Patrick Archer is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and has worked at firms including Breakaway Wealth Management and several educational institutions. Archer has also been involved with Lou & Mickeys, a non-investment business outside his advisory role. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios composed of mutual funds, ETFs, and ETPs.

Breda Blake is a financial advisor at J.P. Morgan Securities in San Diego, CA, with six years of industry experience. She holds Series 65 and Series 63 licenses and has been with JPMorgan-related entities since 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process combines quantitative screening and qualitative research, incorporating an ESG eligibility framework, with implementation support from affiliated investment management entities.

Bryn Tannone is a financial advisor at Fidelity with Series 63 and Series 65 credentials and three years of industry experience. His prior work includes roles at Spruce Farm and Fish, The Glen at Scripps Ranch, and Pulsar Entertainment. He also has experience related to the University of Colorado, Boulder. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, management of registered investment companies, and integration of AI in its research processes.

Paul Kennedy is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. He previously served in the U.S. Navy from 2016 to 2024 before entering the financial services sector. He provides investment advice and wealth management services through Forrest Investment Services. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers multiple portfolio management options with discretionary and non-discretionary authorities, supported by a large network of independent advisors and a variety of affiliated and third-party investment resources.

Michael Angeles is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. He has worked at Bank of America Merrill Lynch since 2022 and previously held roles at Merrill Lynch and Bank of America dating back to 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mered Oren is a financial advisor at Stifel with 39 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Stifel Nicolaus & Co Inc since 2011. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services such as fee-based financial planning and wrap programs. The firm’s investment approach relies on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning decisions.

Kenneth Judd is a CFP® professional at Raymond James & Associates with 33 years of industry experience. He has worked at Raymond James since 2018, following roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutional clients, and municipal entities. The firm offers financial planning, advisory programs, and institutional consulting, combining multiple portfolio management styles with firm research to support its advisers.

Anthony Falaro is a financial advisor at Fisher Investments with 14 years of industry experience. He holds a Series 66 license and has been with Fisher Investments since 2014. Outside of his advisory role, he is a manager and member of THE VISTA COLLECTION LLC, a short-term rental accommodations business. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized Investment Policy Committee that integrates quantitative and qualitative research to construct globally diversified portfolios and utilizes tax-aware and defensive strategies to manage risk.

Gunnar Thowsen is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 41 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following 16 years at Citigroup Global Markets. Thowsen also serves as a FINRA arbitrator in Washington, D.C. Morgan Stanley Wealth Management offers a broad range of advisory programs to both individual and institutional clients, providing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services through various programs, including estate planning strategies and corporate financial planning agreements.

Juleane Spittler is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds a Series 66 designation and previously worked for UBS Financial Services Inc. Outside of her advisory role, she is involved in family agricultural ventures through membership in farmland rental LLCs. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering IPS-driven investment advice and discretionary services that include diverse financial products such as group annuity contracts and bank deposit sweep options.

William Bishoff is a CFP® and ChFC® with 30 years of experience in the financial services industry. He is currently with OSAIC, having joined in 2025, and previously worked at Cambridge Investment Research Advisors and LPL Financial among others. Bishoff is also the owner of Bishoff Tax Advisors and serves as President and CEO of Bishoff Financial Group, where he manages advisors and develops business strategies. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory programs supported by a model-based investment process and features extensive affiliated broker-dealer and RIA relationships.

Russell Jacobs is a financial advisor with Ameriprise in Fallbrook, CA, holding a Series 66 designation and 18 years of industry experience. He worked at Edward Jones from 2007 to 2018 before joining Ameriprise Financial Advisors Inc., where he served from 2018 to 2020, and then Ameriprise from 2020 to the present. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations tailored to client needs, supported by a centralized consulting team and algorithmic processes overseen by a Retirement Income Oversight Committee.

David Massey is a Senior Resident Director specializing in short-term liquidity strategies for corporations and institutions. He currently serves in Merrill’s Rancho Santa Fe office, where he focuses on corporate executive services, institutional investment consulting, and liquidity management. David has 15 years of experience in the financial services industry. He began his career as a Client Associate at Merrill Lynch Wealth Management in La Jolla. He then spent eight years as a partner in UBS’s Corporate and Institutional Services Group before forming his own Corporate Cash Management team at Smith Barney. During his tenure as a Corporate Client Group Director at Smith Barney, he was recognized on On Wall Street’s “Top 40 Advisors Under 40” list, ranking 17th in 2009 and 8th in 2010. David joined Merrill’s Carlsbad office as a Senior Vice President in 2011 and was promoted to Resident Director in 2013. David holds a bachelor’s degree from Wheaton College, where he also played football. He resides in Rancho Santa Fe, California, with his wife Denise and their two sons. Outside of work, he enjoys camping, weight lifting, coaching his son’s flag football team, and spending time with his family.

John Jacobson is a financial advisor with Osaic, holding the ChFC® designation and Series 63 and 66 licenses, and has 36 years of industry experience. His prior work includes positions at Sagepoint Financial, Wealth Preservation Group, LPL Financial, Merrill, and U.S. Bancorp Advisors. Outside of his advisory role, he operates a sole proprietorship as a life insurance agent. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm offers brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization, supported by various advanced tools and strategies, and is notable for its scale and complex affiliate network.

Alisha Leone is a CFP® and holds a Series 66 license, with 10 years of experience in the financial services industry. She has worked at Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, leveraging research from Wells Fargo Investment Institute and third-party sources.

John Steccato is a financial advisor with Equitable Advisors holding a Series 66 designation and five years of industry experience. His prior roles include positions at AXA and experience at San Diego State University. Outside of his advisor duties, he has operated a small business in the food service sector. Equitable Advisors serves a broad client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs primarily through a network of Investment Adviser Representatives and third-party managers.

Joseph Ortega is a financial advisor with Raymond James & Associates in San Diego, CA, holding a Series 66 designation and 15 years of industry experience. Before joining Raymond James in 2024, he spent over a decade at Morgan Stanley and its affiliated entities, including Morgan Stanley Private Bank, N.A. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting through a range of portfolio management styles and a broad affiliate network.

Jill Lukehart is a financial advisor with LPL Financial in San Diego, CA, holding a Series 63 designation and 37 years of industry experience. She previously worked at Rjl Wealth Management, LLC and Lucia Securities, LLC for eight years each. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of financial planning and investment management services to individuals, retirement plan participants, and institutional clients through a large network of advisors.

Jeannette Fonoti is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds a Series 66 designation and has worked within JP Morgan Chase Bank and its affiliates since 2015. Outside of her advisory role, she owns Recruiting Mentality, a business that guides parents through the athletic recruitment process from high school to college. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s approach incorporates centralized due diligence and may include ESG eligibility criteria.

Robert Smith is a financial advisor with Edward Jones in Carlsbad, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked at Dynatronics, Inc. and Breg, Inc., and spent a year self-employed. He serves as President of the Teen Volunteers in Action SD5 Chapter in Encinitas, CA, a parent-son volunteer organization partnering with local nonprofits. Edward Jones is a full-service wealth management firm serving more than four million clients, including individual and institutional investors. The firm offers a range of advisory programs and investment options, operating under a fiduciary standard with a nationwide network of financial advisors and branch offices.