Zachary Moreo is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with J.P. Morgan Securities and affiliated entities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines systematic quantitative screening and qualitative research, supported by centralized due diligence and a forward-looking capital market framework.

Jason Polk is a financial advisor at Edward Jones in San Diego, CA, with 17 years of industry experience. He has been with Edward Jones since 2014 and holds the Series 63 and Series 66 designations. Outside of his advisory work, he owns an apparel business, Faith Over Fear, which designs and sells hats to benefit local charities. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

James Vasquez is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at notable firms including Morgan Stanley and PFG Advisors. Outside of finance, he occasionally consults as a professional chef and is an ACF Certified Culinarian. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Brandon Bell is a financial advisor at Edelman Financial Engines with 14 years of industry experience. He holds the Series 66 designation and has worked at Financial Engines Advisors L.L.C., Fidelity Brokerage Services LLC, Merrill, and Bank of America. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering a range of discretionary and non-discretionary management options with an emphasis on diversified model portfolios and long-term strategies.

David Smith is a financial advisor at Mass Mutual Investors Services with 24 years of industry experience. He previously worked at Morgan Stanley for 15 years before joining his current firm. Smith serves as an officer and board member of Friends of Fairfield Rugby, a nonprofit supporting the Fairfield University Rugby Club. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm provides a collaborative planning process using firm-approved analytical tools and offers specialized programs such as estate settlement and employer-sponsored planning.

Patrick Archer is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and has worked at firms including Breakaway Wealth Management and several educational institutions. Archer has also been involved with Lou & Mickeys, a non-investment business outside his advisory role. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios composed of mutual funds, ETFs, and ETPs.

Breda Blake is a financial advisor at J.P. Morgan Securities in San Diego, CA, with six years of industry experience. She holds Series 65 and Series 63 licenses and has been with JPMorgan-related entities since 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process combines quantitative screening and qualitative research, incorporating an ESG eligibility framework, with implementation support from affiliated investment management entities.

Bryn Tannone is a financial advisor at Fidelity with Series 63 and Series 65 credentials and three years of industry experience. His prior work includes roles at Spruce Farm and Fish, The Glen at Scripps Ranch, and Pulsar Entertainment. He also has experience related to the University of Colorado, Boulder. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, management of registered investment companies, and integration of AI in its research processes.

Paul Kennedy is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. He previously served in the U.S. Navy from 2016 to 2024 before entering the financial services sector. He provides investment advice and wealth management services through Forrest Investment Services. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers multiple portfolio management options with discretionary and non-discretionary authorities, supported by a large network of independent advisors and a variety of affiliated and third-party investment resources.

Michael Angeles is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. He has worked at Bank of America Merrill Lynch since 2022 and previously held roles at Merrill Lynch and Bank of America dating back to 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kenneth Judd is a CFP® professional at Raymond James & Associates with 33 years of industry experience. He has worked at Raymond James since 2018, following roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutional clients, and municipal entities. The firm offers financial planning, advisory programs, and institutional consulting, combining multiple portfolio management styles with firm research to support its advisers.

Sean Anthony is a financial advisor with UBS Financial Services in San Diego, CA, holding Series 63 and Series 66 licenses and having 22 years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch Pierce Fenner & Smith, and Wells Fargo Clearing. Outside of advisory work, he is involved in several private business ventures related to real estate and estate planning. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services. The firm integrates proprietary capital market research and model-based asset allocations to customize financial plans tailored to client goals and risk tolerances.

Gunnar Thowsen is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 41 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following 16 years at Citigroup Global Markets. Thowsen also serves as a FINRA arbitrator in Washington, D.C. Morgan Stanley Wealth Management offers a broad range of advisory programs to both individual and institutional clients, providing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services through various programs, including estate planning strategies and corporate financial planning agreements.

Juleane Spittler is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds a Series 66 designation and previously worked for UBS Financial Services Inc. Outside of her advisory role, she is involved in family agricultural ventures through membership in farmland rental LLCs. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering IPS-driven investment advice and discretionary services that include diverse financial products such as group annuity contracts and bank deposit sweep options.

David Massey is a Senior Resident Director specializing in short-term liquidity strategies for corporations and institutions. He currently serves in Merrill’s Rancho Santa Fe office, where he focuses on corporate executive services, institutional investment consulting, and liquidity management. David has 15 years of experience in the financial services industry. He began his career as a Client Associate at Merrill Lynch Wealth Management in La Jolla. He then spent eight years as a partner in UBS’s Corporate and Institutional Services Group before forming his own Corporate Cash Management team at Smith Barney. During his tenure as a Corporate Client Group Director at Smith Barney, he was recognized on On Wall Street’s “Top 40 Advisors Under 40” list, ranking 17th in 2009 and 8th in 2010. David joined Merrill’s Carlsbad office as a Senior Vice President in 2011 and was promoted to Resident Director in 2013. David holds a bachelor’s degree from Wheaton College, where he also played football. He resides in Rancho Santa Fe, California, with his wife Denise and their two sons. Outside of work, he enjoys camping, weight lifting, coaching his son’s flag football team, and spending time with his family.

Elizabeth Mc Quade is a financial advisor at Cetera with eight years of industry experience. She holds the Series 66 designation and has previously worked at firms including Ameriprise, Wells Fargo, Morgan Stanley, and Merrill. Mc Quade is based in San Diego, CA. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary portfolio structures.

John Jacobson is a financial advisor with Osaic, holding the ChFC® designation and Series 63 and 66 licenses, and has 36 years of industry experience. His prior work includes positions at Sagepoint Financial, Wealth Preservation Group, LPL Financial, Merrill, and U.S. Bancorp Advisors. Outside of his advisory role, he operates a sole proprietorship as a life insurance agent. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm offers brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization, supported by various advanced tools and strategies, and is notable for its scale and complex affiliate network.

Katherine Gros is a financial advisor with UBS Financial Services in San Diego, CA, holding a Series 66 designation and six years of industry experience. She has been with UBS since 2017 and previously worked at Alliance Residential for one year. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets services and proprietary research to support client strategies.

John Steccato is a financial advisor with Equitable Advisors holding a Series 66 designation and five years of industry experience. His prior roles include positions at AXA and experience at San Diego State University. Outside of his advisor duties, he has operated a small business in the food service sector. Equitable Advisors serves a broad client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs primarily through a network of Investment Adviser Representatives and third-party managers.

Joseph Ortega is a financial advisor with Raymond James & Associates in San Diego, CA, holding a Series 66 designation and 15 years of industry experience. Before joining Raymond James in 2024, he spent over a decade at Morgan Stanley and its affiliated entities, including Morgan Stanley Private Bank, N.A. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting through a range of portfolio management styles and a broad affiliate network.