Edward Spiegel is a financial advisor at Morgan Stanley in Barrington, Illinois, with 33 years of industry experience. He has been with Morgan Stanley since 2010 and has worked at Morgan Stanley Private Bank, N.A. since 2015. He holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques in its financial planning process.

Sonia Olivo is a financial advisor at LPL Financial with seven years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at J.P. Morgan Securities and JPMorgan Chase Bank. Prior to her financial services career, she spent twelve years at Sally Beauty Supply. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Sophia Cajiao is a financial advisor at Merrill with two years of industry experience and holds a Series 66 designation. Her work history includes positions at Bank of America and Merrill, as well as a role in event staff at Andy Frain Services. She assists patrons at arenas and theaters on weekends as part of her non-investment-related activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Luis Albarran Isidoro is a financial advisor at Fidelity with a Series 66 designation and three years of experience at the firm. His prior roles include positions at PricewaterhouseCoopers LLP, Aldi Inc, Shipt Corporation, and Target. He also worked in education at the University of Illinois Chicago and Bartlett High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base, including charitable funds and registered investment companies, and utilizes systematic methodologies and oversight controls in its investment approach.

Raymond Eckersall III is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning, as well as specialized services such as business-owner transition and special-needs analysis. Advisors use Wells Fargo research and planning tools to develop tailored recommendations delivered through client meetings and written summaries.

Joseph Johnson III is a CFP® with 22 years of industry experience, currently affiliated with Cetera since 2025. He has held positions at Avantax and Strategize Wealth Management Group Inc and is involved in tax preparation and financial consulting through Martin Johnson Tax & Financial Services, Inc. He also serves on the board of directors for the Kiwanis of Crystal Lake, a local charitable organization. Cetera Investment Advisers LLC is an SEC-registered advisor that supports a large network of independent advisors, offering financial planning, portfolio management, and retirement services to a diverse client base ranging from individuals to institutional accounts. The firm provides access to a variety of investment strategies, including third-party managers and customized solutions, operating across multiple platforms and custodial relationships.

Claire Kent is a financial advisor at Ameriprise with 17 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2007. Outside of advising, she is also a notary. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with a structured recommendation process and tax-aware strategies.

Kenneth Lydecker is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 54 years of industry experience. He has worked with Cambridge since 2009 and has previous experience at firms including Heritage Ins Inc and Agency for Planned Benefits, Inc. Lydecker also serves as a board member of Carol's Way Foundation, a nonprofit organization. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through independent Financial Professionals, utilizing a range of portfolio management strategies and platform arrangements tailored to client objectives.

John Bantug is a financial advisor with LPL Financial in Bloomingdale, IL, holding Series 63 and Series 66 designations and 17 years of industry experience. He has been with LPL Financial since 2016. Outside of his advisory role, he is a partner in Capital Investors Group Holdings, LLC, a business entity not related to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management with support from LPL Research and third-party subadvisors.

Gregory Katzman is a CFP® and Series 66 credentialed financial advisor with 26 years of industry experience. He has been with Ameriprise since 2017, currently serving in Chicago, IL. His prior experience includes roles at Waddell & Reed and involvement with community organizations such as the Andersonville Chamber of Commerce and the Kiwanis Club of the North Shore. Ameriprise is an institutional firm offering retirement-income planning services primarily for clients with significant investable assets, utilizing a centralized consulting team to provide tailored, research-driven recommendations that integrate tax-efficient withdrawal strategies and Social Security planning.

Mark Babula is a financial advisor at Charles Schwab with 26 years of industry experience. He has been with Charles Schwab Co., Inc. since 2000 and Charles Schwab Bank, SSB since 2005. He holds the Series 63 and Series 65 designations and is based in South Barrington, Illinois. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management services. The firm provides integrated brokerage, custody, and advisory solutions supported by a centralized operational structure.

Denise Baranowski is a financial advisor at OSAIC with 23 years of industry experience. She previously worked at Woodbury Financial Services, Inc. for 12 years before joining OSAIC in 2024. Baranowski holds Series 63, Series 65, and Series 66 licenses. She is a principal of The Divorce Financial Group, LLC, which focuses on divorce planning and analysis. OSAIC Wealth, Inc. serves a wide range of clients including individuals, high-net-worth investors, and institutional entities through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party money managers to manage portfolios that may include various asset types on discretionary or non-discretionary bases.

Ronald Asselborn is a financial advisor at Financial Planning Resources, LLC with 28 years of industry experience. He holds a Series 65 designation and has been with his current firm since 1999. Outside of his advisory work, he serves as a high school soccer referee during the spring and fall seasons. Financial Planning Resources, LLC is an independent firm based in St. Charles, IL, consisting of a single advisor.

John Waller is a financial advisor with Stratitech Consulting, Inc. He holds the Series 65 credential and has 10 years of industry experience. He has worked at Martin Matthews Group, Inc. since 2008. Stratitech Consulting, Inc. is an independent firm serving clients through personalized financial strategies.