Roger Wilson is a CFP® professional with 24 years of industry experience, currently serving at Charles Schwab in Phoenix, AZ. His prior experience includes over a decade at USAA in various financial planning and advisory roles. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Christen Krueger is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 20 years of industry experience. Christen has been with Thrivent and its related entities since 2005, including 18 years at THRIVENT Financial. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning without discretionary trading authority, combining planning with managed-account options under a consolidated billing service called WealthPlan.

Timothy Holly is a CERTIFIED FINANCIAL PLANNER™ professional with 41 years of experience in the financial industry. He is currently with OSAIC since 2024 and has previously worked at Securities America Advisors and Invest Financial Corp. Outside of his advisory role, he is an agent for BlueCross BlueShield of Arizona and offers fixed interest annuities, immediate annuities, term life insurance, and Medicare supplement products through his own business, First Financial Strategies, LLC. OSAIC serves a wide range of clients including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization and offers both brokerage and advisory services across various programs designed to meet diverse client needs.

Nicholas Doyle is a CFP® professional with 21 years of industry experience, currently serving at Cetera since 2019. His prior experience includes roles at Foresters Financial Services and Foresters Advisory Services LLC. Outside of advisory work, he is a board member and partial owner of Foam Distributors and is involved in family-owned business ventures in warehousing and office real estate. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through various program structures and manager options, managing over $256 billion in assets with more than 10,000 advisors.

Margaret Ostendorf is a financial advisor at Charles Schwab with 31 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Charles Schwab since 1993, including a role at Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by in-depth investment research.

Kevin Lewis is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 10 years of industry experience. His prior roles include positions at Morgan Stanley, John Hancock Investment Management, and Edward Jones. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a forward-looking investment approach.

Michael Blazina is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. His prior roles include positions at USAA Investment Management Company and USAA Financial Planning Services. He has been with Charles Schwab since 2020. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers an integrated platform including brokerage, custody, and alternative investments.

Jackson Baines is a Financial Advisor based in Scottsdale, specializing in assisting active professionals and pre-retirees with building personalized plans focused on retirement, investments, and long-term financial security. He works with clients to understand their priorities and develop strategies to pursue their financial goals, covering areas such as general investing, retirement planning, saving for unexpected events, equity compensation services, family wealth management strategies, liquidity management, managing new wealth, portfolio management services, tax minimization, and retirement income. Jackson holds a Bachelor's Degree from Arizona State University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He operates within Merrill Lynch Wealth Management and leverages access to Bank of America specialists to provide clients with comprehensive financial solutions including banking, credit, home financing, and small business services. Outside of his professional work, Jackson's personal interests include adventure sports, boating, golfing, ice hockey, skiing, spending time with family, tennis, traveling, and watching movies.

Sean Young is a CFP® with 15 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities since 2018. Prior to his current role, he held positions at Northwestern Mutual Wealth Management Company, Northwestern Mutual Investment Services LLC, and Darby Heidemann. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research to build model asset allocations and incorporates an ESG eligibility framework.

Nicole Salokar is a financial advisor with Charles Schwab, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. Her prior roles include positions at USAA Financial Planning Services and USAA Investment Management Company. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized custodial and supervisory operations.

Hasan Kamal is a Financial Consultant currently working with Fidelity Investments since 2022. He has held various positions at Fidelity Investments since 2016, including Investment Consultant, Relationship Manager, Financial Representative, Investment Solution Representative, High Net Worth Representative, and Client Service Advocate. Prior to that, he worked as an Institutional Financial Representative at Charles Schwab from 2012 to 2016. Throughout his career, Hasan has focused on building long-term client relationships founded on transparency, honesty, and trust. He collaborates with a dedicated team of professionals to strengthen clients' financial well-being. Outside of his professional work, Hasan enjoys family activities, golf, caring for pets, and traveling.

Luigi Derose is a financial advisor at Edelman Financial Engines with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Financial Engines Advisors L.L.C. since 2016. Outside of advising, he is the managing member of Gallery Home Concepts, LLC, a company that is no longer conducting business. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary management with an emphasis on diversified model portfolios, periodic rebalancing, and long-term orientation.

Jeffrey Beneteau is a financial advisor at Merrill with 18 years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at CUNA Brokerage Services, CUNA Mutual Group, and Massachusetts Mutual Life Insurance Company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Kimberly Herrera is a financial advisor with LPL Enterprise and holds Series 63 and Series 66 licenses. She has 29 years of industry experience and has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, BBVA-affiliated entities, Ameriprise, J.P. Morgan Securities, and Chase Investment Services Corp. She is also a member of Integrity Financial Planning & Investment Services PLLC. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable organizations. The firm’s investment approach is model-driven, utilizing portfolios developed by internal research or third-party strategists, and it offers a range of financial planning, asset management, and insurance product services.

Abraham Gamez is a CFP®-designated financial advisor with seven years of industry experience. He is currently with J.P. Morgan Securities in Phoenix, AZ, where he has worked since 2023. Prior to joining J.P. Morgan, he spent nine years at Wells Fargo NA and Wells Fargo Clearing. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines systematic quantitative screens with qualitative research and may incorporate an ESG eligibility framework.

Alexander Hernandez is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 66 and Series 63 designations. Prior to joining Schwab, Hernandez worked at Chase and has experience outside finance in full-time education and the restaurant industry. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management options along with centralized custody and operational support.

Stanley Brase is a financial advisor with Cetera, holding the ChFC® designation along with Series 63 and 65 licenses. He has 47 years of industry experience and has worked at firms including Voya Financial Advisors and Cetera Wealth Services. He also operates Stan Brase & Associates, an independent insurance agency specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform with access to affiliated and third-party managers.

Devin Fincher is a financial advisor at Cetera with one year of industry experience. He holds the Series 66 designation and has a diverse background including roles in property management, hospitality, and education. Fincher is also affiliated with Renaissance Financial, providing financial advisory services. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform combining affiliated and third-party strategies.

Cody Schrader is a financial advisor at Edward Jones in Glendale, AZ, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones in 2023, he worked at Rocket Companies for 13 years. Outside of his advisory role, he is co-founder of Zonader LLC, a golf retail business, and founder of Schrader Enterprises LLC, a publishing and ecommerce venture focused on children's and sports books. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including managed solutions and separately managed accounts, operating under a fiduciary standard with over $1 trillion in assets under management.

Collin Looman is a financial advisor with Thrivent Investment Management in Surprise, Arizona, holding Series 63 and Series 66 credentials and two years of industry experience. His work history includes roles at Thrivent Financial and prior involvement with Grand Canyon University and Summer House Lavender Farm. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary portfolio management.