David Pearson is a Certified Financial Planner (CFP®) with 34 years of experience in the financial services industry. He is affiliated with Cetera and has held roles at Cetera Wealth Services, Peak Financial Network Solutions, and Salt Lake Bsi, Inc. Outside of his advisory work, Pearson is involved in insurance sales as an agent and holds several leadership positions in various business ventures, including serving as president of a business expense management firm and director of a nonprofit property. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with access to both affiliated and third-party investment managers, and managing over $256 billion in assets.

Timothy Shaw is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has previously worked at E*TRADE Capital Management LLC and E*Trade Securities LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques in its financial planning process.

David Martinez is a Series 66-licensed financial advisor with eight years of industry experience, currently working at Edward Jones in Saratoga Springs, UT. His prior experience includes roles at Transamerica Financial Advisors, World Financial Group, and Wells Fargo Clearing Services LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of advisors and branch offices nationwide.

Kevin Morton is a CFP® with 26 years of industry experience, currently with OSAIC since 2025. Prior to joining OSAIC, he spent 24 years at Lincoln Financial Advisors. He is involved in providing life settlements and traditional life insurance products, as well as managing trust-related financial affairs for family members. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisors and advisory platforms, offering integrated brokerage and investment advisory services along with access to third-party money managers and unified managed accounts.

Christopher Bingham is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at E*TRADE Capital Management and E*Trade Securities. Outside of his advisory role, he is the sole owner of Coast 2 Coast Property Management, a property management business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with tailored financial planning and a broad range of advisory programs.

Kamden Myrberg is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing personalized financial guidance, focusing on education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, sports and entertainment, tax minimization, and retirement income. His approach centers on empowering clients to make informed decisions and build lasting relationships based on trust and integrity. He holds a Bachelor of Science in Finance from Utah Valley University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Kamden is committed to helping clients navigate their financial journeys through tailored advice and strategic planning. Outside of his professional role, Kamden enjoys adventure sports, basketball, football, golfing, hiking, pickleball, running, and skiing. He values maintaining a balance between his work and personal life, emphasizing the importance of family and connecting with clients through shared interests.

David Abbatangelo is a financial advisor at Morgan Stanley with Series 66 and Series 63 licenses and two years of industry experience. His prior work includes roles in various sectors such as gaming, hospitality, and university administration. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured discovery processes and firm-approved tools to support client planning needs.

Edward Ashton is a financial advisor at Morgan Stanley in South Jordan, UT, holding a Series 66 designation with 8 years of industry experience. He has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and advanced modeling tools.

Kenneth Barnett is a financial advisor at Morgan Stanley with approximately one year of industry experience. He holds Series 66 and Series 63 licenses and has worked in various roles across multiple industries prior to joining Morgan Stanley. Barnett has been involved with Advantage Utah/FC Printing LLC and Impact Transmission 2 in addition to his advisory role. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning and estate planning strategies. The firm manages a broad portfolio of client assets and employs structured planning tools and scenario modeling as part of its advisory services.

Jordan Jones is a financial advisor with Mass Mutual Investors Services in Lehi, UT, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has been with MML Investors Services LLC since 2012 and MassMutual Life Insurance Company since 2009. Outside of his advisory role, Jones owns Lost Boys Media, a social media advertising and marketing firm, and the Diamond Collective, a sports apparel and service brand. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning engagements using firm-approved analytical tools.

Jack Jensen is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at E*TRADE Securities LLC and CUSO Financial Services, LP. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and processes.

James Taylor is a financial advisor at Merrill with 23 years of industry experience. He holds the Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith since 2006 and Bank of America, N.A. since 2011. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm’s investment approach includes multiple program strategies governed by its CIO and platform oversight, with recent emphasis on tax-efficient services and integration with Bank of America’s banking and capital-markets platform.

Patrice Reilly is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non‑qualified deferred compensation plans, offering both non‑discretionary and discretionary investment advisory solutions grounded in an IPS-driven process and modern portfolio theory. The firm’s offerings include a wide range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Mark Delbalzo II is a financial advisor at Fidelity with five years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments and Fidelity Brokerage Services LLC since 2021. His prior work includes roles at Wells Fargo Clearing Services and various other organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is known for its use of systematic methodologies and its advisory role to multiple registered investment companies and fund-of-funds.

Douglas Daniels is a financial professional with 34 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 66 credentials and has held roles at firms including Unified Financial Planning, Peak Financial Network Solutions, and CUSO Financial Services. Daniels is also involved in selling life, disability, annuities, long-term care, and Medicare health insurance through his insurance activities. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing both affiliated and third-party managers across multiple program structures.

Nathan Gates is a financial advisor with OSAIC based in Midvale, Utah, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior work includes roles at Securities America Advisors, E*Trade Securities, and a position in dermatology at the University of Utah. Outside of financial advising, he is co-owner of a dental lab business that provides services to dentists across the U.S. OSAIC serves a diverse client base that includes individual investors, institutions, and charitable organizations, offering a range of advisory and brokerage services supported by multiple investment platforms and third-party managers. The firm employs various portfolio construction tools and manages accounts on both discretionary and non-discretionary bases.

Maura Knutsen is a financial advisor at J.P. Morgan Securities with Series 66 and Series 63 licenses and four years of industry experience. Her prior roles include positions at Mountain America Credit Union and JPMorgan Chase Bank, N.A. before joining J.P. Morgan Securities. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending investment strategies.

Aaron Neuenswander is a financial advisor at LPL Financial with seven years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously with Fidelity Brokerage Services LLC, Cetera Advisor Networks LLC, and at John Neuenswander. Outside of advisory work, he has experience in diverse sectors including university administration and retail, notably at Utah Valley University and Oakley, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions. The firm offers various advisory programs and financial planning services, utilizing model portfolios and research from multiple sources combined with a range of investment strategies and technological tools.

Cole Cooper is a financial advisor with LPL Financial in Salt Lake City, UT, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. His prior roles include positions at Raymond James Financial Services and Morgan Stanley, and he is also a partner and owner of C2C Ventures, a business outside the investment field. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services with access to model portfolios, third-party research, and various investment strategies.

Joshua Anderson is a financial advisor with Morgan Stanley, holding a Series 66 license and two years of industry experience. Prior to joining Morgan Stanley in 2023, he worked at Cottonwood Title Insurance Agency, Inc. from 2020 to 2023. His background also includes roles at Weber State University and Bonneville International. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm utilizes a structured planning process incorporating firm-approved tools and models to assist clients in financial decision-making.