Michelle Elliott is a financial advisor with Morgan Stanley in Scottsdale, Arizona, holding a Series 63 designation and 29 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions. The firm emphasizes structured financial planning supported by firm-approved tools and extensive asset management services.

Blanca Estrada Rosanoff is a financial advisor with LPL Financial in Phoenix, AZ, holding a Series 66 designation and three years of industry experience. She has previously worked at BMO Harris Bank, Ann Inc., LOFT, and Johnson Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jill Rolfe is a Series 66-licensed financial advisor with 20 years of industry experience. She has worked at OSAIC since 2024 and previously with Securities America Inc for 12 years. Outside of her advisory roles, she has been involved with the Elks Club since 2012. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services supported by a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization and is notable for its scale, affiliate network, and recent consolidation activity.

Renee Berreth is a financial advisor at Osaic with 17 years of industry experience and holds a Series 66 designation. Her prior experience includes roles at Lincoln Financial Advisors Corporation, Lincoln Financial Securities Corporation, Commonwealth Financial Network, Wells Fargo Clearing, and UBS Financial Services. Outside of her advisory work, she manages a cattle ranch and oversees land rental operations through her trusts. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services, emphasizing model-based asset allocation and portfolio optimization supported by various risk and rebalancing tools.

James Vallery is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the CFP® designation and Series 66 license. Prior to joining Morgan Stanley in 2023, he worked at J.P. Morgan Securities for 11 years. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Michael Fleming is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with Royal Alliance Associates, Inc. since 2015. Outside of his advisory role, he serves as an executor for a family estate. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment process centers on model-based asset allocation and portfolio optimization with a range of program options including Unified Managed Accounts and third-party money manager programs.

Patricia Gradl is a financial advisor with Ameriprise in Tempe, Arizona, holding a Series 63 designation and 18 years of industry experience. Her career includes prior roles at OSAIC Wealth, Inc and Lincoln Financial Securities Corporation. Outside of her advisory work, she is a commissioned notary public in Arizona. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research-driven modeling and tax-efficient strategies to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Thomas Pilling Jr. is a financial advisor at Fidelity with 18 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Fidelity Investments since 2008, including roles at Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is notable for its registered commodity pool operator status, advisory roles to multiple registered investment companies, and the use of AI-driven research methods.

Aaron Gordon is a CFP® with 27 years of experience in the financial services industry. He is currently with LPL Financial, where he has worked since 2023. Prior to joining LPL, he spent seven years with Kestra Advisory and Kestra Investment Services, and two years with SII Investments. In addition to his advisory work, he owns businesses involved in estate planning and tax strategies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services delivered through a large network of investment adviser representatives using various strategies and technology tools.

Caden Seiferth is a financial advisor with Robert W. Baird & Co. and holds a Series 66 designation. He has one year of industry experience and has worked at firms including Morgan Stanley and Xcelsior Advisor Partners LLC. Outside of finance, he has experience with Rock Solid Climbing and Fitness. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate clients, pension and profit-sharing plans, and charitable organizations. The firm offers a broad range of financial planning and investment management services, utilizing a combination of separately managed accounts, overlay management, tax strategies, and internal research including AI tools.

Bryce Cook is a financial advisor with Ameriprise Financial Services, LLC in Scottsdale, AZ, holding Series 63 and Series 65 registrations with 14 years of industry experience. He has been with Ameriprise since 2016. Outside of his advisory role, Cook works as a basketball referee. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Christopher Faust is a financial advisor with OSAIC in Scottsdale, AZ. He holds Series 63, 65, and 66 credentials and has 26 years of industry experience. His prior work history includes positions at SagePoint Financial, Bank of America, N.A., and Merrill. OSAIC serves a broad mix of retail and institutional clients with brokerage and advisory services delivered through a multi-advisor platform. The firm’s investment process focuses on model-based asset allocation, portfolio optimization, and offers a range of program options including financial planning and retirement plan consulting.

