Chad Frantesl is a financial advisor with LPL Financial holding a Series 66 designation and beginning his advisory career in 2024. He has prior business experience running Penguin Cleaning Services since 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, supported by various advisory platforms and technology tools.

Michael O'Neill is a CFA® charterholder and holds a Series 63 license, with six years of industry experience. He has worked at Edward Jones since 2020 and previously spent five years at The Northern Trust Company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and managing approximately $1.01 trillion in assets through a network of more than 23,700 financial advisors and over 15,000 branch offices.

Joe Krzyzewski is a Financial Consultant at Fidelity Investments, a position he has held since 2025. His role involves providing financial guidance tailored to clients' individual goals and values. Prior to this, he worked as a Planning Consultant at Fidelity Investments from 2023 to 2025 and as a Financial Representative from 2022 to 2023. Joe's professional approach emphasizes integrity and personalized service, focusing on helping clients make informed financial decisions. He is committed to understanding each client's unique financial situation to develop appropriate plans. Outside of his professional work, Joe enjoys family activities, fitness, football, golf, and hiking.

Matthew Knigge is a financial advisor with LPL Enterprise holding a Series 66 designation and less than one year of industry experience. His prior work includes roles at Soprano Accounting & Tax Services Inc, Architectural Fixtures, and UPS. LPL Enterprise, LLC provides investment advisory and brokerage services to a wide range of clients including individual and high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach and offers access to third-party asset managers along with affiliated trust and insurance services.

Peter Lotridge is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. His career includes roles at MassMutual Life Insurance Company since 2016 and METLIFE SECURITIES Inc from 2010 to 2017. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, money-manager programs, and educational seminars, with a focus on collaborative, annual planning engagements using firm-approved analytical tools.

Jeanette Hudepohl is a financial advisor with OSAIC, holding the PFS™ designation along with Series 63 and Series 66 licenses, and has 34 years of industry experience. Her prior work includes roles at American Portfolios Advisors, Inc., American Portfolios Financial Services, Inc., Reisner Hudepohl Financial Services, Inc., and Sunamerica Securities, Inc. She is also president of Reisner Hudepohl Financial Services, Inc., which provides tax preparation and consulting services. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers brokerage and advisory services with a focus on model-based asset allocation, portfolio optimization, and a range of investment programs supported by both proprietary and third-party strategies.

Daniel Wachs is a Chartered Financial Consultant (ChFC®) with 30 years of industry experience. He is currently affiliated with OSAIC and has held prior roles at Woodbury Financial Services, Uhlmann Investment Management, Perpetual Wealth Capital Management, and American General Securities. Outside of advisory work, he owns Perpetual Wealth Management LLC, a business focused on life insurance and premium finance, and serves as an independent insurance agent through multiple entities. OSAIC serves a broad mix of retail and institutional clients, offering brokerage and advisory services that include financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach relies on model-based asset allocation and portfolio optimization utilizing risk-tolerance assessments and third-party managers, supported by a complex network of affiliated broker-dealer, asset management, insurance, and trust firms.

Alonso Espino is a Series 66 credentialed financial advisor with six years of industry experience. He has worked at Fidelity Investments since 2023 and previously held a role at Merrill from 2019 to 2023. His background also includes positions outside finance, such as at In The Swim Pool Supplies and Wireless Choice. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a proprietary investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction to manage mutual funds, ETFs, and ETPs.

Jeffrey Delcorse is a CFP® professional with 16 years of industry experience. He is currently affiliated with LPL Financial and has previously worked at Envestnet Asset Management, Inc. and Portfolio Brokerage Services, Inc. Delcorse is also involved in financial planning through a separate business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides access to financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Brad Hansing is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He joined Fidelity in 2021, serving initially as a Central Relationship Manager, then as a Planning Consultant before his current role. Prior to joining Fidelity, Brad worked as a Financial Advisor at Financial Partners from 2003 to 2021. Throughout his career, Brad has focused on financial planning and client relationship management. He emphasizes a collaborative and educational approach, aiming to build trust through transparency and personalized strategies that align with clients' long-term goals. Outside of his professional responsibilities, Brad is interested in baseball, family activities, fitness, and music.

Brian Muehrcke is a Series 66-licensed financial advisor with 17 years of industry experience. He is currently with J.P. Morgan Securities and JPMorgan Chase Bank, N.A., where he has worked since 2022. His prior experience includes roles at Equitable Advisors, Axa Advisors, Sequoia Wealth Management, Ausdal Financial Partners, and LPL Financial. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The advisory process combines quantitative screening and qualitative research to build model asset allocations, with recommendations limited to eligible strategies and supported by affiliates.

Patrick Hagerty is a Financial Advisor at Merrill Lynch Wealth Management, where he has been since 2017. In this role, he works with families, business owners, and executives to help them achieve their financial goals by developing personalized plans tailored to their aspirations. Patrick leverages the offerings of Merrill and Bank of America to provide solutions that address his clients' evolving financial needs. Prior to joining Merrill Lynch Wealth Management, Patrick began his financial industry career in 2011, after earning his Bachelor's Degree from Saint Ambrose University. He has held positions at Scottrade and PNC Bank. His areas of focus include executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, and small business strategies. Patrick holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional work, Patrick is involved with the Lions Club. He lives in the Southwest Suburbs of Chicago with his wife and two sons. His personal interests include baseball, golfing, and spending time with his family.

Kevin Harvey is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His career includes roles at firms such as E*Trade Securities, Robinhood Financial, Bank of America, Merrill, J.P. Morgan, Edward Jones, TD Ameritrade, and Belvedere Trading. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a broad range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and analytics. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client engagements and corporate financial planning agreements.

Tyler Hagen is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. He previously worked at BMO Harris Financial Advisors, Inc. and Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Randy Golembeck is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2021. His prior experience includes positions at Harvard State Bank and Midwestern Securities Trading Co. LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, incorporating ESG criteria and leveraging derivatives and commodities capabilities.

Nicholas Black is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized financial strategies tailored to clients’ individual goals, leveraging investment insights from Merrill as well as banking and lending solutions from Bank of America. His approach focuses on gaining a comprehensive understanding of each client’s full financial picture to create strategies adaptable to changing market conditions. Nicholas holds a Bachelor’s degree from Purdue University System and has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is committed to community involvement and dedicates time to volunteering with local organizations, reflecting the Merrill tradition of community service.

Tawfiq Farraj is a Financial Advisor at Merrill Lynch Wealth Management. With over eight years of experience, he focuses on helping clients understand and pursue their unique financial goals. Tawfiq specializes in areas including college education planning, retirement income strategies, portfolio management, tax minimization, and socially responsible investing. He emphasizes understanding clients' personal perspectives and priorities to develop tailored financial plans. Tawfiq holds a Bachelor's Degree from the University of Illinois System and has earned the Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA) designations. He resides in Berwyn with his wife and children. In addition to his professional work, Tawfiq is active in his community through the Oak Park River Forest Community Trust Foundation. His personal interests include basketball, bowling, chess, cooking, music, spending time with family, and watching movies.

Mary Kay Hrdina is a financial advisor with Edward Jones in Plainfield, IL, holding the CFP®, ChFC®, and Series 66 designations. She has 11 years of industry experience and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of financial advisors and branch offices.

Ashley Graham is a financial advisor at Merrill with 20 years of industry experience. She has held her current position at Merrill since 2005 and holds a Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Nulicek is a CFP® and holds a Series 66 license with 12 years of industry experience. He has been with Edward Jones since 2013, working out of Downers Grove, IL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.