health and learning initiatives for orphans. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms through a network of investment adviser representatives, combining long-term investment strategies with options for shorter-term trading and specialized instruments.

Andrea Owen Boyd is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. Her work history includes roles at Equitable Advisors, LPL Financial, and Bethpage Federal Credit Union. Outside of finance, she is involved in community activities with Grace United Methodist Church and coordinates events for the Morant Bay High School Alumni Association. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to a diverse client base, including high-net-worth individuals, corporate and retirement plan sponsors, and charitable organizations. The firm offers a mix of advisor-led discretionary management and model-based strategies, along with specialized tools and access to insurance and alternative investment products.

Paul Anderson is a financial advisor with TIAA-CREF in Melville, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with TIAA-CREF since 2013. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed accounts to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm’s advisory model separates one-time planning services from ongoing portfolio management and acts as adviser to a donor-advised fund while operating within a vertically integrated group using affiliated funds.

Patrick O Gara is an advisor at Guardian Life and holds Series 65 and Series 63 designations with two years of industry experience. He has worked with Park Avenue Securities and Guardian Life Insurance Company since 2024. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party investment solutions.

Nicholas Liapunov is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 63 designation and over 30 years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance Company since 1999. Outside of his advisory role, he is involved with Entourage Sports Management, supporting PGA and LPGA players with endorsement opportunities. Park Avenue Securities, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning, advisory, and consulting solutions supported by proprietary and third-party platforms.