Adam Kanter is a financial advisor at Merrill based in Charlotte, NC, holding a Series 66 designation with one year of industry experience. His prior work includes positions at Bank of America and Jos A Bank. Outside of advising, he operates a sole proprietorship renting out extra rooms in his apartment. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Edward Ferko Jr. is a CFP® with 24 years of experience in the financial services industry. He has been with Vanguard Advisers since 2019 and has held roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2001. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers scalable digital delivery supported by a team of over 2,200 advisors.

Andrew Roush is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and six years of industry experience. He has worked with The Vanguard Group and its affiliates since 2021 and previously held roles at Equitable Advisors and Axa Advisors. Outside of his advisory work, he has experience in the food service industry, including working as a bartender and server. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach and manages a large client base through a combined automated platform and team servicing model.

Matthew Spaziani is a financial advisor at Vanguard Advisers with four years of industry experience. He holds a Series 66 designation and has worked at multiple Vanguard entities since 2021, with prior experience at Ally Invest Securities, MassMutual, Liberty Mutual Insurance, and Blackstone Labs. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs, serving a large client base through a combination of digital delivery and advisor support.

Chad Epting is a financial advisor with Edward Jones in Concord, NC, holding Series 63 and Series 66 credentials and having 21 years of industry experience. He worked at ProEquities, Inc. and Protective Life from 2003 to 2017 before joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs and investment options. The firm is notable for its large network of advisors and branches, offering fiduciary advisory services and affiliated investment capabilities.

Garrett Barkley is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His career includes multiple roles at The Vanguard Group since 2013, along with two years at Infosys. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, utilizing Vanguard funds and ETFs with tax-aware features and a range of customization options.

Lauren Bonner is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63, 65, and 66 licenses and 15 years of industry experience. She has been with Vanguard Advisers since 2025 and is involved in marketing and advertising for Charlotte Helicopters, a separate helicopter rides business. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach that incorporates proprietary models and tax-aware portfolio features.

Richard Yakubu is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked at Vanguard Advisers, Inc. since 2021 and has been associated with The Vanguard Group and Vanguard Marketing Corporation since 2018. Prior to that, he held positions at the Swain Center and the University of North Carolina Wilmington. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations largely constructed from Vanguard funds and ETFs.

Avner Israel is a financial advisor at Vanguard Advisers with six years of industry experience. He holds a Series 66 designation and has worked at Vanguard and its affiliates since 2021. Prior to that, he was with First Command Advisory Services and First Command Financial Planning. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that incorporates proprietary models and largely Vanguard fund-based portfolios. The firm manages a large scale of client relationships through a hybrid digital and advisor-supported platform.

Joel Matthews is a financial advisor at Edward Jones in Concord, NC, holding a Series 66 designation and with six years of industry experience. Prior to joining Edward Jones in 2022, he worked at Bank of America NA/Merrill Lynch from 2019 to 2022 and held positions at Bank of America, Dick's Sporting Goods, and the Kansas City Royals. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Raaj Gupta is a Series 66-licensed financial advisor with 17 years of industry experience, currently working at Vanguard Advisers in Charlotte, NC. His prior roles include positions at TD Ameritrade and The Vanguard Group. He also participates in consulting surveys for Alpha Sights. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios largely composed of Vanguard funds and ETFs, managing a large client base through an extensive team of advisors combined with digital tools.

Nikhil Nayar is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and three years of industry experience. His career includes roles at LPL Financial and multiple Vanguard entities. Prior to entering finance, he worked in transportation and education-related positions and was affiliated with Tennis Is Fun Academy. Vanguard Advisers offers automated and human-supported investment advice to retail investors and retirement plan participants, using goal-based, algorithm-driven strategies with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and advisor teams.

Ryan Myles is a financial advisor with Vanguard Advisers, holding a Series 66 designation and based in Charlotte, NC. He has been with Vanguard Advisers and affiliated Vanguard entities since 2025. Outside of his advisory role, his background includes involvement with organizations such as Local On The Water and Crooked Floor Tavern. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily made up of Vanguard funds and ETFs.

Zachary Brown is a financial advisor with Primerica Advisors in Midland, NC, holding Series 63 and Series 65 licenses and five years of industry experience. Prior to joining Primerica, he worked at Stanly County Schools and held academic roles at Xavier University and Mars Hill University. Outside of his advisory work, he owns Brown Legacy Enterprise, a non-investment related business based in Charlotte, NC. Primerica Advisors is a large institution serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that relies on model-driven strategies managed by unaffiliated asset managers and utilizes custodial services from Pershing.

Cody Eggers is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with Vanguard-affiliated firms since 2017 and previously worked at Wheeling Jesuit University from 2013 to 2017. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering various customization options and managing a large client base through digital delivery and team servicing.

Andrew Wallace is a financial advisor with Wells Fargo Clearing in Charlotte, NC. He holds a Series 66 designation and has been in the industry for less than one year. His prior experience includes roles outside of financial services at companies such as iVox Solutions and Advanced Call Center Technologies. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jessica Lipinski is a financial advisor at Vanguard Advisers with three years of industry experience. She holds a Series 66 designation and has worked with Vanguard entities since 2022. Her prior experience includes roles at Randstad US, L.P. and CooperSurgical, Inc. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and offers portfolios constructed primarily from Vanguard funds and ETFs, with various customization options.

Gary Mcpherson II is a financial advisor at Cambridge Investment Research Advisors with 17 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Cambridge since 2013. Outside of his advisory role, Mcpherson serves on several nonprofit boards, including the American Financial Education Alliance and the Spirit Club Foundation, and volunteers as a financial literacy teacher. He is also a co-author of "Remarkable Retirement, Volume 2" and participates in advisory groups and community education initiatives. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors, offering financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm provides a range of investment solutions—including proprietary and third-party model strategies—with both discretionary and non-discretionary implementations tailored to client objectives.

James Burney is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2016. He holds the Series 66 designation and is based in Charlotte, NC. Burney’s career has been focused within The Vanguard Group, Inc. Vanguard Advisers delivers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, primarily utilizing Vanguard funds and ETFs, and manages a large client base through its digital platform and team service model.

Nicholas Tracy is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding Series 66 and Series 63 licenses and six years of industry experience. His work history includes roles at Vanguard Advisers, Vanguard Marketing Corporation, The Vanguard Group, Royal Alliance Associates, and Goodwin Insurance Agency. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with personalized asset allocations and portfolios constructed mainly from Vanguard funds and ETFs.