Natasa Savich is a Wealth Management Advisor with Merrill Lynch Wealth Management. She works with individuals, businesses, and private estates to provide guidance in investment decisions, retirement planning, liquidity management, and other wealth strategies. Natasa leverages the investment insights of Merrill and the banking services of Bank of America to assist clients in pursuing their financial goals through personalized strategies tailored to their needs. Her client focus areas include college education planning, divorce transition planning, defined benefit and defined contribution plan consulting, portfolio management, and retirement income planning. Natasa’s approach involves working closely with clients to understand their financial situations and preferences, ensuring that recommendations align with their income and growth objectives. Natasa holds a Bachelor's Degree in Business Administration from Northwood University and a Master of Business Administration (MBA) from Northwood University's DeVos Graduate School. She maintains professional designations including Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), and Personal Investment Advisor (PIA). Outside of work, she has interests in basketball, football, golfing, hiking, hunting, soccer, traveling, and watching movies.

Karla Thalman is a financial advisor with Edward Jones in Sun City West, AZ, holding a Series 66 designation and nine years with the firm. She has 27 years of prior self-employment experience. Outside of her advisory role, she is a trustee of a family trust associated with a family farm and participates in a local business and community networking group. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and strategies, supported by a large nationwide network of financial advisors and branch offices.

Karen Doering is a financial advisor with Wells Fargo Advisors in Scottsdale, AZ, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. She has been with Wells Fargo Advisors since 2020 and previously worked at Wells Fargo Clearing from 2016 to 2019. She serves as an investment committee member at Concordia University Chicago, where she reviews investment performance and allocation. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and financial planning services, using proprietary research and tools to deliver tailored recommendations. The firm offers a broad array of planning services and integrates advisory solutions with other financial products and referral channels.

Michele Kisenwether is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. She has worked with PFS Investments Inc and Primerica Financial Services since 2009. Outside of her advisory role, Michele receives compensation related to mortgage product sales and home services referrals through affiliates, including Primerica Mortgage, LLC and Primerica Client Services, Inc. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, relying primarily on model-based investment strategies created by unaffiliated asset managers. The firm supports a large network of advisors and offers various strategic, tactical, and income-focused models, including options with cryptocurrency ETF allocations.

Julie Detienne is a Senior Financial Advisor with Merrill Lynch Wealth Management, where she leads the Wood DeTienne Dubinski Group in Scottsdale, Arizona. In her role, she develops comprehensive plans and solutions to assist affluent individuals, retirees, executives, women, and business owners in managing and preserving their wealth. Julie emphasizes a disciplined, long-term approach to wealth management, providing personalized service tailored to clients' financial goals, risk tolerance, and life stages. Since beginning her career in the financial industry in 2000 and joining Merrill in 2008, Julie has focused on areas including college education planning, tax minimization, retirement income, and portfolio management services. Her professional expertise is supported by several designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She holds a Bachelor's Degree from Minot State University. Julie is involved with several organizations, including the American Heart Association, Boys and Girls Clubs of the Valley, and Phoenix Children's Hospital. She was born and raised in North Dakota and enjoys adventure sports, basketball, golfing, hiking, running, skiing, spending time with family, and traveling.

Brandi Palomo is a financial advisor with Mass Mutual Investors Services and holds Series 65 and Series 63 licenses. She has 7 years of industry experience and has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company since 2016. Outside of advising, she owns Ember Sky Publishing, a company used to self-publish fiction novels. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, educational seminars, and other services, with a focus on collaborative, goal-based planning using firm-approved analytical tools.

Ryan Young is a financial advisor at Raymond James Financial with five years of industry experience. He holds a Series 66 designation and previously worked at the U.S. Department of Agriculture, the University of Maryland, Howard Community College, the YMCA, and served five years in the U.S. Marine Corps. Young is also the owner of Young Money Management, a corporation used for managing expenses. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm emphasizes non-discretionary planning tailored to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Jacob Parent is a Series 66-licensed financial advisor with six years of industry experience, currently with Ameriprise in Glendale, AZ since 2024. He previously worked at Equitable Advisors for four years. Outside of his advisory role, he owns JSP Global Consulting, a consulting business based in Scottsdale, AZ. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides customized, tax-aware retirement income planning through a collaborative and research-driven approach.