Rafael Garcia is a financial advisor at Calton & Associates, Inc. with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Calton & Associates since 2019, following prior roles at Capital Financial Services, Inc., Amerus, and Diversified Financial Management Group. In addition to his advisory work, Garcia is involved in tax preparation and consulting through his separate business, Garcia & Associates. Calton & Associates is a registered investment adviser and broker-dealer serving individuals, high-net-worth clients, retirement plans, trusts, estates, and business entities. The firm offers fee-based portfolio management, financial planning, and access to third-party money managers, using a variety of analytical approaches and investment strategies.

Robert Roche is a financial advisor at First Foundation Advisors with 11 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at multiple firms, including Prime Capital, Ameritas Investment Corp, and 20/20 Capital Management. Roche has also operated as an independent consultant during his career. First Foundation Advisors offers discretionary and non-discretionary investment advisory and financial planning services to individuals, families, businesses, and retirement plans. The firm employs an open-architecture, multi-asset investment approach and benefits from its affiliation with parent company FirstSun Capital Bancorp and Sunflower Bank, providing access to a broad range of financial products and services.

Scott Schiffer is a financial advisor at Centaurus Financial, Inc. with 28 years of industry experience. He holds a Series 63 designation and has been with Centaurus since 1998. In addition to his advisory role, Schiffer is a senior partner at Kieckhafer Schiffer LLP, a certified public accounting firm where he oversees client tax matters and supervises accounting staff. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized services, employing a variety of investment analyses and both discretionary and non-discretionary arrangements.

Phillip Giese is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and 19 years of industry experience. He has worked at Goldman Sachs & Co. LLC since 2021 and previously spent 15 years at The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to individual, high-net-worth, corporate, charitable, and institutional clients. The firm utilizes centralized investment resources and model portfolios, offering tailored solutions such as Executive Wealth and Private Family Office support within a large integrated financial group.

Kevin Leon is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses with 30 years of industry experience. His prior experience includes roles at National Planning Corporation and Trilogy Capital, Inc. Outside of his advisory work, he serves as a high school kicking coach at Orange Lutheran High School. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, supported by proprietary programs and third-party platforms, and delivers tailored client relationships across a range of financial planning and consulting services.

Jacqueline Fiata is a financial advisor at Citigroup Global Markets with nine years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Bank, Park Avenue Securities, Guardian Life Insurance, Bank of America, and Merrill. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates with both discretionary and non-discretionary programs, supported by in-house research and specialized market roles.

Mark Burton is a financial advisor with Eagle Strategies (NY Life) based in Lake Forest, CA. He holds the CFP® and ChFC® designations and has 43 years of industry experience. Burton also operates Burton Financial & Insurance Services, brokering non-registered insurance products through outside carriers. Eagle Strategies serves a diverse client base including individual investors and institutional plans, offering financial planning, investment management, and retirement plan advisory services. The firm emphasizes tailored advisory solutions and manages the majority of its assets on a non-discretionary basis.

John Cadwell is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Independent Financial Group since 2010 and also serves as the appointed administrator of the Estate of Paul E. Troutner. Cadwell provides financial consulting services to estate executors, including document preparation and asset management. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and pension plans. The firm employs both firm- and third-party models for portfolio management, combining strategic asset allocation with active and passive exposures tailored to client risk profiles.

Lauren Lee is a financial advisor with Goldman Sachs Wealth Services in Newport Beach, CA. She holds Series 65 and Series 63 licenses and has seven years of industry experience. Prior to joining Goldman Sachs in 2021, she worked at The Ayco Company, L.P./Mercer Allied and Precision Wealth. Goldman Sachs Wealth Services advises a diverse client base, including individual investors, corporate participants, executives, plan sponsors, and institutional clients. The firm offers financial planning and portfolio management along with specialized services such as Private Family Office and Executive Wealth programs, utilizing strategic allocation models and both discretionary and non-discretionary implementations tailored to client objectives.

Jeffrey Davis is a financial advisor at Hightower Advisors with 42 years of industry experience. He holds the Series 63 designation and has worked at firms including Raymond James & Associates, UBS Financial Services, Wedbush Securities, Wells Fargo Clearing, and A. G. Edwards & Sons. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, using a multi-manager approach that incorporates affiliated and third-party managers along with proprietary research. The firm offers portfolio management, financial planning, retirement plan consulting, and access to pooled vehicles and private funds.

