Jonathon Sermo is a financial advisor at Ameriprise in Novi, MI, holding a Series 66 designation with 12 years of industry experience. He has been with Ameriprise and its affiliated entities since 2013. Outside of advising, he is involved with Clarity Tax Professionals, LLC, where he assists with tax preparation and administrative support. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, featuring a Premier Retirement Income service focused on retirement planning through written recommendations and ongoing advice. The firm’s approach includes asset allocation and tax-aware withdrawal strategies, with a distinctive focus on clients meeting certain investable asset thresholds and utilizing affiliated investment products.

Michael Schlegel is a financial advisor with Cambridge Investment Research Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. Prior to his current role since 2019, he worked at Waddell & Reed, Inc., J.P. Morgan Securities, and Chase Investment Services Corp. He is also involved with Retirement & Wealth Strategies, operating under the RWS Financial Group. Cambridge Investment Research Advisors, Inc. serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and offers both discretionary and non-discretionary management through various proprietary and third-party platforms.

Ronald Dickerson Jr. is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. Prior to joining J.P. Morgan, he worked at Wells Fargo Clearing, Infinex Investments, and Flagstar Bank. He serves on the boards of two Ann Arbor-based nonprofits, including a youth-focused community center and a university ministry. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and performance reporting. The firm’s advisory process combines quantitative and qualitative due diligence with an ESG eligibility framework and includes broader derivatives and commodities capabilities.

Ronald Munson Jr. is a financial advisor with Raymond James Financial in Southfield, MI, holding a Series 66 credential and entering his first year in the industry. His prior experience includes 28 years at Ford Motor Credit Company and a brief tenure at LPL Enterprise LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools to model potential outcomes and supports municipal and public-finance advisory work through a unique affiliation.

Phil Andrews II is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 18 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. He is also the author of "Sally and Sam Squirrel." LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and oversight of substantial discretionary assets.

Kimberly Dwyer is a financial advisor at Thrivent Investment Management with 10 years of industry experience. She holds the Series 66 designation and has been with Thrivent Financial and Thrivent Investment Management since 2016. Outside of her advisory role, she is the owner of FLEX POINT DANCE, LLC, a competitive and recreational dance studio, though she has no active role in its operations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of financial advisors. The firm focuses on holistic, goal-based planning across various topics, offering services as one-time or ongoing engagements without discretionary trading authority.

Consuelo Wicks Reiter is a financial advisor at Morgan Stanley with nine years of industry experience. She holds the Series 66 and Series 63 licenses. Her prior work includes roles at Inverness Securities LLC, Ancora Advisors, The Prudential Insurance Company of America, Pruco Securities LLC, NYLIFE Securities LLC, and New York Life Insurance Co. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, emphasizing tailored financial planning and utilizing firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through varied advisory and broker-dealer services.

Scott Martin is a financial advisor at Edward Jones in Royal Oak, MI. He holds the Series 66 designation and began his advisory career at Edward Jones in 2026. Prior to this, he worked in various roles including with the American Forest Foundation and Menasha Packaging Company. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a range of investment strategies and affiliated services through a nationwide network of financial advisors and branch offices.

Richard Truxall is a financial advisor with OSAIC in Southfield, MI, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include eight years each at Lincoln Financial Advisors Corporation and Invest Financial Corp. Outside of advisory services, he also works as an insurance agent offering fixed and indexed annuities, long-term care insurance, and traditional life insurance products. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process with tools for asset allocation, portfolio optimization, and multiple strategy implementations, supported by a complex affiliate network and private-equity ownership.

Jason Sherman is a CFP® professional with 23 years of experience in the financial services industry. He has been with LPL Financial since 2004 in Southfield, MI. Outside of his advisory role, he is also involved in selling life, health, home, and auto insurance and provides tax return preparation services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Kayla Jordan is a financial advisor at Osaic with six years of industry experience. She holds a Series 66 designation and has worked at Michigan Financial Companies since 2019, following prior roles at JPMorgan Securities LLC, JPMorgan Chase Bank N.A., and Firstmerit Bank/Huntington Bank. In addition to her advisory duties, she serves as a registered assistant supporting client services and new business management. Osaic Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization, supporting a range of strategies through a complex affiliate network and multiple custodial arrangements.

Jacob Wirgau is a financial advisor at Edward Jones in Canton, MI, with 10 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a large network of advisors and branches, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products under a fiduciary standard.

Jeffrey Buursma is a financial advisor at Ameriprise with six years of industry experience. He holds the Series 66 designation and has been with Ameriprise since 2019. Prior to his advisory career, he worked for Northlight Nannies for seven years. He serves on the Board of Directors for Camp Roger in Rockford, Michigan. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement, typically with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement income recommendations.

Ryan Gliwa is a financial advisor with Ameriprise in Livonia, MI, holding a Series 66 designation and seven years of industry experience. He has been with Ameriprise and its affiliated entities since 2017. Ameriprise provides retirement-income planning services targeting individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Whitney Bonaquist is a Series 66 credentialed financial advisor at Morgan Stanley with seven years of industry experience. She has worked at Morgan Stanley since 2018 and previously held roles at Dynamic Metals Group and Great Lakes Woodworking. Outside of her advisory work, Bonaquist owns and operates Elevate New Hudson, a business focused on creating and selling handmade merchandise such as t-shirts, jewelry, and original artwork. Morgan Stanley Wealth Management is an SEC-registered investment adviser that provides a wide range of financial planning and advisory services to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies in its approach.

Aaron Tonna is a Financial Consultant at Fidelity Investments, a position he has held since 2023. He has worked with Fidelity Investments since 2020, serving previously as a Planning Consultant and an Investment Consultant. Prior to joining Fidelity, Aaron held roles at Vanguard, including Investment Sales Consultant, Account Transition Specialist, and Operations Associate from 2017 to 2020. Throughout his career, Aaron has developed experience in financial planning, investment consulting, and account management. He emphasizes building strong relationships and trust with his clients to provide financial plans tailored to their individual goals.

Grant Lowery is a financial advisor with Raymond James Financial in Northville, MI, holding a Series 66 designation and three years of industry experience. He also works as an associate at Scott Lowery, CPA, PC, where he manages office operations and prepares tax returns. His career includes prior roles at Quicken Loans and extensive experience within Raymond James Financial Services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm provides tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through unique affiliations.

Joseph Denis is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. He has previously worked at Bank of America and Michigan First Credit Union. Denis also serves as a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

George Al Ghishan is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 66 and Series 63 designations and has been with J.P. Morgan-affiliated entities since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative screens with qualitative research to build model asset allocations and incorporates an ESG eligibility framework in its recommendations.

Melissa Frantz is a financial advisor with Ameriprise in Plymouth, MI, holding a Series 66 designation and 22 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce written Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.