Steven Jensen is a financial advisor with Stifel in Charlotte, NC, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has previously worked at Equitable Distributors, LLC and AXA-related firms. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, offering brokerage and advisory services that emphasize proprietary investment analysis and asset allocation guidance developed by its Investment Strategy Group.

Daniel Gillette is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and 19 years of industry experience. He has been with Merrill since 2009 and previously worked at Morgan Stanley & Co. LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, institutional plans, corporations, and charitable organizations.

Yuval Ezer is a CFA® charterholder and holds a Series 66 license with four years of industry experience. He is currently a financial advisor at UBS Financial Services and has held previous roles at Foster Victor Wealth Advisors, ACS Industries, and Wealth Enhancement Group. Outside of his advisory work, he serves as an advisory board member at ACS Industries, a manufacturing firm. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management offerings, including market-making, underwriting, and affiliated banking services.

Jackson Spires is a financial advisor at Fidelity with a Series 66 credential and approximately one year of experience. His prior roles include positions at Truffles, DoorDash, and the University of Alabama. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering discretionary and non-discretionary services along with model portfolios.

John Ager is a CFP® certificant with over 31 years of experience in financial services. He has been associated with Raymond James Financial Services Advisors Inc. since 2013. In addition to his advisory role, he owns Ager Financial Corporation, a support company based in Charlotte, NC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diversified client base, including individuals, high-net-worth clients, and institutional entities. The firm uses analytical tools such as risk profiling and probabilistic modeling to tailor non-discretionary planning and consulting to client goals.

Matthew Sines is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Commonwealth Financial Network, Purshe Kaplan Sterling Investments, Thrivent Advisor Network, and Raymond James Financial Services. Outside of his advisory role, he serves as a Senior Business Development Officer for Thrivent Advisor Network, recruiting financial advisors to their platform. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of programs including financial planning, model portfolios, and third-party asset management, supported by extensive technology and operational resources.

Carol Reynolds is a financial advisor at Morgan Stanley in Charlotte, NC, with 33 years of industry experience. She has been with Morgan Stanley since 2009 and holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individual and institutional clients. The firm emphasizes structured financial planning and offers a broad range of investment products and services.

Wade Bell is a financial advisor at Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 licenses with one year of industry experience. His prior experience includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Truist. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages substantial assets and utilizes research from the Wells Fargo Investment Institute and third-party sources to support its investment strategies.

Kristin Rossell is a financial advisor with Ameriprise in Fort Mill, SC, holding Series 63 and Series 66 credentials and 15 years of industry experience. She previously worked at Fidelity Personal and Workplace Advisors and Fidelity Investments from 2010 to 2021. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice through a centralized retirement-income consulting team.

Johnathan Dungan is a financial advisor with Wells Fargo Clearing in Charlotte, NC. He holds the Series 66 designation and has one year of industry experience, including prior roles at Atlas Investment Management of Nest Capital and the University of North Carolina at Wilmington. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and utilizes research and analytics to support its investment approach.

Daniel Maday is a financial advisor with Equitable Advisors in Charlotte, NC, holding a Series 66 designation and 23 years of industry experience. He has been with Equitable Advisors since 2002, including its predecessor Axa Advisors, and operates under the DBA Royal Financial Partners. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives and various third-party programs.

Benjamin Davis is a financial advisor at LPL Financial with six years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2021, following prior roles at Equitable Advisors and Davidson College. Outside of his advisory work, he has been involved with Alternative Health Distributions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Bobby Watson is a Series 65-licensed financial advisor with 16 years of industry experience, currently with LPL Financial in Fort Mill, SC. He previously worked at Commonwealth Financial Network for three years and spent 14 years at LPL Financial prior to his current role. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a broad range of investment strategies supported by advisor tools and extensive non-advisory financial services.

Brianna Freeman is a Series 66 licensed financial advisor with two years of industry experience, currently with Equitable Advisors in Charlotte, NC. Her prior roles include positions at Wells Fargo Clearing and entrepreneurial work with Catch'em Collectibles LLC. Equitable Advisors serves a broad client base including individuals, institutions, and charitable organizations, providing financial planning, retirement consulting, and asset management through a variety of advisory programs and third-party managers.

Jason Freeman is a financial advisor with LPL Financial in Rock Hill, SC, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions, offering a range of financial planning and advisory services through a broad network of investment adviser representatives.

Ryan Langstaff is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 63 and Series 65 credentials and 23 years of industry experience. His career includes prior roles at Commonwealth Financial Network, Legacy Retirement Advisors, Independent Financial Group, and an earlier tenure at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Andrew Eckhardt is a financial advisor with UBS Financial Services holding a Series 66 designation and four years of industry experience. His prior experience includes roles at Prosek Partners and a background that spans both professional and community activities in Squirrel Island. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm leverages proprietary research and model-based asset allocations to provide tailored financial planning and portfolio management, combining institutional trading capabilities with wealth management services.

Madison Melle is a financial advisor with LPL Financial based in Fort Mill, SC. She holds a Series 66 designation and has two years of industry experience. Her prior roles include positions at the University of Mississippi, West Michigan Credit Union, and Live Local Realty. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of investment options and tools, supporting a large network of investment adviser representatives with both discretionary and non-discretionary strategies.

Charles Dekrafft II is a financial advisor with OSAIC in Charlotte, NC, holding Series 63 and Series 65 licenses and 34 years of industry experience. He worked at Lincoln Financial Advisors Corporation for 32 years prior to joining OSAIC in 2025. Dekrafft is also involved in insurance-related activities, including offering fixed and indexed annuities and other insurance products. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, providing both brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, and it is notable for its scale, complex affiliate network, and recent consolidation activity.

Bryan Perry is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and previously worked at Bank of America, N.A. and DG Golf Management. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.