Jack Seaton is a financial advisor with Charles Schwab based in Denver, CO, holding a Series 66 license and six years of industry experience. His background includes roles at Charles Schwab & Co., Inc., Charles Schwab Bank, TD Ameritrade, and Segall Hamill & Bryant. Seaton previously worked at Eldora Ski Resort and has affiliations with the University of Colorado Boulder during his early career. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized supervision and custody with multi-asset model portfolios and a formal alternative investment program.

David Livran is a Wealth Management Advisor leading the financial advisory practice known as The LDS Group within Merrill Lynch Wealth Management. He has been involved in various roles within wealth management since 1998 and became a financial advisor in 2007. His team focuses on delivering customized financial strategies and investment plans that consider cash flow, retirement and education goals, insurance, and legacy planning needs. David holds the designations of CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of Colorado System. He resides in Parker, Colorado with his wife, Rachelle, and their Pug, Murphy. David has two sons; one recently graduated from San Diego State University and the other is a junior at Gonzaga University. His personal interests include spending time with his family, traveling, attending sporting events, and playing golf.

Mary Medicus is a financial advisor with LPL Financial in Boulder, CO, holding the ChFC® designation along with Series 63 and Series 65 licenses. She has 37 years of industry experience, including eight years at 1717 Capital Management Company and over 19 years with LPL Financial. In addition to her advisory work, she has involvement with Summit Broadcasting, a business unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, corporations, and charitable organizations. The firm offers financial planning, advisory programs, and retirement plan consulting, utilizing a variety of model portfolios and research resources.

James Howe is a financial advisor with LPL Financial, holding Series 66 and Series 63 designations and nine years of industry experience. His prior roles include positions at BancWest Investment Services, Bank of the West, GWFS Equities, Fidelity, and KC Resources. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting with both discretionary and non-discretionary management options.

Samantha Hedberg is a financial advisor with Primerica Advisors in Centennial, CO, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been associated with PFS Investments and Primerica Financial Services since 1993. Hedberg also owns Hedberg Wealth Creation Enterprises, LLC and Hedberg Enterprises, both investment-related entities formed for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Laura Wedow is a financial advisor with LPL Financial in Lakewood, Colorado, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial, she worked in education for over 30 years at Park County RE2 School District and Adams 12 Five Star Schools. Outside of advising, she is a co-owner of a short-term rental property. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, supported by model portfolios and research from LPL Research and third-party subadvisors.

Jonathan Warkentin is a financial advisor with J.P. Morgan Securities in Denver, CO, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2007. Outside of his advisory role, he is a partner in Mount NOLA LLC, an entity formed to manage a short-term rental property with his wife. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, employing quantitative asset-allocation modeling and centralized due diligence. The firm’s offerings include asset-allocation advice, investment manager and fund searches, and customized performance reporting delivered on a non-discretionary basis.

Albert Fiorello is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Woodbury Financial Services and Questar Capital Corporation. Outside of advisory work, he is involved in real estate services and insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by model portfolios, research, and a variety of investment options.

Janet Jones is a financial advisor with Morgan Stanley in Denver, CO, holding a Series 66 designation and 19 years of industry experience. She has worked with Morgan Stanley since 2009 and with MS Services Group Inc. from 2017 to the present. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate agreements.

Sela Dombrower is a financial advisor at LPL Financial in Boulder, CO, holding a Series 66 designation and with one year of industry experience. Her previous roles include positions at Metron and involvement with Boulder JCC Cheryvale Day Camp. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party research, and advanced technologies.

Melissa Lester is a financial advisor at Fidelity with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Investments during two periods totaling 25 years, with additional experience at Robinhood and Empower. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a systematic investment approach that combines fundamental research, quantitative analysis, and algorithmic portfolio construction, and is notable for its roles as a commodity pool operator and advisor to multiple registered funds.

