John Hasslacher is a financial advisor with J. W. Cole Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He has been with J. W. Cole Advisors since 2015 and also manages Hasslacher Tax & Financial, LLC, a firm providing tax preparation, estate planning, and accounting services. In addition to his advisory role, he serves as a family trustee and holds a notary public commission. J. W. Cole Advisors is an SEC-registered firm serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm offers portfolio management, financial planning, access to third-party managers, and various managed account solutions, utilizing both discretionary and non-discretionary investment approaches.

Joseph Cardella is a financial advisor with Guardian Life and holds a Series 65 designation. He has recently transitioned into the financial services industry after 19 years with the City of Tempe. He is based in Phoenix, AZ. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and investment solutions, including advisor-led discretionary management, model-based strategies, and a digital advisory platform.

Dimitri Spanos is a financial advisor at Oppenheimer with 27 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley and its affiliated entities for over 15 years before joining Oppenheimer in 2022. Oppenheimer serves individuals, corporations, pension plans, and charitable organizations, offering a wide range of investment programs and advisory services across equity, balanced, and fixed-income portfolios with both discretionary and non-discretionary management options.

Darija Hanson is a financial advisor at Schwab Wealth Advisory with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliated entities since 2010. Hanson is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab’s asset-allocation models and research tools to offer tailored recommendations with annual reviews, serving a large client base with a focus on mutual funds, ETFs, separately managed accounts, and alternative investments.

Carly Meadows is a financial advisor with TIAA-CREF in Phoenix, AZ, holding a Series 66 designation and seven years of industry experience. Her prior experience includes roles at Robinhood Financial, Merrill, Bank of America, and Charles Schwab. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management under fiduciary standards.

Jacob Biliack is a CFP® with nine years of industry experience, currently affiliated with Focus Partners Wealth, LLC. He previously worked at The Colony Group, LLC, HoyleCohen, LLC, and WT Wealth Management, LLC. Outside of his advisory role, he is involved in managing a small number of short-term rental properties. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with a broad range of wealth management and advisory services, employing a long-term, tax- and fee-sensitive investment approach that integrates active and passive strategies, third-party managers, and private funds.

Shanna Grech is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She has previously worked at USAA Financial Planning Services, Usaa Investment Management Company, and Charles Schwab, among others. Outside of her advisory role, she is involved as a landlord renting out a property. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach utilizes Charles Schwab’s asset-allocation models and research, offering tailored recommendations without exercising discretionary trading authority.

Anique Hyden is a financial advisor with Schwab Wealth Advisory, Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has worked at Schwab Private Client Investment Advisory, Inc. since 2018 and was with Charles Schwab from 2014 to 2018. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning based on Schwab’s asset-allocation models and internal research tools.

Jacob Igert Vilott is a financial advisor at Mariner with a Series 65 designation and one year of industry experience. Prior to joining Mariner, he worked at Deloitte Tax, LP and F45. Mariner serves a broad range of clients, including high-net-worth individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and tax services. The firm combines in-house research with third-party managers across diverse asset classes and provides integrated tax and accounting services alongside traditional portfolio management.

Casey Kleiner is a CFP® professional at Concurrent Investment Advisors, LLC with six years of industry experience. Prior to joining Concurrent, Casey worked at Schwab Wealth Advisory and Charles Schwab & Co., Inc. He has also held roles outside of finance, including positions at Arizona State University and Scrapbook.com. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other investment vehicles, supported by a network of approximately 286 advisors serving over 13,000 clients.

Angela Hawk is a Certified Financial Planner (CFP®) with 26 years of experience in the financial services industry. She has been with Charles Schwab and Schwab Wealth Advisory since 2000, including 14 years at Schwab Wealth Advisory Inc. based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm offers non-discretionary guidance on asset allocation and investment selection, utilizing Schwab’s proprietary research tools and standardized asset-allocation models tailored to client goals and risk tolerance.

Rhiana Whitmire is a financial advisor at Carson Wealth with 10 years of industry experience and holds a Series 66 credential. Her prior work includes roles at Silverhawk Private Wealth, OneAZ Credit Union, and Desert Financial Credit Union. She is the owner of BrightMint, a financial literacy education business offering tools and guidance for parents to teach financial skills to their families. CWM, LLC operates an enterprise platform managing approximately $50.6 billion through over 650 advisors. The firm serves corporate, institutional, and high-net-worth clients with discretionary asset management, financial planning, and retirement plan services, utilizing a model portfolio approach supported by an Investment Committee and a range of tailored investment solutions.

Coby Cress is a Certified Financial Planner® with eight years of industry experience, currently serving as an advisor at Beacon Pointe Advisors, LLC since 2018. He has been associated with various Beacon Pointe entities throughout his career. Outside of his advisory role, Cress is the owner of Forever Pet Grooming & K9 Cleaners Inc., a mobile pet grooming business, where he also provides business coaching and sales training. Beacon Pointe Advisors, LLC offers wealth advisory and consulting services to individual investors, corporations, and institutional clients, combining asset-allocation modeling with third-party independent managers. The firm employs both active and passive strategies across public and private asset classes and provides comprehensive retirement-plan services, proprietary private funds, and a continuously offered interval fund.

Blake Ward is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at Charles Schwab & Co., Stella Centers, and Clarify Health. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and research tools. The firm offers tailored recommendations through at-least-annual reviews without exercising discretionary trading authority.

Spencer Ellsworth is a CFP® with six years of industry experience, currently serving at Schwab Wealth Advisory. He previously held roles at Vanguard Advisers, Inc. and The Vanguard Group, Inc. outside of his advisory career, he worked in the food service industry and was affiliated with The Church of Jesus Christ of Latter Day Saints. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset-allocation models and research tools. The firm emphasizes individualized recommendations with at-least-annual reviews and does not exercise discretionary trading authority.

Jon Coger is a financial advisor with Osaic Institutions, Inc. in Phoenix, AZ, holding a Series 66 designation and 13 years of industry experience. His prior work includes roles at Arizona Federal Credit Union, CUSO Financial Services, Bank of America, Merrill, and other financial firms. Osaic Institutions, Inc. serves individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm employs a hybrid adviser/broker-dealer structure and offers customized advisory services, financial planning, and access to alternative investments and lending solutions.

Ryan Schall is a financial advisor at Creative Planning with nine years of industry experience. He previously worked at Morgan Stanley for three years and The Vanguard Group for six years. Schall holds the Series 63 and Series 66 licenses and is based in Scottsdale, AZ. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm follows a financial-planning-led investment approach emphasizing low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by tax-loss harvesting, individually managed portfolios, and selective private market investments.

Eric Newby is a CFP® professional with 18 years of industry experience, currently serving at Beacon Pointe Advisors, LLC. His prior experience includes roles at TD Ameritrade and Equitable Advisors. He is also a licensed insurance agent involved in Beacon Pointe Insurance Services. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, retirement-plan services, and outsourced chief investment officer solutions to individuals, corporations, and institutional clients. The firm employs a combination of asset-allocation modeling and third-party independent managers across active and passive strategies, with a focus on proprietary private funds and interval funds.

Matthew Underwood is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Charles Schwab and its affiliated firms since 1999. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab’s standard asset-allocation models and internal research tools.

Olivia Starkey is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding a Series 66 designation. She has one year of industry experience and prior roles at Charles Schwab & Co. and the City of Tempe. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Charles Schwab’s asset-allocation models and internal research tools, with recommendations tailored to client goals and risk tolerance.