Lora Baldini is a financial advisor with RBC Capital Markets, holding a Series 66 designation and 20 years of industry experience. She has been with RBC Capital Markets since 2013. Outside of her advisory role, she is the owner of Infinity Leasing, LLC, a residential rental property business. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Fran DePiano is a Vice President and Financial Consultant at Fidelity Investments, where she has been serving since 2020. In her role, she partners with individuals and families to develop financial plans tailored to their unique needs and goals. Fran emphasizes transparency and prioritizing client interests in her advisory approach. Prior to her current position, Fran was a Financial Consultant at Fidelity Investments from 2020 to 2025. She also held the role of Director at SEI from 2015 to 2020 and worked as an Investment Consultant at Brinker Capital from 2008 to 2015. Fran is a Certified Financial Planner, which supports her commitment to providing knowledgeable financial guidance.

Eric Dewees is a financial advisor with Vanguard Advisers, holding Series 63, 65, and 66 licenses and bringing 19 years of industry experience. He has been with The Vanguard Group since 2006. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs. The firm is notable for managing a large client base through its digital platform and team servicing model.

Paul Gebhardt is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 credentials and six years of industry experience. He has worked at various Vanguard entities since 2020 and previously was employed at Penn State Abington from 2016 to 2019. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach and portfolios primarily composed of Vanguard funds and ETFs. The firm is notable for its large scale and digital delivery platform, managing a high volume of client relationships across a range of personalized investment solutions.

Justin Branam is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and having nine years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank NA since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes both discretionary and non-discretionary services, with a broader investment menu that features insurance-related products and bank deposit sweep options.

Samuel Earley is a financial advisor at Vanguard Advisers with a Series 66 designation and three years of industry experience. His career includes roles at Aspire Technology Partners and teaching positions at Temple University and La Salle University. He also worked at Jericho National Golf Club for three years. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models and primarily Vanguard funds and ETFs.

Gary Hoenig is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 19 years of industry experience. He has previously worked at Putnam Investments and Ash Brokerage before joining Raymond James and Brandywine Valley Financial Services, where he is currently employed. Outside of advisory work, he is involved with Brandywine Valley Financial Services in a non-investment support role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and nonprofit organizations. The firm offers non-discretionary planning tailored to client goals and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Richard Gostkowski is a CFP® and holds a Series 66 license, serving as a financial advisor at Edward Jones in West Chester, PA, with 13 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products under a fiduciary standard.

John Ebner is a CFP® professional with 22 years of industry experience, currently with Vanguard Advisers in Malvern, PA. He has worked at The Vanguard Group, Inc. since 2004. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to set personalized asset allocations primarily composed of Vanguard funds and ETFs, supported by a large team of advisors and a digital delivery platform.

Dimitry Belokopyty is a financial advisor with Ameriprise in Exton, PA, holding a Series 66 designation and 15 years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2010. He serves on the Planning Commission for Thornbury Township in Chester County, advising on land development matters. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written reports and annual advice focused on income sources and tax-aware withdrawal strategies.

Shawn Dassel is a CFP® with eight years of industry experience, currently serving as an advisor at Vanguard Advisers in Malvern, PA. He has been with The Vanguard Group since 2006, holding various roles within the firm over a 17-year span. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach that incorporates proprietary models and largely invests through Vanguard funds and ETFs.

John Cronin is a CFP® credentialed financial advisor with 30 years of industry experience, currently affiliated with Vanguard Advisers. He has worked at Vanguard Marketing Corporation and The Vanguard Group since 2021 and previously spent 26 years at Sei Investments Distribution Co. He holds a full power of attorney role for an immediate family member. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs. The firm manages a large client base through its digital platform and team servicing model.

Parks Strobridge is a financial advisor at Vanguard Advisers with 29 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at UBS Financial Services for six years. Since 2022, he has been associated with multiple Vanguard entities, including Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily features Vanguard funds and ETFs in its portfolios.

Mitchell Ford is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and bringing nine years of industry experience. He has been with Vanguard Advisers and its affiliated entities since 2017. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, largely utilizing Vanguard funds and ETFs.

Gabriel Goforth is a financial advisor at Ameriprise with two years of industry experience. He previously worked at SEI Investments and has co-ownership in ByteBuiltMedia, LLC, a consulting business unrelated to investment services. Ameriprise Financial Services serves both individual and institutional clients, offering a specialized Premier Retirement Income service that provides retirement-income planning advice based on detailed analysis and tax-aware withdrawal strategies.

Christopher Lukasevics is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with The Vanguard Group since 1996. Vanguard Advisers offers automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach with portfolios mainly composed of Vanguard funds and ETFs, supported by a large scale and digital delivery platform.

Alexa Dubin is a financial advisor with Vanguard Advisers, holding a Series 66 designation and beginning her career in 2026. Prior to joining Vanguard Advisers, she held positions at The Vanguard Group, Inc. and Vanguard Marketing Corporation, as well as experience in education and hospitality sectors. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach primarily featuring Vanguard funds and ETFs.

Kaitlin Binkley is a financial advisor at Vanguard Advisers with 12 years of industry experience. She holds Series 65 and Series 63 licenses and has been with The Vanguard Group, Inc. since 2014. Outside of her advisory role, she owns and operates an e-commerce business called Poppin' Petals. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models to create personalized portfolios mostly comprised of Vanguard funds and ETFs.

Allison Kirschner is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 66 and Series 63 credentials and three years of industry experience. She has worked within various Vanguard affiliates since 2023 and previously held roles at Good Life Companies and Alvernia University. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, primarily using Vanguard funds and ETFs, and manages a large client base through its digital platform and advisory teams.

Reed Smith III is a financial advisor at Vanguard Advisers with four years of industry experience. He holds a Series 66 designation and has worked at The Vanguard Group since 2022. Prior to entering the financial services industry, he held various roles at Verizon Wireless and DeSales University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and manages portfolios primarily with Vanguard funds and ETFs, offering a range of customization options through its large-scale digital platform.