Craig Hall is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2016, following four years at Deutsche Bank Securities Inc. in Washington, DC. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and analysis to support client financial goals.

Matt Megary is a financial advisor with Wells Fargo Advisors in Alexandria, VA, holding a Series 66 designation and over 31 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Deutsche Bank Securities Inc. Since 2024, he has also been involved with Riverfront Wealth Advisor LLC and Riverfront Wealth MM LLC, where he holds ownership stakes and actively participates in management. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services, utilizing proprietary research and planning tools to tailor recommendations that clients may implement through various brokerage or advisory programs.

Ryanne Mills is a financial advisor at J.P. Morgan Securities in Washington, DC, holding a Series 66 designation with one year of industry experience. Her prior roles include positions at Goldman Sachs and RBC Wealth Management, along with experience outside the financial sector at Orangetheory Fitness. She attended the University of Pennsylvania from 2022 to 2026. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research with forward-looking capital market assumptions, incorporating ESG criteria and derivatives capabilities.

Bao Tran Le is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, he worked at Bank of America, N.A. and engaged in entrepreneurial activities including creating and publishing coloring books through Amazon's Kindle Direct Publishing platform. He also sells personal items on Mercari as an independent contractor. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies built by internal and third-party managers, with a focus on strategic and tactical asset allocation and tax-aware options for investors.

Robert Kloss Jr. is a financial advisor with LPL Financial, holding Series 63, 65, and 66 credentials and 29 years of industry experience. He has worked at LPL Financial since 2007, following prior roles at Guardian Life and The Advisors Group, Inc. Outside of advising, he is involved as a racehorse owner and has served as a local endorsed provider for the Dave Ramsey radio show in the Virginia, Maryland, and DC area. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, and institutions. The firm provides a wide range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies, supported by advanced operational and research tools.

Oswaldo Rodriguez is a financial advisor at Fidelity with Series 66 credentials and four years of industry experience. His prior work includes roles at Wells Fargo Clearing, Wells Fargo Bank, Uber, and Florida International University. He is also a Florida Public Notary, a role he holds solely for officiating a family member’s wedding. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Maurice Goins II is a Financial Advisor at Merrill Lynch Wealth Management who works with individuals, families, executives, and business owners to help them make informed financial decisions and pursue their long-term goals. He engages clients through a personalized planning process that addresses investment management, retirement planning, tax-efficient strategies, business transitions, and wealth transfer planning. Maurice focuses on delivering guidance that aligns clients' wealth with the life they want to live. Prior to joining Merrill Lynch, Maurice held leadership roles with The Walt Disney Company, the Federal Aviation Administration (FAA), and Camden. He earned a Bachelor's degree in Business Administration and Finance from Morehouse College and studied internationally at Universidad de Cádiz in Spain. Maurice holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Maurice is passionate about building lasting relationships and helping clients turn financial complexity into clarity and confidence. He speaks English, Spanish, Italian, and Mandarin. Outside of work, he enjoys activities such as billiards, bowling, chess, fishing, golfing, hiking, painting, pickleball, traveling, and spending time with his family.

Angela Bush is a financial advisor with Merrill in Falls Church, VA, holding a Series 66 designation and three years of industry experience. Her work history includes tenures at Merrill since 2018 and Bank of America, N.A. through 2023. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Smith Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 designations and 15 years of industry experience. He previously worked with Money Concepts Capital Corp and has operated Inov8ive Financial Solutions Consulting Group since 2010. Smith is also involved in financial literacy training through IFS Consulting Group LLC, where he serves as president. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension funds, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers both discretionary and non-discretionary management, access to third-party advisers, and proprietary model strategies under the Founders Gate Capital brand.

Timothy Twitchell is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since beginning his career in Northern Virginia in 1998, Tim has developed extensive experience collaborating with individuals, families, accomplished professionals, and business owners to define and pursue their financial goals. He focuses on creating customized, goals-based wealth management strategies that address areas including college education planning, family wealth management, personal retirement planning, portfolio management, tax minimization, and retirement income. Tim employs a disciplined and structured process to develop tailored financial plans. This includes analyzing clients’ needs and goals, evaluating their overall financial situation, determining time horizons and investment risk tolerance, and establishing asset allocations appropriate to their objectives. He works closely with Merrill specialists to advise on wealth accumulation, preservation, transfer, liability management, insurance planning, and strategies related to concentrated stock positions and company stock options. Tim holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) credential. He earned his bachelor's degree from SUNY Albany and a high school diploma from Ward Melville High School. Outside of his professional role, Tim enjoys spending time with his wife Shana and their three children. He participates actively in the Fairfax Station, Virginia community where they reside. His personal interests include basketball, football, cooking, music, traveling, and following New York sports teams. Tim’s approach is centered on helping clients build financial foundations that allow them to make confident decisions aligned with their unique priorities throughout life’s stages.

Caroline Bidwick is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments since 2024. Prior to her advisory role, she held positions at Ridgewells and Planet Fitness. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including model portfolio construction using a combination of fundamental research, quantitative analysis, and algorithmic methods. The firm serves a variety of clients such as registered investment companies and an IRS-qualified Charitable Gift Fund.

Andre Lynch is a financial advisor at Morgan Stanley in Washington, DC, holding Series 63 and Series 65 licenses with nine years of industry experience. Prior to joining Morgan Stanley in 2017, he worked at JPMorgan Chase Bank and JP Morgan Securities LLC. Outside of his advisory role, Lynch is a sole proprietor managing rental property. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides services through various programs without directly recommending individual securities in standalone planning.

James Jacob is a financial advisor with J.P. Morgan Securities in Washington, DC, holding Series 63 and Series 65 credentials and bringing 46 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2010, with prior experience at Morgan Stanley and Citigroup Global Markets. In addition to his advisory role, he is also employed by JPMorgan Bank, through which he offers certain deposit and credit products. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, delivering written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations and incorporates ESG criteria, with implementation supported by affiliated investment-management entities.

Adrienne Delibert is a financial advisor with Merrill in Washington, DC, holding a Series 66 designation and nine years of industry experience. She has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a variety of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Megan Viviano is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at various entities within the J.P. Morgan organization since 2017. Prior to her advisory roles, she was affiliated with Miami University from 2014 to 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research and includes capabilities in derivatives and commodities.

Christopher Beanland is a financial advisor with Merrill in Washington, DC, holding a Series 66 designation and 13 years of industry experience. He has worked at both Bank of America, N.A. and Merrill since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Andrew Rieger is a financial advisor with Morgan Stanley in Alexandria, VA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following 14 years at Citigroup Global Markets. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning supported by structured tools and models. The firm manages approximately $2.74 trillion in client assets and delivers both direct individual plans and corporate financial planning programs.

Ty Stepner is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His career includes roles at TD Bank and GWN Securities, as well as a position at Salty Mermaid Bar & Grille. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Glover Kebe Jr. is a financial advisor at Fidelity with 19 years of industry experience. He holds a Series 66 designation and has worked across various divisions within Fidelity since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolios.

Michael Kelly is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 48 years of industry experience. He has been with Merrill since 1979 and concurrently affiliated with Bank of America, N.A. since 2011. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services. The firm integrates its advisory services with Bank of America’s broader banking and capital markets platform, emphasizing managed accounts and manager-selection capabilities.