Cheyenne Renteria is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and seven years of industry experience. Her prior work includes roles at Charles Schwab Bank, SSB, Colorado Retina Associates, and Innovative Prosthetics Solutions, Inc. She is based in Denver, CO. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining multi-asset model portfolios with institutional research and alternative investment options.

Christopher Lalli is a Financial Consultant at Fidelity Investments, where he focuses on building long-lasting relationships and assisting clients in working towards financial freedom through personalized financial planning. He collaborates with clients to analyze their unique financial situations and develop tailored financial plans. He has been with Fidelity Investments since 2021, holding positions including Planning Consultant and Relationship Manager before his current role. Prior to joining Fidelity, Christopher worked as a Registered Representative at Ameriprise Financial from 2018 to 2021.

Lars Henrikson is a CFP®-certified financial advisor with LPL Financial, based in Denver, CO, with four years of industry experience. His prior roles include positions at Parcion Private Wealth LLC, Pathstone, and Cornerstone Advisors Inc. Outside of financial services, he has worked with the Seattle Tennis Club. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers financial planning, various advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by multiple research and portfolio management tools.

Jesse Ellison is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He has worked at JPMorgan Chase Bank N.A. and JPMorgan Securities LLC since 2018, following prior roles at TD Ameritrade and Scottrade. He holds Series 63 and Series 66 licenses. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Alex Gallardo is currently a Financial Consultant I at Fidelity Investments, a role he has held since 2026. Prior to this, he served in various capacities within Fidelity Investments, including Planning Consultant, Investment Solutions Representative I, and Financial Representative between 2022 and 2026. Before joining Fidelity, he worked as a Universal Banker II at Bank of the West from 2015 to 2018. These roles have contributed to his experience in financial planning and investment solutions. Alex works with clients to understand their financial needs and goals in order to co-create and customize financial plans that align with their personal circumstances. He emphasizes building lasting relationships and adapting to clients' evolving needs throughout their financial journeys. Outside of his professional responsibilities, Alex has personal interests in baseball, football, hiking, pets, and tennis.

Derek Tuz is a financial advisor at OSAIC with 27 years of industry experience. He holds the CFP® and ChFC® designations and has worked previously at Lincoln Financial Advisors Corporation and Charles Schwab. In addition to his advisory role, he owns Aegis FP Services, LLC, which manages business expenses, and acts as an agent offering traditional life insurance, fixed annuities, and health savings accounts. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage, investment advisory, and financial planning services. The firm employs a variety of tools and third-party platforms to construct and manage diversified portfolios tailored to client needs.

Melvina Carrick is a Senior Financial Advisor affiliated with Merrill Lynch Wealth Management. In her role, she provides financial guidance to clients with an emphasis on understanding their comprehensive financial situations to develop strategies that align with their personal values and long-term objectives. Her approach involves crafting tailored financial plans to help clients navigate life transitions and pursue their goals through a personalized wealth management framework. Melvina’s areas of expertise include family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, socially responsible and ESG investing, as well as retirement income and individual and corporate investment strategy. She holds a Bachelor’s degree from the California State University System and maintains the Professional Investment Advisor (PIA) designation. In addition to her professional responsibilities, Melvina engages with community organizations such as the American Heart Association, Leukemia & Lymphoma Society, and St. Cecilia Church.

David Sprague is a financial advisor with LPL Financial in Arvada, CO, holding Series 63 and Series 66 credentials and 29 years of industry experience. He previously worked at Charles Schwab and Schwab Investment Advisory and is involved with On Tap Credit Union in an investment and wealth management capacity. Additionally, he operates Baldur Wealth Management as a home-based business for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, combining model portfolios, research, and advanced technology in its investment approach.

Dana Brown is a financial advisor with Wells Fargo Clearing in Wheat Ridge, Colorado, holding Series 65 and Series 63 licenses and possessing nine years of industry experience. He has been with Wells Fargo Clearing since 2017 and has worked at Wells Fargo Bank, NA since 2013. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and operates with over 14,000 financial advisors, offering both brokerage and advisory solutions.