Alexandria Johnson is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and has previously worked at Philadelphia Insurance Companies and taught at Lighthouse Academy Palm Beach. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Joseph Marek is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. He has held positions at Merrill, Bank of America, Pennymac, and Ditech Financial. Marek receives residual income from a past commission-based role in credit card processing with Total Merchant Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Luke Elmore is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has worked previously at Merrill, Bank of America, and JPMorgan Chase Bank, N.A. Outside of finance, he has been involved with nonprofit organizations including World of Fellowship Inc and Gospel Volunteers Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Stephen Whitley is a financial advisor at Merrill with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fidelity Brokerage Services LLC. Outside of finance, he was briefly involved with Bob's Backflow Company in 2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Anthony Zanaglio is a Senior Financial Advisor with Merrill Lynch Wealth Management. He provides a comprehensive approach to wealth management, focusing on understanding clients' personal and financial situations to develop customized strategies that align with their goals and adapt as needs and market conditions change. His expertise covers a range of areas including corporate benefits, executive compensation, family wealth management strategies, and investment consulting for defined contribution plans. Anthony's professional philosophy centers on prudent wealth management principles, disciplined investment direction, and exceptional client service. He emphasizes trust and transparency, working closely with clients to set realistic expectations for risk and reward. His approach includes coordinating with clients' other advisors and focusing on long-term goals through tax minimization strategies, estate planning, philanthropy, and banking services offered through Bank of America. He holds a Bachelor's Degree from the University of North Florida and certifications including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of work, Anthony enjoys football, swimming, traveling, and spending time with his family.

George Redmond is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 26 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1992. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal teams and third-party managers for individuals, high-net-worth clients, and institutional investors.

Jordan Barker is a financial advisor at Merrill with 15 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner and Smith Incorporated since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Derek Elftmann is a financial advisor with Ameriprise in Jacksonville, FL, holding a Series 66 designation and 23 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2002. Outside of his advisory role, he serves as President of the Christ the King Athletic Association and is an athletic coach at Fletcher High School. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing tailored, non-discretionary recommendations that incorporate research, modeling, and tax-efficiency analysis. The firm also delivers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

James Hughes is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at LPL Financial and Vystar Credit Union since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Jeremy Brink is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Robert Crago is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with nine years of industry experience. He has worked at Merrill since 2016 and has also been with Bank of America, N.A. since 2019. Prior to his advisory career, he was employed at Office Depot in 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Emily Mccrea is a financial advisor with Merrill in Ponte Vedra Beach, FL, holding Series 63 and Series 66 licenses and having seven years of industry experience. She has been with Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Ryan Kennedy is a financial advisor with J.P. Morgan Securities in Jacksonville, FL, holding Series 63 and Series 66 credentials. He has one year of industry experience, including prior work at Fidelity Investments and involvement with Town Beer Co and Mandarin Christian Church of Jax FL INC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its approach.

Terrance Walter is a financial advisor at Merrill with 19 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2007. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Cooper is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He has been with Morgan Stanley in various capacities since 2007, including roles at Morgan Stanley & Co., Incorporated, Morgan Stanley Smith Barney, and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs. The firm emphasizes tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Hergis Guri is a financial advisor with Merrill, holding a Series 66 credential and 13 years of industry experience. He has been with Merrill since 2012. Outside of his advisory role, he is a co-owner of several family rental property businesses in Jacksonville, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Alexander Jean Mary is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds the Series 66 designation and has previously worked at Fidelity Personal and Workplace and Strategic Advisers LLC. His background includes roles in both investment firms and educational services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm utilizes quantitative asset-allocation modeling combined with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Robert Creevy is a Series 66-licensed financial advisor at Merrill with 14 years of industry experience. He has worked at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner and Smith Incorporated since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Francis Divito is a financial advisor with UBS Financial Services in Ponte Vedra Beach, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers proprietary research and affiliated banking programs.

Adenike Cezar is an International Wealth Advisor at Merrill Lynch Wealth Management, specializing in delivering comprehensive, goals-based financial plans and guiding clients through the wealth construction process. She works closely with families, business owners, and professionals, developing personalized strategies that address executive compensation, family wealth management, legacy planning, retirement income, tax minimization, and international wealth management. Her approach integrates Merrill’s investment insights alongside banking and lending solutions from Bank of America. With over 15 years of experience in asset management prior to joining Merrill, Adenike applies a disciplined methodology to help clients pursue their long-term financial objectives. She holds multiple advanced degrees, including a Bachelor’s degree from Pontificia Universidade Catolica, a Master’s of Science in Finance and Economics from Fundacao Getulio Vargas, and an MBA from the Rotman School of Management and Fundacao ItauBank. Additionally, she has completed an accredited certificate program at Yale University. Adenike is a Certified Private Wealth Advisor (CPWA) and a Personal Investment Advisor (PIA). Fluent in English, Portuguese, Spanish, and German, Adenike also dedicates time to community involvement and volunteering. Outside of work, she enjoys playing tennis, golf, and soccer, as well as traveling and spending time with family and friends.