Joseph Wietecha III is a CFP® professional affiliated with LPL Financial, with 32 years of industry experience. He has been associated with Lexington Financial since 1998 and joined LPL Financial in 2026. Outside of his advisory work, Joseph is a part owner of JAMAS, LLC, an entity that manages commercial office properties in Clinton Township, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning, asset management, and institutional platforms, supported by extensive operational and research tools.

Nicholas Bowman is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Blue Chip Talent, THG Financial Strategies, and Canisius University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Jeffrey Steele is a CFP® and ChFC® with 36 years of industry experience. He is currently with LPL Financial and previously worked at firms including Commonwealth Financial Network, Center for Wealth Management, Mass Mutual, and Metlife Securities. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers advisory and brokerage services through a large network of investment adviser representatives and provides a range of financial planning and asset management solutions.

Matthew Smith is a financial advisor with LPL Enterprise in Troy, MI, holding Series 63 and Series 65 designations and bringing 22 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Allstate Financial Advisors, LLC. Outside of his advisory work, he volunteers with the Finseca Foundation, assisting in promoting research and education efforts. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities through a network of investment adviser representatives. The firm typically implements investment strategies using model portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, third-party asset manager access, and participation in wrap programs.

Joe Cattaneo is a Planning Consultant at Fidelity Investments, where he has been working since 2026. Prior to his current role, he served as a Relationship Manager at Fidelity Investments from 2024 to 2026, and at Gregory J. Schwartz & Co. from 2017 to 2024. Joe approaches financial planning as a partnership, focusing on understanding what matters most to each client and maintaining open and collaborative communication. He works to co-create financial plans that are personal, clear, and built on trust. Outside of work, Joe enjoys boating, fitness, social events with friends, movies, and parenthood.

Matthew Matuza is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies tailored to their unique ambitions and long-term goals. Matthew focuses on a variety of areas including family wealth management strategies, managing new wealth, personal retirement planning, portfolio management, individual and corporate investment strategy, tax minimization, and retirement income. Matthew holds a Bachelor's Degree from GMI Engineering and Management Institute and maintains professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His approach centers on understanding clients' perspectives and priorities to create customized wealth management plans that help manage investment risk and turn financial goals into reality. Outside of his professional responsibilities, Matthew enjoys spending time with his family and participating in sports such as baseball, basketball, boating, football, golfing, running, and soccer, as well as watching movies.

Philip Appel is a Wealth Management Advisor and the lead advisor on The Stulberg Group at Merrill Lynch Wealth Management. He has over 30 years of experience in investment management, having joined the team in 1995. Prior to this role, he worked in the equity research department at Merrill headquarters in New York. Before entering the financial industry, he was a high school mathematics teacher in San Francisco, California. Philip earned a bachelor's degree with a focus on mathematics from the University of Michigan. He holds the Personal Investment Advisor (PIA) professional designation. His expertise includes corporate executive services, divorce transition planning, executive and equity compensation services, family wealth management strategies, investment consulting for defined contribution plans, managing new wealth, personal retirement planning, small business strategies, and retirement income. Philip lives in Bloomfield Hills with his wife Kareen and their four daughters. His personal interests include cooking, music, and softball.

Steven Miodonski is a financial advisor with LPL Financial holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Merrill, Edward Jones, PNC Bank, and Caliber Home Loans. Outside of his advisory work, he is the sole owner of a farm used for deer hunting in Harbor Beach, Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Melissa Johnson is a financial advisor at Ameriprise with 11 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2014. Outside of her advisory role, she manages an advisory business through Bedrock Acquisitions LLC. Ameriprise serves clients primarily through its retirement-income planning service, targeting individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement income recommendations, supported by a centralized consulting team.

Robert Dennis is a financial advisor with Ameriprise in Bloomfield Hills, MI, holding Series 63 and Series 65 designations and over 31 years of industry experience. His career includes roles at Morgan Stanley and Morgan Stanley Private Bank before joining Ameriprise in 2017. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement planning and tax-aware withdrawal strategies through a centralized team working alongside financial advisors.

Shahidah Benson is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Jennings is a financial advisor with Merrill in Bloomfield Hills, MI, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Merrill since 1994. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, discretionary portfolio management, and brokerage and custody services. The firm’s investment management includes multiple program strategies and a wide range of manager-constructed options, supported by oversight from its CIO and platform governance, with added tax-efficient capabilities and integration with Bank of America affiliates.

Andrew Tomlinson is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at American Portfolios for 16 years. Tomlinson also maintains an ongoing independent advisory practice and has involvement in insurance and fixed annuities outside of his advisory role. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm provides a multi-advisor platform offering brokerage and advisory services with a focus on model-based asset allocation, portfolio optimization, and a range of managed portfolio solutions.

Brendan Byrne is a financial advisor at Edward Jones in Sterling Heights, MI, holding a Series 66 designation with seven years of industry experience. Prior to joining Edward Jones in 2019, he spent four years at Wilson Chevrolet Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.

Sarah Richards is a financial advisor at Ameriprise with 14 years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Ameriprise in 2026, she worked at The Huntington Investment Company for 14 years. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides annual retirement-income planning with a focus on dependable income sources and tax-aware withdrawal strategies. Their approach is supported by investment research, third-party data, and algorithmic tools, and includes restrictive enrollment criteria requiring a minimum level of investable assets.

Christian Rebottaro is a financial advisor at Edward Jones with three years of industry experience. He holds a Series 66 designation and previously worked at Merrill Lynch and Bank of America. His professional background also includes roles outside finance, such as positions with the Michigan State University Athletic Department and College Works Painting. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Bradley Batur is a financial advisor with Morgan Stanley based in Rochester, MI, holding Series 63 and Series 65 licenses and has 19 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning approach supported by proprietary tools and market simulations.

Wendy Wilson is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 65 and Series 66 designations and has 24 years of industry experience. Wilson has been associated with Raymond James in various capacities since 2001 and co-owns Southworth & Wilson Inc. in Troy, MI. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm uses risk profiling and analytical tools to tailor non-discretionary planning and consulting aligned with client goals and supports a broad network of advisors and affiliated firms.

Mark Lundquist is a CFP® and Series 66-registered financial advisor with Edward Jones, based in New Baltimore, MI. He has 12 years of industry experience and has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a broad network of financial advisors and offers a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and tax-efficient services.

Madison Scarpelli is a Series 66-licensed financial advisor at LPL Financial with six years of industry experience. Prior to joining LPL in 2024, she worked at Cambridge Investment Research Advisors and Cambridge Investment Research. Her background also includes positions at BlackRock and the University of Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors using diverse strategies and operational tools.