Calum Hayes is a financial advisor at Empower Advisory Group with seven years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Empower Retirement, Western Wealth Management LLC, LPL Financial, Charles Schwab, and Northwestern Mutual. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and savings rates, delivering services through a model closely tied to Empower’s recordkeeping and administrative platforms.

Scott Murphy is a financial advisor with Schwab Wealth Advisory, holding CFP® and ChFC® designations and nine years of industry experience. He has worked with Schwab Wealth Advisory since 2019 and has experience at Charles Schwab dating back to 2017. Murphy is also involved in community activities, serving on the financial council for Ave Maria Catholic School. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Charles Schwab’s research tools and asset allocation models. The firm operates within the Schwab ecosystem and does not exercise discretionary trading authority for its clients.

Alexander Cornell is a financial advisor with Schwab Wealth Advisory, Inc. based in Lone Tree, CO. He holds the Series 66 and Series 63 credentials and has two years of industry experience. Prior to joining Schwab, he worked at La Loma and has experience in the food service industry as well as five years in full-time education. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations. The firm delivers advice through standard asset allocation models and Schwab research tools, with client trading decisions remaining final.

Linae Provost is a financial advisor at Empower Advisory Group with two years of industry experience. She holds the Series 66 and Series 63 licenses and previously worked at USAA and Liberty AV Solutions. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients, using an integrated model tied to Empower’s recordkeeping and administrative platforms.

Amoy Gordon is a financial advisor at Empower Advisory Group with a Series 66 designation and three years of industry experience. Prior to joining Empower, he worked at Wells Fargo Clearing Services LLC for three years. Outside of his advisory role, Gordon owns an online book-selling business and works as a food delivery driver. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage account holders. The firm’s integrated model emphasizes long-term portfolio returns and offers both point-in-time financial plans and optional managed account solutions.

Jennifer Renner is a financial advisor at Empower Advisory Group with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at GWFS Equities, Inc., GHP Investment Advisors, and Hendricks Financial Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm offers an integrated service model tied to Empower’s recordkeeping and administrative platforms, featuring both point-in-time financial plans and optional managed account solutions.

Kevin Hogue is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory since 2021. Prior to this, he worked at UBS Financial Services Inc. from 2015 to 2021. He holds a Series 66 license and is based in Lone Tree, Colorado. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement planning, and investment recommendations using Charles Schwab’s asset allocation models and research tools, with clients retaining final trading decisions.

Sandra Arellano Diaz is a financial advisor with Empower Advisory Group in Greenwood Village, CO. She holds Series 63 and Series 65 licenses and has 10 years of industry experience. Her prior work includes roles at Gwfs Equities, Inc. and Aag. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with certain retail account holders. The firm’s integrated approach emphasizes long-term portfolio returns, annual rebalancing, and savings rates, delivering services closely aligned with Empower’s recordkeeping and administrative platforms.

Christine Kirk is a CFA® charterholder affiliated with Focus Partners Wealth, LLC, based in Denver, CO. She has over a decade of industry experience, having worked previously at Envestnet Inc. and Strategies Capital Management before joining Focus Partners. Focus Partners serves a diverse client base including individuals, high-net-worth families, family offices, and institutional clients, offering comprehensive wealth management, financial planning, and advisory services. The firm’s investment approach combines active and passive strategies within a long-term, tax- and fee-sensitive framework.

Emily Baird is a financial advisor at Empower Advisory Group with 23 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Empower Financial Services and J.P. Morgan Institutional Investments since 2009. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated model incorporates proprietary and third-party planning methodologies focused on long-term portfolio returns and annual rebalancing.

Michael Harper is a financial advisor with Empower Advisory Group, holding a Series 66 designation and 11 years of industry experience. He previously worked at T. Rowe Price from 2015 to 2021 and currently advises through Advised Assets Groups, LLC and GWFS Equities, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Earnest Hubbard IV is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds the CFP® and CFA® designations and has worked at firms including Windhaven Investment Management and ThomasPartners Investment Management. Hubbard has been with Charles Schwab and its affiliated advisory entities since 2018. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem, recommending allocations without discretionary trading authority while utilizing Schwab's proprietary research tools.

Derek Woodward is a financial advisor with Empower Advisory Group, holding Series 65 and Series 63 licenses and bringing 22 years of industry experience. He has worked with J.P. Morgan Institutional Investments Inc. and J.P. Morgan Retirement Plan Services LLC for 15 years and has been with Empower Financial Services since 2014. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select IRA and retail brokerage clients. The firm utilizes an integrated service model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Craig Collisson is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 designations. He has 11 years of industry experience, including over a decade at Charles Schwab and Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial reviews and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees for its advisory services.

Karen Jessey is a financial advisor with Primerica Advisors in Greenwood Village, Colorado, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has been with Primerica Advisors and Guardian Life Insurance Co. of America since 2008. Outside of her advisory role, she is involved in brokering insurance products and is associated with Phylstrong3 LLC and Kallos Colorado, LLC. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors, offering both brokerage and advisory services along with financial and retirement planning. The firm employs a range of investment strategies through proprietary and third-party platforms and supports various account-level services such as lending solutions and donor-advised funds.

Thomas Mcandrews is a CFP®-certified financial advisor with 21 years of industry experience. He is currently with Schwab Wealth Advisory and has been associated with various Charles Schwab entities since 2015. Outside of his advisory work, he serves as a soccer referee for the Colorado Soccer Association in the Denver Metro Area. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations through Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on client-directed decisions without discretionary trading authority.

Tiffani Boskovich is a CFA® charterholder based in Denver, CO, with five years of industry experience. She currently works at Beacon Pointe Advisors, LLC and previously held roles at CFO4Life Group, LLC and U.S. Bank. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, and outsourced chief investment officer services to a diverse client base that includes individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party Independent Managers, employing both active and passive strategies across public and private asset classes.

Joshua Lewis is a financial advisor with Empower Advisory Group in Phoenix, AZ, holding a Series 66 designation and seven years of industry experience. He has worked at Empower Financial Services, Carson Wealth, and Edward Jones. Outside of his advisory role, he facilitates a premarital communication workshop. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, offering point-in-time financial plans and optional managed account solutions integrated with Empower’s recordkeeping and administrative platforms.

Graham Harms is a financial advisor at Empower Advisory Group with a Series 65 designation and two years of industry experience. He previously worked at Covered Insurance and Berkeley Research Group LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage account holders. The firm’s services integrate with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing.

Ryan Eslinger is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 66 and Series 63 credentials and eight years of industry experience. Prior to joining Empower Financial Services in 2025, he worked at DePuy Synthes and Hanson Clinic. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account holders, using an integrated service model linked to recordkeeping and administrative platforms.