Preni Keshishi is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and five years of industry experience. Prior to joining Wells Fargo, Preni worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., and earlier at Sears Holdings Corporation/K-Mart. Outside of finance, Preni provides in-home supportive care to a family member. Wells Fargo Clearing offers retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, utilizing an investment policy statement-driven approach based on modern portfolio theory. The firm serves institutional clients with both discretionary and non-discretionary services, including investment selection, performance reporting, participant education, and plan benchmarking.

Christine Lee is a financial advisor with Charles Schwab in Pasadena, CA, holding a Series 66 designation and with 27 years of industry experience. She has been with Charles Schwab and its affiliated bank since 1997. Outside of her advisory role, she is a member of Girlies Gone Yonder LLC, a non-agent real estate venture. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, supported by strategic asset allocation models and alternative investment due diligence.

Susie Lu is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. She has worked at Morgan Stanley and its affiliated Private Bank since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and analysis.

David Chrisman is a CFA® charterholder and Series 63 licensed financial advisor at Edward Jones with two years of industry experience. He previously worked at Alpha Technologies Capital Management LLC and spent over two decades at First Quadrant. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Jose Carrillo is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in guiding individuals and businesses through comprehensive financial planning, including college education planning, legacy planning, personal retirement planning, portfolio management services, and tax minimization. Jose’s approach centers on creating personalized strategies that align with his clients’ unique goals and priorities, helping them navigate the complexities of wealth management with clarity. Jose holds an Associate's Degree from Santa Ana College and has earned professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He is fluent in English and Spanish. Outside of his professional work, Jose enjoys antiquing, basketball, biking, billiards, cooking, hiking, traveling, watching movies, and spending time with his family.

Jay Lometillo is a financial advisor with Merrill in Pasadena, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked at Merrill since 2009 and has been with Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Shahab Makanvand is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 13 years of industry experience. His work history includes roles at IHSS/State of CA, PFS Investments Inc., Wavestream Corp., and Primerica Financial Services. Outside of advising, he is involved in sales of loan products and home services referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts, using a tiered wrap-fee structure and third-party asset managers.

Gabriela Torres Luvianos is a financial advisor with Merrill in Pasadena, CA, holding a Series 66 credential and two years of industry experience. She previously worked at Bank of America for 12 years before joining Merrill. Gabriela is in the early stages of co-hosting a lifestyle podcast focused on Latina culture. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Cassia Stefanini is a financial advisor with Primerica Advisors in Chino, CA, holding Series 63 and Series 65 licenses and 17 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. for ten years and has been with Primerica since 2019. In addition to her advisory role, she is involved in sales of loan products and home-related services through affiliates of Primerica. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm uses a tiered wrap fee structure and curates third-party asset managers, delegating trading and overlay responsibilities to BNY Mellon Advisors.

Camille Gaffney is a financial advisor at Morgan Stanley with 29 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011 and holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market simulations as part of its financial planning process.

Shu Yuan Lai is a financial advisor at Cetera with the Series 66 designation and 23 years of industry experience. Their work history includes long-term roles at Cetera and Cathay Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services with a multi-manager platform that supports various investment strategies and program structures.

Yingshu Jiang is a financial advisor at Cetera with four years of industry experience. She holds Series 65 and Series 63 licenses and has worked at several firms including W&S Brokerage, Western & Southern Life, and Keller Williams. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party managers.

Wilson Tien is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His career includes roles at J.P. Morgan Securities and J.P. Morgan Chase Bank before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Di Jin is a Wealth Management Advisor with Merrill Lynch Wealth Management in Pasadena, CA. She manages wealth for high-net-worth individuals and families to support their investment, wealth transfer, and legacy planning objectives. Di also works with private business owners on financing, business growth, employee benefits, and pre-transaction planning, leveraging a broad range of financial services and strategies delivered through a team of specialists and analysts. Di has been in the financial services industry since 2009 and joined Merrill Lynch Wealth Management in 2017. Prior to Merrill Lynch, she held roles as a financial advisory director at CITIC Securities and as an Investor Relations director at Aquila Capital in Beijing, China. Her areas of expertise include college education planning, family wealth management, managing new wealth, legacy planning, and addressing the financial needs of Chinese-speaking clients, particularly first-generation Americans. Di holds a Bachelor’s degree in International Finance from the University of International Business and Economics, and an MBA from China Europe International Business School. She has earned the CERTIFIED FINANCIAL PLANNER (CFP) designation, Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA) credentials. Fluent in English and Mandarin, Di enjoys traveling, yoga, playing piano, and swimming in her spare time.

Robert Begley is a financial advisor with Raymond James Financial, holding a Series 63 designation and over 34 years of industry experience. He has been with Raymond James Financial and its affiliated entities since 2002. Outside of his advisory role, he is the CEO of Begley Capital Management LLC, a financial and insurance practice. Raymond James Financial Services Advisors, Inc. provides comprehensive financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary advisory services using analytical tools and supports a broad network of advisors with specialized municipal and public-finance expertise.

Jonathan Corob is a financial advisor at Wells Fargo Clearing with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he serves as a board member and treasurer for The Oaks Homeowners Association. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Jiahui Xu is a financial advisor at Cetera with five years of industry experience. Xu holds Series 63 and Series 65 credentials and has previous experience at J.P. Morgan Securities and Wells Fargo. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, ranging from model portfolios to bespoke strategies, and oversees more than $256 billion in assets with over 10,000 advisors nationwide.

Jocelyne Sandoval is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 10 years of industry experience. She has worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA since 2017 and previously held roles at JP Morgan Chase Bank and JP Morgan Securities LLC from 2015 to 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a broader range of financial product offerings than typical for large institutional advisers, including insurance-related vehicles and bank deposit sweep options.

Ozzy Macias is currently the Vice President and Branch Leader at Fidelity Investments. In this role, he leads and inspires associates through the implementation of the company's Standards of Care, focusing on creating meaningful client relationships and delivering an exceptional Fidelity experience. He has been with Fidelity Investments since 2016, progressing from Financial Consultant to Vice President Regional Planning Consultant in 2021, before assuming his current position in 2026. His professional background is centered on financial consulting and regional planning within the organization. Ozzy holds a California Insurance License.

Daniel Lee is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with Wells Fargo Clearing since 2016 and also has experience at Wells Fargo Bank, NA dating back to 2014. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.