Daniela Murphy is a financial advisor at Wells Fargo Clearing with one year of industry experience. She holds the Series 66 designation and previously worked for Platinum Wealth Advisors for ten years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Patricia Bacho is a financial advisor at UBS Financial Services with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Fidelity Investments and UBS Financial Services. Outside of her advisory role, she is employed as an administrative employee at Supan Detailing Services, Inc. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and a broad range of capital markets services.

Dana Terry is a financial advisor with UBS Financial Services in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, he advises his spouse on business decisions related to the manufacturing of green coffee bean powder and oil through a family-owned enterprise. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor client strategies.

Nikolas Okita is a financial advisor at Ameriprise with 18 years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2009. Outside of advising, he co-owns Foremost Holdings LLC, an investment group focused on various businesses and start-ups, and is a customer and distributor of Enagic alkaline water purification systems. Ameriprise serves individuals approaching or in retirement with a specialized retirement-income planning service that combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Adam Vartanyan is a financial advisor at LPL Financial with 21 years of industry experience. He has been with LPL Financial since 2010 and previously worked at Equitable Advisors for five years. He holds a Series 66 designation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports a broad network of advisors with access to model portfolios, third-party asset managers, and institutional platforms.

Thai Hoang is a financial advisor with Wells Fargo Clearing in Newport Beach, CA, holding Series 63 and Series 65 licenses and 32 years of industry experience. He previously worked at Wells Fargo Investments, LLC from 2001 to 2011. Outside of his advisory role, he holds ownership interests in advisory and non-investment businesses. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions.

Sasha Kottmeier is a financial advisor with UBS Financial Services in Irvine, CA, holding a Series 66 designation and having 26 years of industry experience. Kottmeier has been with UBS since 2005 and is also the sole owner of Anarchy Motorcycles, a business involved in buying and selling motorcycles, cars, and real estate. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, integrating proprietary research and model-based asset allocations to tailor investment strategies. The firm combines institutional trading capabilities with wealth management services, including futures commission merchant activities and principal trading.

Phoebe Jaramillo is a financial advisor with Stifel in Irvine, CA, holding Series 63 and Series 66 licenses and having 13 years of industry experience. Her prior roles include positions at Finance 500 Inc., Securities America Advisors, and Michele Young. She is a licensed life and health insurance agent in California and receives residual commissions from past insurance business activities. Stifel serves a diverse client base including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Roberta Welsh is a financial advisor with LPL Financial in Laguna Woods, CA, holding a Series 63 designation and 41 years of industry experience. She has worked with LPL Financial since 2008, with a brief tenure at Research Financial Strategies and prior experience at Welsh & Welsh Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, third-party asset management, and institutional platforms.

Brian Sognefest is a financial advisor with Charles Schwab in Mission Viejo, CA, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He worked at Roth Capital Partners for 20 years before joining Charles Schwab and Charles Schwab Bank in 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a distinctive operational structure combining advisory, brokerage, custody, and cash-sweep services.

Zachary Stuart is a financial advisor with LPL Financial, holding a Series 66 designation and 10 years of industry experience. His prior experience includes roles at JP Morgan Securities, Bank of America, Merrill Lynch, and Equitable Advisors. He is also involved with SchoolsFirst Federal Credit Union through its investment services business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a broad range of advisory strategies and operational tools.

Mendy Chung-Nguyen is Vice President and Financial Consultant at Fidelity Investments, a role held since 2018. She has been with Fidelity Investments since 2000, progressing through positions including Financial Consultant and Investment Representative. Mendy works with clients to understand their priorities and collaborates with them to develop, implement, and maintain financial plans that address their needs. She holds a California Insurance License, supporting her work in financial consulting and planning. Outside of her professional responsibilities, Mendy enjoys board games, cooking and baking, social events with friends, gardening, music, and traveling.

Paul Chen is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds a Series 66 license and has worked previously at Morgan Stanley and several other financial firms. Chen is also employed by JPMorgan Chase Bank, enabling him to offer bank products including deposit and credit services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a mix of quantitative and qualitative research.

Sandra Lewandowski is a financial advisor with Merrill in Newport Beach, CA, holding a Series 66 designation and 11 years of industry experience. She has been with Merrill since 2007, including a brief period at BofA Securities in 2019. She serves as a Power of Attorney for a separate entity outside of her advisory role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, and institutional investors. The firm integrates internal and third-party portfolio management with various trading and custody services.

William Parton is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at Morgan Stanley and UBS Financial Services. Outside of advising, he manages several rental property ventures and serves as manager of a family LLC related to a vacation home. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research and analytics with diversification principles and modern portfolio theory, offering both brokerage and advisory solutions.

Curtis Rach is a financial advisor at Wells Fargo Advisors in Irvine, CA, with 34 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo Advisors since 2015. Outside of his advisory role, he owns CRACH CONSULTING, providing consulting services for financial practices. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet net-worth thresholds, utilizing Wells Fargo research and tools to deliver customized recommendations.

David Young is a CFP® with 48 years of industry experience, currently affiliated with Morgan Stanley in Newport Beach, CA. He has worked with Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs a structured planning process supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Rodelyn Kupfersmid is a financial advisor with UBS Financial Services in Newport Beach, CA, holding Series 63 and Series 65 credentials and 26 years of industry experience. Prior to joining UBS, she worked at Merrill Lynch for six years and has held positions at Charles Schwab, Fidelity Investments, and other firms. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Bruce Welte is a financial advisor at Fidelity with 25 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Select Capital Corporation and Fidelity Investments during his career. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a range of investment vehicles.

Matthew Manskar is a financial advisor at OSAIC with six years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors and Morgan Stanley. Manskar is also licensed to sell non-variable insurance and annuity products. OSAIC serves a broad range of retail and institutional clients, offering brokerage and advisory services including comprehensive financial planning and advisor-managed portfolios. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by risk-tolerance analysis and diverse program options.