James Hemenway is a financial advisor with Raymond James & Associates in Naples, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Raymond James & Associates since 2016. Outside of his advisory role, he is a co-manager and partner of a rental real estate LLC. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, investment consulting, and institutional fiduciary services with a range of portfolio management styles and affiliated research resources.

Joel Mc Koan is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He previously founded and served as Chief Investment Officer of Royal Harbour Capital LLC, a private investment company that is currently in the process of being closed. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and proprietary investment modeling.

Thomas Lillard III is a CFP® with 36 years of industry experience, currently advising at Merrill. He has been with Merrill and Bank of America, N.A. since 2011. Outside of his advisory role, he serves as a successor trustee and holds several fiduciary responsibilities, including powers of attorney for family members. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies constructed by internal and third-party managers.

Gerald Ferrante is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. His career includes roles at Morgan Stanley Smith Barney since 2009 and Citigroup Global Markets from 2002 to 2009. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning approach uses structured discovery conversations and approved tools, offering tailored financial plans without individual security recommendations as part of standalone programs.

Quentin Woolf is a financial advisor with Morgan Stanley in Naples, FL, holding a Series 66 designation and having one year of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A., and has prior experience at Roht Marine. He has also been affiliated with the University of Alabama since 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and models.

Michael Busick is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. His prior roles include positions at Merrill, Bank of America, and City National Bank. Outside of his advisory work, he is involved as a trustee and owner in several family trusts and LLCs, including owning hunting and farm land. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm employs tailored strategies based on client risk profiles and utilizes a combination of in-house and third-party investment managers and model providers.

Natalee Berman is a Series 66-registered financial advisor at Merrill with experience beginning in 2023. Her prior roles include positions at Campiello, CLD Public Relations, and educational institutions such as UCLA and Irvine Valley College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michelle Minisci is a CFP® certificant with over 21 years of experience in financial services. She is currently affiliated with LPL Financial and Elevated Wealth Management, and previously worked at FSC Securities Corporation and Fredstrom & Associates, PA. Her background includes roles spanning investment advisory and related business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and institutional platforms, utilizing various advisory models and technology tools to support its network of over 22,800 advisors.

Edward Titcomb is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at U.S. Bank and Bank of America. Outside of his advisory role, he serves on the boards of Rock Island Company, a family connecting organization, and The Boat Company, which focuses on conservation. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Thomas Walters II is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 designations and has been with various Fidelity entities since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, often employing affiliated or unaffiliated sub-advisers.

Charles Salup is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Frank Sakowski is a financial advisor with Ameriprise in Naples, FL, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He previously worked for Morgan Stanley Private Bank, Morgan Stanley, and New Era from 2015 to 2025. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated companies and uses a combination of research, modeling, and tax-efficiency analysis to deliver customized retirement recommendations.

Ryan Gruber is a financial advisor with Charles Schwab, holding the CFP® designation and Series 63 and 66 licenses, with 11 years of industry experience. His career includes roles at Charles Schwab Bank, Charles Schwab and Co., Inc., TD Ameritrade, and Scottrade. Outside of advisory work, he is a member of Jays Farm LLC, an entity unrelated to investment activities. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers multi-asset model portfolios along with an established alternative-investment program.

Kevin Briggs is a financial advisor with Ameriprise in Bowling Green, KY, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, he serves on the Business Administration Team for Hillvue Heights Church. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Eric Furlotte is a financial advisor with Ameriprise in Commerce, MI, holding Series 63 and Series 66 credentials and possessing 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves on the Board of Directors of the Yankee Air Museum and manages Furlotte Consulting Group LLC, which supports his practice operations. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered in partnership with the client’s financial advisor.

William Fenwick Jr. is a financial advisor at LPL Financial with 40 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at First Kentucky Securities Corporation for 19 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers various advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by a broad network of investment adviser representatives.

James Rosebrook is an advisor with Charles Schwab in Naples, FL, holding Series 63 and Series 65 registrations. He joined Charles Schwab and Charles Schwab Bank in 2025 and has prior experience in various roles, including positions at Portland Golf Club, Fairwood Construction, and Wright Way Emergency Services. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational structures.

Freddy Mantilla is a financial advisor with Merrill in Naples, FL, holding a Series 66 designation and possessing 11 years of industry experience. He has worked at Merrill and Bank of America since 2013. Mantilla serves on the technology committee at Bishop Verot Catholic High School, contributing to oversight of the campus’s existing technology and future improvements. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies and supports a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Frederick Pierce is a CFP® credentialed financial advisor with 33 years of industry experience. He is currently with Morgan Stanley in Naples, FL, where he has worked since 2021. Prior to joining Morgan Stanley, he spent nine years at UBS Financial Services. Pierce serves as an officer for the Tri-County Scholarship Foundation, a nonprofit focused on education. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and does not provide individual security recommendations as part of its standalone planning services.

Andrew Garner is a financial advisor with J.P. Morgan Securities in Naples, FL, holding a Series 66 designation and one year of industry experience. Prior to joining J.P. Morgan Securities, he operated a car detailing business, Andrew's Car Detailing, since 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program.