Bryce Herman is a financial advisor with UBS Financial Services in San Diego, CA, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has been with UBS Financial Services since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets solutions.

Ryan Flynn is a financial advisor with Raymond James Financial in Del Mar, CA, holding a Series 66 credential and 22 years of industry experience. He has been with Raymond James since 2007 and also leads Flynn Financial Group LLC. Flynn serves as a volunteer member of the investment committee for the Del Mar Foundation, overseeing the management of foundation funds. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and utilizes advanced analytical tools to support client goals.

Sara Peltier, Wmcp, is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and seven years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2019. Outside of her advisory role, she is a partner at TYGA RE INVESTMENTS, a real estate venture. J.P. Morgan Securities provides institutional consulting services focused on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. Their advisory process combines quantitative and qualitative research to support recommendations, which may include ESG criteria and leverage broad derivatives and commodities capabilities.

Richard Plum is a CFP® with 37 years of industry experience, currently serving with LPL Financial since 2020. His prior roles include positions at Lucia Securities, RJL Wealth Management, and operating Richard Plum Insurance since 1987. He is also involved with Lucia Capital Group, which supports his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management solutions, including access to model portfolios and third-party asset managers, supported by advanced research and operational tools.

John Lipari is a financial advisor with UBS Financial Services in Carlsbad, CA, holding a Series 63 designation and 44 years of industry experience. He previously worked at Morgan Stanley and its affiliated entities for a combined 17 years before joining UBS in 2014. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and advisory solutions.

Erik Amirkhanyan is a financial advisor at Merrill in San Diego, CA, with a Series 66 credential and less than one year of industry experience. His work background includes roles at Bank of America and various positions outside finance such as at restaurants and electric companies. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Alissa Faiers is a CFP®-certified financial advisor with 14 years of industry experience, currently practicing at Morgan Stanley in Carlsbad, CA. She has been with Morgan Stanley since 2016. Outside of her advisory role, she is involved in managing rental property. Morgan Stanley Wealth Management serves both individuals and institutional clients, offering a range of advisory programs and tailored financial planning services that utilize structured discovery and firm-approved planning tools.

Dann Sokol is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and offering 46 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with comprehensive advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and firm-approved methodologies, including Monte Carlo simulations, to support financial planning.

Austin Taylor is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 66 credentials and 15 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and at JPMorgan Chase Bank, N.A. since 2016, with prior experience at Merrill from 2011 to 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates centralized due diligence, quantitative and qualitative research, and incorporates ESG considerations.

Hannah Kelly is a financial advisor at LPL Financial with five years of industry experience. She holds the Series 66 designation and has worked previously at Dunham & Associates Investment Counsel, Inc. and Total Logistics Resources. She is also involved with AEFCT, a non-investment business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including access to model portfolios, third-party asset managers, and institutional platforms.

Michelle White is a Series 66 licensed financial advisor at Stifel with three years of industry experience. Before joining Stifel in 2022, she worked at CHC Helicopter for five years and C&J Energy Services for two years. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodology developed by its Investment Strategy Group.

Lisa Kern is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 36 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent 16 years at Davenport & Company LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Kevin Choi is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and 12 years of industry experience. His prior roles include positions at Northwestern Mutual Investment Services LLC and Shareholders Service Group. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Christian Chapman is a financial advisor at LPL Financial with six years of industry experience. He holds Series 65 and Series 63 licenses and has been with LPL Financial since 2020. Outside of his advisory role, he serves as an assistant coach for a youth flag football league and the Carlsbad Unified School District. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, serving over 22,900 advisors and managing more than $819 billion in discretionary assets.

Brooke Morris is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Fidelity, Brooke worked at Northwestern Mutual Wealth Management Company and had roles at several other firms including SA Consulting and Cortica. Brooke also spent two years involved with The Louis Armstrong Center for Music and Medicine. Strategic Advisers LLC, a Fidelity Investments company where Brooke is based, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and delivers model portfolios to intermediary platforms.

Kristy Parker is a financial advisor at Charles Schwab with 19 years of industry experience. She holds the Series 66 designation and has been with Charles Schwab and Charles Schwab Bank since 2008. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset, model portfolio investment approach supported by centralized supervision and custody services.

Francisco Aguayo is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Merrill and Bank of America N.A. since 2016. Outside of his advisory role, he is the sole owner of a rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers.

Thomas Klimisch is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jeffrey Tadder is a CFP® with 33 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Merrill for 12 years. Outside of his advisory role, he holds a 50% ownership interest in a boat ownership business, Fish On, LLC, in San Diego. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions.

Christopher Phelps is a CFP® professional affiliated with LPL Financial, with 20 years of experience in the financial services industry. He has worked at Financial Life Concepts and Commonwealth Financial Network, each for over two decades. Phelps is also involved in tax preparation services through Financial Life Concepts. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.