Kathy Lee is a Wealth Management Senior Relationship Manager at Fidelity Investments, where she has been serving since 2022. In this role, she acts as the primary contact for Private Wealth Management investors and their families, focusing on delivering personalized service and supporting clients with their financial goals. Before joining Fidelity, Kathy accumulated extensive experience in the financial sector, including positions such as Managing Principal at Silicon Valley Capital Partners from 2011 to 2022, Operations Manager at Grassi Investment Management from 2006 to 2011, and Operations Coordinator at TIAA Kaspick from 2000 to 2006. She holds a California Insurance License.

Seongu Lee is a financial advisor at Merrill with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Merrill in 2025, he worked at Bank of America, J.P. Morgan Securities, and JPMorgan Chase Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tri Nguyen is a Financial Consultant currently working at Fidelity Investments since 2023. In this role, Tri serves as an advocate for clients, collaborating to develop financial plans tailored to each family's unique needs. Tri emphasizes thoughtful strategy development, identifying opportunities for improvement, and maintaining open, ongoing communication. Tri has professional experience in the financial services industry, having served as a Premier Banker at Wells Fargo from 2021 to 2023 and as a Financial Solution Advisor at Bank of America from 2016 to 2021. Tri holds a California Insurance License. Outside of work, Tri has interests in badminton, exploring food as a foodie, and spending time with pets.

Yanming Lin is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and previously worked at Ameriprise for eight years before joining J.P. Morgan in 2026. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Heather Wong is a financial advisor at Morgan Stanley in Palo Alto, CA, with six years of industry experience. She holds a Series 66 designation and has worked at several firms including Bank of America, Merrill, and Ameriprise Financial. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that include structured planning but generally does not act as an ERISA fiduciary unless separately engaged.

Andre Duong is a financial advisor at Morgan Stanley in Menlo Park, CA, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Rockefeller Capital Management and Thrivent Financial. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and techniques such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Brian Kadan is a financial advisor at Edelman Financial Engines in Santa Clara, CA, holding Series 63 and Series 65 licenses. He has experience working previously at West Marine and Boston Scientific and has been with Edelman Financial Engines since 2024. Prior to his financial advisory role, he spent nearly two decades at Bay Club Redwood Shores. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm’s investment process emphasizes diversified model portfolios, periodic rebalancing, and a long-term orientation, with offerings that range from planner-led wealth management to online advice platforms.

Renee Hurni Gray is a financial advisor at Merrill with 22 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2008. The firm, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. Merrill offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Alexander Oberle is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 66 designation and 13 years of industry experience. He has been with Morgan Stanley and its affiliated private bank since 2012. Outside of his advisory role, Oberle owns and manages a rental property business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and market modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through a broad platform that includes retail and institutional investment offerings.

Jennifer Cardoza is a financial advisor at Edward Jones with Series 66 credentials and five years of industry experience. She worked at Merrill for 20 years before joining Edward Jones in 2024. Outside of her advisory role, she serves as an office manager for a pest control company, where she manages client communications and website maintenance. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment options, supported by a large national network of advisors and branch offices.

Dayna Sumiyoshi is a financial advisor at Morgan Stanley with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Roland Villanueva is an Investment Consultant with experience in financial planning and client relationship management. He has worked in various roles within the financial services industry, including Planning Consultant and Relationship Manager at Fidelity Investments from 2020 to 2024, Financial Consultant and Client Service Specialist at TD Ameritrade from 2016 to 2019, and Personal Banker at Citibank from 2014 to 2016. In his current role, Roland focuses on understanding clients' unique stories to develop personalized and holistic financial plans and investment strategies that aim to support their financial goals. He holds a California Insurance License, which supports his work in financial consulting. Outside of his professional work, Roland has interests in baseball, fishing, football, kayaking, outdoor adventures, and spends time with his pets.

Min Ma is a financial advisor with LPL Financial in Sunnyvale, CA, holding Series 63 and Series 66 licenses and 22 years of industry experience. Ma has been with LPL Financial since 2009. Outside of advisory work, Ma is involved in providing in-home supportive services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and brokerage services, with investment options supported by LPL Research and third-party subadvisors.

Dieter Ramaekers is a CFP® with 28 years of industry experience, currently serving as an advisor at Raymond James Financial Services Advisors, Inc. since 2016. He is a co-owner of Adint Associates LLC, which owns the office space where he works, and leads a marketing team through Adint, Ramaekers and Associates. Raymond James Financial Services Advisors, Inc. provides financial planning and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary investment consulting and supports a large network of advisors with specialized programs in municipal finance and employer retirement plans.

Aarushi Khurana is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Her prior roles include positions at Ameriprise and Ducat Capital Partners. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios. The firm also serves as a commodity pool operator and advisor to multiple registered investment companies.

James Li is a Financial Consultant currently working at Fidelity Investments since 2022. He has held roles as a Senior Wealth Advisor at Citi Global Markets Inc in 2022, Financial Solutions Advisor at Merrill Lynch from 2018 to 2022, and Universal Banker at Unionbanc Investment Services from 2017 to 2018. His professional experience spans various aspects of financial consulting and wealth advising, focusing on creating sound financial plans to help clients navigate life transitions. James holds a California Insurance License.

Ellice Papp is a financial advisor with UBS Financial Services in Los Altos Hills, CA, holding Series 63 and Series 65 credentials and possessing 49 years of industry experience. She has been with UBS since 2002. Papp serves on the board of directors for TheatreWorks Silicon Valley, a nonprofit theatre company. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Paul Magliaro is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and economic modeling.

Francesko Kristovich is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Chase Bank since 2012. Outside of his advisory role, he owns a commercial rental property. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors.

Patrick Bennett is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Cadaret, Grant & Co., Inc., and Strategic Wealth Advisors Group, LLC. Outside of his advisory work, he coaches lacrosse in Woodside, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a broad range of financial planning, advisory programs, and retirement consulting, supported by both discretionary and non-discretionary management and extensive research resources.