Jaclyn Cervone is a financial advisor at Morgan Stanley with seven years of industry experience and a Series 66 designation. She has worked at Morgan Stanley since 2021 and previously held roles at Rubber City Concessions and Valmark Financial Group. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services that range from tailored financial planning to broader institutional solutions.

Richard Faraone is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 29 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corp. for 22 years and Ameriprise for five years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology tools and a broad network of over 22,800 advisors.

Stephanie Muhl is a financial advisor at Fidelity with 14 years of industry experience. She holds Series 63 and Series 65 credentials and has worked within various divisions of Fidelity since 2016. Outside of her advisory role, she serves as an office assistant at Hunt Valley Truck and Trailer, where she handles payroll, accounting, human resources, budgeting, and marketing. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and manages oversight of affiliated and unaffiliated sub-advisers.

Donald Stone is a financial advisor at UBS Financial Services with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2009. Outside of his advisory role, he is a partner in a private beach house venture. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based allocations to tailor advice to clients.

John Lackovic is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 25 years of industry experience. He has been with LPL Financial since 2021 and concurrently associated with M and T Securities since 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual and institutional clients. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by extensive technology and a large network of advisors.

Derek Fish is a financial advisor at Ameriprise with 23 years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services from 2003 to 2013 before joining Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Benjamin Staines is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2008. He holds the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards, Inc., and maintains Series 7 and Series 66 FINRA registrations. His expertise includes building and managing customized wealth management strategies, with a focus on client portfolios, retirement income, tax minimization, and family wealth management. Benjamin is a graduate of the University of North Carolina at Chapel Hill. He also holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He and his team in Hunt Valley, Maryland, assist successful individuals, executives, businesses, and families in pursuing their financial goals. Born and raised in the Annapolis area, Benjamin currently resides in Towson, Maryland with his wife and three children. He is involved in the community through youth league sports. His personal interests include boating, fishing, football, golfing, hunting, spending time with family, and tennis.

Jonathan Burrell is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 66 designation and seven years of industry experience. He has worked at Bank of America and Merrill since 2019 and has prior experience in real estate and fitness industries. Outside of his advisory role, he assists part-time with childcare for a young boy with special needs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael O'Connell is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in personal wealth management and financial strategies for business owners and high-net-worth families, as well as advisory and co-fiduciary management for qualified retirement plans. He works closely with clients to determine their needs and crafts customized financial strategies to help them pursue their goals. Since joining Merrill in 2003, Michael has worked with clients across more than 20 states, including business owners, physicians, and attorneys. His expertise includes advanced financial planning for cash flow, corporate 401(k) plans, asset and liability management, retirement strategies, risk management, estate planning services, and alternative investments. He holds several professional designations, including Certified Financial Planner (CFP), Certified Exit Planning Advisor (CEPA), Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Michael is a graduate of Loyola Blakefield and Villanova University. He is married to his wife Lauren, and they have four children. Outside of his professional responsibilities, he enjoys baseball, basketball, football, golfing, tennis, coaching youth sports, and spending time with his family.

William Cummins is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 licenses and has 25 years of industry experience. He has worked with MetLife Securities Inc. and Metropolitan Insurance Co since 2000 and has been with Mass Mutual Investors Services since 2017. Outside of advising, he is involved with Joppa Energy Solutions LLC, a solar micro-grid company, where he studies solar benefits and visits the plant annually. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm provides collaborative, annual planning engagements using firm-approved software and delivers written recommendations focused on investment categories and strategies.

Madison Smith is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley, Madison held roles at OSAIC, MassMutual Life Insurance Co, and Fulton Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and advanced planning tools.

Brian Sokalski is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2016 and Bank of America, N.A. since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Brown Jr. is a financial advisor at RBC Capital Markets with 28 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers customized advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Peter Miller serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Venture Services Group in August 2012 and is primarily responsible for co-managing the team’s stock distribution process, coordinating market research and analysis dissemination, and assisting with fund level and limited partner level trading activities. Peter holds a Master of Science in Finance from the McIntire School of Commerce at the University of Virginia. He also earned a Bachelor of Arts with distinction in Economics and History from the University of Virginia. He holds the professional designation of Personal Investment Advisor (PIA). In 2023, Peter was recognized on the Forbes “Best-in-State Next Generation Wealth Advisors” list, which considers advisors based on factors such as client retention, industry experience, compliance records, and firm nominations.

Bryan Carney is a Senior Financial Advisor at Merrill Lynch Wealth Management. He leads a team of professionals focused on providing investment management and personalized financial advice to individuals and families. With over 30 years of experience in the industry, Bryan specializes in delivering customized guidance across multiple generations. He holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from Mount St. Mary’s College. In 2019, Bryan was named to the Forbes "Best-in-State Wealth Advisors" list, based on a selection process that included industry experience, client retention, and compliance reviews.

Alan Vassar is a financial advisor at Ameriprise with 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as president of the Walker Station Homeowners Association and is a board member of the Ritz Condominium Association. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which focuses on dependable income sources and tax-aware withdrawal strategies.

Anthony Wiggan is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Carter Chesney is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at UBS Wealth Management and Route 54 Watersports, and he has an academic background with five years at Salisbury University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Elizabeth Andrews is a financial advisor with Morgan Stanley Wealth Management in Hunt Valley, MD, holding a Series 66 license and bringing 17 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and previously worked at Citigroup Global Markets starting in 2006. Outside of finance, Andrews has experience working in food service roles including banquet server and suite attendant positions. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs emphasizing tailored financial planning supported by proprietary tools and analytical models.

Mark Averell is a financial advisor with Wells Fargo Clearing in Hunt Valley, MD, holding Series 63, Series 65, and Series 66 licenses and 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent four years at Truist Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.