Kiel Smallwood is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. His prior roles include multiple positions at Bank of America and a period at Liberty Mutual Insurance. Currently based in Chandler, AZ, he has been with Merrill since 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Cole Powers is a financial advisor at Merrill with five years of industry experience. He holds the Series 66 designation and has worked at both Merrill and Bank of America since 2021. Prior to his current role, his background includes positions at USA Adventures of Arizona, DMB Sports Clubs, and the University of Arizona. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

Stephen Phair is a financial advisor at Edward Jones with 11 years of industry experience. He has worked at Edward Jones since 2018 and previously held roles at BBVA Wealth Solutions, BBVA Compass Insurance Agency, BBVA Securities, Compass Bank, and Merrill Lynch. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Stephen Sample is a financial advisor at Morgan Stanley with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Raymond James Financial Services, JPMorgan Chase Bank, and Bank of America/Merrill. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their financial planning approach uses structured discovery conversations and firm-approved tools, including Monte Carlo simulations and Secular Return Estimates, without providing individual security recommendations as part of standalone plans.

Aaron Nance is a financial advisor at Edward Jones in Chandler, AZ, holding the CFP®, ChFC®, and Series 63 designations with 20 years of industry experience. He has been with Edward Jones since 2006. Outside of advising, his spouse is involved in commercial real estate investment through a member interest in a real estate LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services supported by a large national network of financial advisors and branch offices.

Andrea Henry is a financial advisor with Wells Fargo Advisors in Gilbert, AZ, holding a Series 66 designation and six years of industry experience. Her career includes roles at Wells Fargo Clearing from 2016 to 2024 and Wells Fargo Advisors, LLC from 2007 to 2016. Outside of her advisory work, she is a sales consultant for Norwex, focusing on chemical-free cleaning products. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations delivered through meetings and client summary letters, with clients having flexibility in implementing those recommendations.

Hanna Torres is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Charles Schwab, The Prudential Insurance Company of America, and other firms. Outside of her advisory work, she serves as an independent health and wellness consultant with Arbonne. Fidelity’s Strategic Advisers LLC provides a range of investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Anthony Occhino is a financial advisor at Edward Jones in Tempe, AZ, holding Series 63 and Series 66 licenses with 25 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Meagan Ice is a financial advisor at Morgan Stanley with three years of industry experience. She holds Series 66 and Series 63 licenses and has worked previously at The Vanguard Group. Outside of her advisory role, she owns and operates Ice Media LLC, a consulting business based in Scottsdale, Arizona. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers tailored financial planning and advisory programs to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Ariana Dean is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan in various roles since 2019. Outside of her advisory work, she is an owner and investor in Golden Gecko Properties LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Carter Lake is a financial advisor at Morgan Stanley with one year of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining Morgan Stanley, he held positions at Charles Schwab and was affiliated with the University of Colorado Boulder in various roles. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its financial planning process.

Daniel Caraveo Jr. is a financial advisor at Merrill in Chandler, AZ, holding a Series 66 designation with seven years of industry experience. His work history includes roles at Bank of America, Merrill, Charles Schwab, and ERA Sellers and Buyers Real Estate. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Becky Wagstaff is a financial advisor with Edward Jones in Tempe, AZ, holding Series 63 and Series 66 designations. She has 21 years of industry experience, all of which has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers various advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Matthew Michael is a Series 66-credentialed financial advisor with 18 years of industry experience, currently practicing at LPL Financial since 2009. He previously worked at Unified Wealth Management, LLC from 2008 to 2020. He is involved in tax preparation and planning for individuals and businesses through Illuminate Tax Advisors, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charities. The firm offers a wide range of advisory programs and services, utilizing model portfolios, third-party subadvisors, and advanced technologies across discretionary and non-discretionary management.

Mallory Reis is a CFP® and Series 66 licensed financial advisor with 15 years of experience, all at Edward Jones in Gilbert, AZ. She has managed client portfolios since 2011. Outside of her advisory role, she owns a vacation rental property in Forest Lakes, AZ. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm provides a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Carlos Conrado is a financial advisor at Merrill in Chandler, AZ, holding Series 63 and Series 66 credentials. He began his industry career in 2026 and previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A., among other firms. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Stacy Siewert is a financial advisor at Edward Jones with 18 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies, operating under a fiduciary standard.

Lennard Van Der Feltz is a financial advisor with Cetera, holding CFP® and Series 66 credentials and bringing 23 years of industry experience. He has held roles at several firms including Pinnacle Financial Advisors, Seros Financial LLC, and currently serves as CFO of Pinnacle Achievement Group LLC. Outside of financial advising, he is CEO of KnowledgeTrax, LLC, a business consulting firm. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of over 10,000 independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through multi-manager platforms that include affiliated and third-party managers.

Zohreh Daemi is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Her prior roles include positions at Bank of America and Walden University. Outside of her advisory work, she is a co-owner of a rental property managed by a third-party company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Robert Decaro is a Wealth Management Advisor and managing partner of the Gunter Hamilton DeCaro Wealth Management Group at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2008 and brings over three decades of experience in financial services. Prior to Merrill Lynch, Robert spent 13 years at Bank of America, providing lending and cash management solutions to retail and wealth management clients. His areas of focus include college education planning, divorce transition planning, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income strategies. As a Portfolio Manager, he manages discretionary investment strategies that may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party strategies. Robert holds a Bachelor's degree in Accounting from California State University, Long Beach. He is a CERTIFIED FINANCIAL PLANNER® professional and holds the Certified Plan Fiduciary Advisor® designation, as well as Personal Investment Advisor and Retirement Accredited Financial Advisor credentials. He has completed the Merrill Longevity Training Program through the University of Southern California's Davis School of Gerontology. Robert contributes to professional organizations including the California State University Long Beach and serves as a CFP Board Mentor. He is also involved in community organizations such as Feed My Starving Children and Ronald McDonald House. His personal interests include baseball, bowling, camping, football, gardening, soccer, swimming, traveling, woodworking, and spending time with his family.