Charles Ramos is a CFP® with 24 years of industry experience, currently serving at Beacon Pointe Advisors, LLC since 2023. Prior to this, he spent 21 years at Private Capital Management Inc. In addition to his advisory role, Ramos is an insurance agent with Beacon Pointe Insurance Services, LLC, focusing on life, health, and accident insurance products. Beacon Pointe Advisors, LLC offers wealth advisory, financial planning, and outsourced chief investment officer services to individual, corporate, and institutional clients. The firm utilizes a combination of asset-allocation modeling and third-party independent managers across active and passive strategies, and it acts as general partner for proprietary private funds while providing extensive reporting and analytics.

Emmett Clancy is a financial advisor at Goldman Sachs Wealth Services with 21 years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs since 2021, following a 17-year tenure at Ayco Company, L.P. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to individual, high-net-worth, corporate, charitable, and institutional clients. The firm utilizes centralized investment resources and model portfolios, offering tailored solutions such as Executive Wealth and Private Family Office support within a large integrated financial group.

Jacob Pathe is a Series 66 licensed financial advisor with Citigroup Global Markets, where he has worked since 2007. He has 22 years of industry experience. Citigroup Global Markets serves individual and institutional clients across several wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including acting as a swap dealer and futures commission merchant.

Qiyue Zhang is a financial advisor at HSBC Securities (USA) Inc. with nine years of industry experience. Zhang holds Series 63 and Series 66 designations and has worked at various HSBC entities since 2016, including HSBC Bank USA and Randstad Sourceright. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm provides client-directed and discretionary investment programs supported by a structured investment process and multiple affiliated and third-party advisory resources.

Derrick Shim is a financial advisor at Carson Wealth with Series 65 and Series 63 credentials and three years of industry experience. His prior roles include positions at Twin Pines Wealth Management, Cetera Wealth Services, Charles Schwab, and The University of Nebraska Foundation. Carson Wealth operates an enterprise platform overseeing approximately $50.6 billion through a network of more than 650 advisors. The firm offers discretionary asset management, financial planning, and retirement plan services, supported by an Investment Committee that develops and monitors model portfolios utilizing both fundamental and technical analysis.

Jeffrey Nero is a financial advisor with Independent Financial Group, LLC in Fullerton, CA, holding a Series 66 designation and bringing eight years of industry experience. He previously worked at Edward Jones and was involved with Nero Innovations Corporation for nearly a decade. Outside of advisory work, he has a role as a landlord in real estate management. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm utilizes both firm- and third-party models to develop tailored investment strategies that combine active and passive exposures across varied risk profiles.

Adrienne Alvarez is a financial advisor at SPC with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including LPL Financial and U.S. Bancorp Investments, Inc. Outside of her advisory role, she has worked part-time as a golf cart and event server at Tijeras Creek Golf Club and as a seasonal sales associate at Anthropologie. SPC serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering primarily discretionary management with options for nondiscretionary arrangements and collaborating with third-party managers through co-advisor roles.

Chase Mcclung is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. He also holds a senior managerial position at Windes, Inc., a CPA firm, where he has worked since 2010. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors, providing discretionary investment management, financial planning, and family office services using a combination of internal management and third-party asset managers.

Kevin Hauri is a financial advisor with CIBC Private Wealth Advisors, Inc. in Newport Beach, CA. He holds Series 65 and Series 63 licenses and has 14 years of industry experience. His career includes 11 years with City National Bank before joining CIBC Private Wealth Management in 2022. CIBC Private Wealth Advisors offers investment and wealth advisory services to individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm combines an internal investment team, relationship managers, and committees to create customized portfolios using proprietary and external strategies, including options and structured notes.

Crystal Miner is a financial advisor at Rockefeller Financial LLC with 14 years of industry experience. She holds Series 66 and Series 65 licenses and previously worked at J.P. Morgan Chase Bank, First Republic Investment Management, Bank of America, and Merrill. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, as well as institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting, operating uniquely as a registered broker-dealer with offerings in securities transactions, variable insurance products, and placement and investment banking services.