Joel Magruder II is a financial advisor with LPL Financial in West Des Moines, IA, holding Series 63 and Series 65 registrations and nine years of industry experience. Prior to joining LPL Financial in 2019, he worked at Sammons Financial Network and Sammons Retirement Solutions from 2017 to 2019, and Midland National Life from 2015 to 2017. Outside of his advisory work, Magruder is involved as a music artist with a music group and serves as a religious/faith speaker. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research, model portfolios, and a range of investment strategies.

Eric Danner is a Benefits & Planning Consultant specializing in Executive Services at Fidelity Investments, a position he has held since 2021. In this role, he partners with executive clients to assist with personal and workplace planning aimed at helping them work towards their financial goals. Eric has extensive experience in the financial services industry, having held various roles since 1998. His previous positions include Relationship Manager at Legacy Financial Group, Associate Financial Consultant at Charles Schwab & Co., Registered Client Associate at Morgan Stanley, Senior Associate Portfolio Consultant at Charles Schwab & Co., Financial Services Representative at State Farm Insurance, Senior Investment Consultant at American Century Investments, and Brokerage Service Representative at Principal Financial Group.

Kathleen Hendershott is a financial advisor with UBS Financial Services in Madrid, IA, holding a Series 63 designation and bringing 27 years of industry experience. She has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides research-driven, model-based asset allocations tailored to client goals.

Kornmueng Baccam is a financial advisor at LPL Financial in Des Moines, IA, holding a Series 66 designation with 15 years of industry experience. His prior roles include positions at Voya Financial Advisors, Inc., Princor, and a period as a self-employed advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from internal and external sources.

Jacob Jaacks is a Series 66-licensed financial advisor with Morgan Stanley in West Des Moines, Iowa, and has 14 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and advisory programs supported by firm-approved planning tools and a broad range of investment products.

James Willer is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 54 years of industry experience. His career includes long-term roles at Citigroup Global Markets and Morgan Stanley entities since 1993. He is currently based in West Des Moines, Iowa. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques in its advisory process.

Jonathan Lutz is a financial advisor with Edward Jones, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Fischer Henderson is a financial advisor at Morgan Stanley with 4 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Sammons Retirement Solutions and Sammons Financial Network. Before beginning his career in finance, he held positions in education and the retail sector, including roles at Grand View University and Ramsey Mazda and Subaru. Morgan Stanley Wealth Management serves individual and institutional clients by providing a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its financial planning process.

Keith Hunter is a financial advisor at Cetera with 11 years of industry experience and holds a Series 66 designation. His prior roles include positions at VOYA Financial Advisors and Wells Fargo Advisors. He serves as a voting board member of the Christian Coalition of Iowa, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager investment platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Scott Stone is a financial advisor at LPL Financial with 31 years of industry experience. He holds the ChFC®, Series 63, and Series 66 designations. Prior to joining LPL Financial, he worked at BancWest Investment Services and Bank of the West for 15 years. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research, model portfolios, and various portfolio management options.

Cooper Schettler is a Series 66-credentialed financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, he worked in various roles including positions at Renewal By Andersen and Carlisle High School. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options supported by a large network of financial advisors and branch offices across the United States.

Robin Marshall is a financial advisor with Ameriprise in West Des Moines, IA, holding a Series 63 designation and bringing 35 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as treasurer and voting member of The FISH20 GROUP LLC, where he is involved in operational oversight and financial planning advice for clients. Ameriprise provides retirement-income planning services primarily for individuals near or in retirement with substantial investable assets, combining research-driven, tax-efficient strategies and algorithmic support to create personalized recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

John Desmond is a financial advisor at Mass Mutual Investors Services with 44 years of industry experience. He holds a Series 63 designation and has worked with Metlife Securities Inc. for 31 years before joining Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company. Outside of advisory roles, he is also an independent insurance agent specializing in group life and health insurance as well as property and casualty insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships using firm-approved analytical tools.

Anthony Mauro is a financial advisor at Cetera with 34 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including Avantax and Quad M Inc. Outside of advising, Mauro is president of Slick Inc., a hunting and outdoor equipment business, and leads Tax Doctor, a tax preparation and bookkeeping firm. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform allowing advisors to use model portfolios, third-party managers, or create bespoke strategies across a variety of program structures and account types.

Daniel Bachman is a CFP® with 37 years of experience in the financial services industry. He currently works at Cetera and has held roles at Securian Financial Services, Minnesota Life Insurance Co., and Guide Financial Group. Outside of finance, he serves as a judge for men's gymnastics competitions at various levels, including NCAA and international events. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Matthew Fryar is a CFP® with 29 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors in West Des Moines, IA. He has been with Wells Fargo in various capacities since 2011 and also owns and operates Fryar Private Wealth Corp and Fryar Private Wealth Holdings, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients meeting certain net-worth thresholds, utilizing Wells Fargo research and planning tools to develop customized recommendations.

Willis Gaer is a financial advisor at Raymond James & Associates with three years of industry experience. He holds the Series 66 designation and previously worked at DMKC Advisory Services, LLC, D.M. Kelly & Company, EMC Insurance, Eastern Kentucky University, and Roosevelt High School. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, investment consulting, and institutional advisory services through a variety of portfolio management styles and affiliated research resources.

Jed Willoughby is a financial advisor with Ameriprise in Clive, IA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He previously worked at UBS Financial Services for 16 years before joining Ameriprise in 2023. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, algorithm-supported advice through a centralized consulting team.

Ann Merkley is a financial advisor with Cetera, holding a Series 63 designation and 32 years of industry experience. She has worked at Park Avenue Securities and Guardian Life Insurance Company for 15 years before joining Cetera Financial Specialists LLC. Merkley is also the owner of Woman of Worth LLC, a women business owner networking group. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a variety of portfolio management and financial planning services, employing a multi-manager platform with discretionary and non-discretionary program options.

Michael Berry is a CFP® professional with 27 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has worked at Cambridge since 2020 and previously served at VOYA Financial Advisors from 2014 to 2020. Berry is also president of Wealth Builders, Inc., a firm engaged in investment advising and independent insurance agency activities. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals who utilize a range of portfolio management strategies and custody arrangements.