Felicia Banks is a financial advisor at Primerica Advisors with 10 years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at Aetna. In addition to her advisory role, she is involved in selling loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, offering model-delivery strategies managed by third parties. The firm supports approximately 3,698 advisors across 1,829 offices and manages around $15.5 billion in assets.

Gardner Bloemers is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 40 years of experience in financial services. She has been serving as a Financial Advisor at Merrill Lynch for more than 15 years and leads a team including Senior Financial Advisor Collin Campbell and Wealth Management Client Associate Joe Fallica. Gardner focuses on client-centered financial planning that addresses areas such as family wealth management strategies, legacy planning, personal retirement planning, philanthropic and values-based investing, special needs planning, and tax minimization. Gardner holds several professional designations including the CERTIFIED FINANCIAL PLANNER® (CFP) certification and the Certified Plan Fiduciary Advisor® (CPFA) designation. She earned a master's degree from Rotterdam School of Management at Erasmus University and a bachelor's degree from Tufts University. Fluent in English, Dutch, French, and German, she brings a global perspective to her practice and is a member of the Central Virginia Estate Planning Council. Beyond her professional roles, Gardner is active in her community, serving on the boards of The Dressage Foundation and the Virginia Horse Center Foundation, Inc., where she has also held the position of President. She founded the Mid Atlantic Dressage Festival at the Virginia Horse Center and participates in dressage competitions. Her personal interests include cooking, gardening, horseback riding, skiing, and traveling.

John Corbett III is a financial advisor with Morgan Stanley in Delray Beach, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is a partner at JWC Peak LLC, an investment-related real estate venture in Massachusetts. Morgan Stanley Wealth Management serves both individual and institutional clients, providing comprehensive financial planning and advisory programs. The firm employs a structured planning process supported by advanced modeling tools and offers a range of investment solutions through its extensive network of financial advisors.

Eric Rivero is a financial advisor at Merrill with Series 65 and Series 63 licenses and one year of industry experience. He previously worked at Bank of America, Concurrent Investment Advisors LLC, Insight Private Wealth, and Banker's Life & Casualty Company. Rivero is also the owner of Rivero Advisory Services LLC and has been affiliated with Insight Private Wealth. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Spina is a financial advisor at Osaic Wealth with 16 years of industry experience. He holds a Series 66 designation and previously worked at SagePoint Financial for 13 years. Outside of finance, he has been involved in sales at Dolce Printing for over 15 years and serves as president of Evergreen Financial Group, LLC, a financial advisory business. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, and institutional clients. The firm’s investment approach combines model-based asset allocation and portfolio optimization, offering a range of brokerage and advisory services through a multi-advisor platform.

Emmanuel Adoghe is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities to help develop strategies that address their short-, mid-, and long-term financial goals. His areas of expertise include general investing, retirement planning, and saving for unforeseen events. He also facilitates access to Bank of America specialists for services related to banking, credit, home financing, and small business solutions. Emmanuel holds the designations of Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Ambrose Ali University, a Master's Degree from the University of Westminster, and a Master of Business Administration (MBA) from Northwestern University.

Lawrence Hall serves as a Senior Resident Director at Merrill, where he focuses on family wealth management strategies, legacy planning, and personalized retirement planning. He works closely with clients to develop tailored financial strategies that align with their long-term goals, providing access to Merrill’s investment insights alongside Bank of America's banking and lending solutions. His approach emphasizes a thorough understanding of clients’ full financial picture to help them pursue their objectives in a changing market environment. With a Personal Investment Advisor (PIA) designation and a background that includes a High School Diploma from Lunenburg High School, Lawrence brings dedication to delivering high levels of service and care. His expertise extends across philanthropic planning, portfolio management, tax minimization, and retirement income, ensuring comprehensive support for clients' wealth management needs. Lawrence also maintains active community involvement as a member of the Disaster Relief Crew and First Responder team in the Southeastern United States and islands. Outside of his professional responsibilities, Lawrence’s personal interests include baseball, boating, football, golfing, ice hockey, music, skiing, woodworking, and spending time with his family. He follows the tradition of community participation that is part of Merrill’s culture, integrating service and volunteer efforts with his commitment to clients.

Jordan Faircloth is a financial advisor with Wells Fargo Clearing in Boca Raton, FL, holding the CFP® designation and Series 66 license. He has 16 years of industry experience and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Lisa Meth is a financial advisor with UBS Financial Services in Boynton Beach, FL, holding a Series 66 designation and 30 years of industry experience. She has been with UBS Financial Services since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers a range of products supported by proprietary research and capital markets services.

Jessica Sabath is a financial advisor with Wells Fargo Advisors, holding the Series 66 and Series 63 designations and bringing 18 years of industry experience. She has worked at Wells Fargo in various capacities since 2009, with prior experience at Merrill from 2004 to 2009. In addition to her advisory role, she has a minority ownership interest in a small business involved in eyebrow tint sales. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients meeting certain net-worth thresholds and integrates advisory services with various financial product offerings and referral channels.

Kristen Hernandez is a CFP®-certified financial advisor with Ameriprise in Boca Raton, FL, bringing 16 years of industry experience. She has been with Ameriprise since 2010, including six years at the current firm entity. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides detailed retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Carlos Ricardo is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes roles at JPMorgan Chase Bank, DEFY Mortgage, Symmetry Financial Group, First Republic, Highlands Residential, Wells Fargo, Ameriprise Advisor Services, and Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program that leverages centralized due diligence and both quantitative and qualitative research.

Anthony Brodeur is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and has worked at firms including Paradigm Wealth and Tremont Sporting Co. Outside of advisory work, he was involved with Brodeur Hockey School for three years. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a variety of brokerage and advisory services, utilizing model-based asset allocation and portfolio optimization tools.

Mellissa Linnhoff is a financial advisor with Raymond James Financial Services Advisors Inc. in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. She has been with Raymond James and its affiliated entities since 2015. Outside her advisory role, she owns a Mary Kay independent beauty consulting business. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors, providing financial planning and investment consulting with a focus on customized, non-discretionary strategies. The firm supports institutional consulting and municipal finance work and offers specialized advisory programs such as SIMPLE IRA Employer Advisory & Consulting Services.

Christopher Stewart is a financial advisor with Ameriprise Financial Services and holds Series 63 and Series 65 designations. He has 30 years of industry experience, including prior roles at A. G. Edwards & Sons, Inc., and has been with Ameriprise since 2005. Outside of his advisory duties, he works as an independent contractor for SRA Partners LLC, providing office management, coaching, and leadership services. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach includes detailed recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Deniz Kaya is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has been with Bank of America and its affiliated entities since 2017. Outside of his advisory role, Kaya is a sole owner of rental properties in Port Saint Lucie, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

John Bartell is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 30 years of industry experience. His work history includes roles at Voya Financial Advisors and Cetera Wealth Services, LLC before joining Bartell Wealth Management, LLC in 2025. Outside of his advisory work, he is an independent insurance agent and is involved in a life settlement business. Cetera Investment Advisers LLC is a large SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial planning services, employing a multi-manager platform with access to both affiliated and unaffiliated managers.

Thomas Goldstein is a financial advisor with Merrill and holds a Series 66 designation. He has three years of industry experience and concurrently works with Bank of America. His prior work includes roles at New Day Therapy Center, Florida Autism Center, and Flagler College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Roberto Cucalon is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2008. He also serves as co-trustee of a family revocable trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, and institutional investors.

Barry Schwartz is a financial advisor at UBS Financial Services with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has been with UBS since 2013. Outside of his advisory role, he serves on the board of directors for Delaire Country Club, a residential country club in Delray Beach, FL. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.