Samir Arora is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In this role, he works closely with clients to define their financial goals and develop portfolio strategies tailored to their individual needs. He provides ongoing advice and adjusts these strategies as clients’ circumstances evolve. Samir has expertise in general investing, retirement planning, and preparing for unexpected financial needs. He holds several professional designations, including Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He also completed an Accredited Certificate Program at the University of Pune. Samir communicates fluently in English, Hindi, Punjabi, and Urdu.

Brian Ingebretsen is a financial advisor at LPL Financial with four years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Clearing and Wells Fargo Bank. Prior to his advisory career, he held various roles including positions at Total Wine and More and Safeway. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios and research from both internal and third-party sources.

Bill Houghton is a financial advisor at Wells Fargo Advisors with over 40 years of industry experience. He previously worked at Morgan Stanley and Wells Fargo Clearing. Outside of his advisory role, he is a golf instructor based in Plano, Texas, and holds an ownership interest in a family investment partnership. Wells Fargo Advisors Financial Network serves individual, trust, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services tailored to clients who meet a net-worth threshold, including specialized areas such as business-owner transition and special-needs analysis.

Donald Frank III is a financial advisor at Wells Fargo Clearing with a Series 66 credential and one year of industry experience. His prior work includes roles at Moraga Country Club and Safeway. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, retirement plan consulting, and brokerage services. The firm manages approximately $671 billion in assets across more than 14,000 financial advisors and utilizes research and analytics to inform investment decisions.

Lata Malla is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2017. Prior to that, she was employed at Bank of America and held academic roles at California State University, East Bay and College of San Mateo. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individual, high-net-worth, pension, corporate, and charitable clients with model-based and discretionary investment strategies developed by internal and third-party managers.

Wilko Schutzendorf is a financial advisor with LPL Financial in Walnut Creek, CA, holding a Series 66 credential and bringing 15 years of industry experience. He has worked at Becker Financial Group and LPL Financial since 2011 and has been involved with Prudentia Franciscan Properties since 2004. In addition to his advisory work, he is a licensed real estate agent with Berkshire Hathaway Home Services-Franciscan Properties. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Brian Coburn is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in personalized comprehensive wealth management solutions, including banking, lending, investing, and insurance. His work focuses on helping clients pursue personal goals such as college education planning, retirement planning, and retirement income management. Brian holds a bachelor's degree from the University of California at Berkeley, where he also participated in baseball as a player and volunteer assistant coach. He earned a master's degree in educational instruction from Saint Mary's College. Before transitioning to financial advising, he spent twenty years teaching chemistry and serving as a baseball coach. Brian holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of his professional career, Brian has served as president of the Stone Valley Education Fund and worked as a tutor for College is Real. He lives in the East Bay with his wife Lee Ann, the Managing Director and founder of The Coburn Team, and their two daughters. His personal interests include traveling with family, golfing with friends, and reading.

Ahamad Shaghassi is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked at TEKsystems, Inc. and has held self-employed roles. He is a silent partner and sublessor at ZS Bros Partners, where he manages property-related responsibilities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, and employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles to multiple registered investment companies and use of advanced technologies in portfolio management.

Jordan Taylor is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at JPMorgan Chase Bank, NA since 2014 and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Kuang Te is a financial advisor with LPL Enterprise and holds a Series 66 designation. He has 18 years of industry experience, including roles at Prudential Insurance Company of America and Pruco Securities, LLC. He is currently based in Pleasant Hill, CA. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm provides financial planning, advisory services, brokerage and insurance products, and utilizes model portfolios and third-party asset managers within its integrated platform.

Kym Zilk is a financial advisor at Fisher Investments with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Fisher Investments since 2004. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, investment companies, and high-net-worth individuals, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized Investment Policy Committee that uses quantitative and qualitative research to construct diversified portfolios and implements tax-aware strategies and defensive tactics to manage risk.

Norman Kwong is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 16 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non‑qualified deferred compensation plans, offering both non‑discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nicholas Linton is a CFP® and CFA® with 13 years of industry experience. He is currently with Raymond James & Associates and has previously worked at firms including Summit Financial Group LLC, Securian Financial Services Inc, and LPL Financial, LLC. His background also includes experience in the insurance sector and a role at Lyft. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and consulting with a range of portfolio management styles and affiliated research resources.

Austin Ballard is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation and seven years of industry experience. His career includes roles at Morgan Stanley’s Private Bank and other Morgan Stanley divisions since 2018, with prior work experience outside finance at ColdStone Creamery. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including customized financial planning supported by firm-approved tools and investment modeling techniques.

Charles Pound is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and possessing 27 years of industry experience. He has been with LPL Financial since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Christopher Merrifield is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at Flagstar Advisors and First Republic Investment Management. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary advisory services supported by an in-house manager solutions team and a centralized due-diligence framework.

Robert Murtagh Jr. serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 2007, he has been dedicated to assisting a growing circle of clients, including executives, entrepreneurs, and their families, with their financial goals. Robert focuses on serving fewer clients with increased attention, working closely with entire families to promote wise financial habits and passing along wisdom with wealth. His approach involves asking clients targeted questions to understand their priorities, such as maintaining lifestyle, building wealth, educating children, or leaving a legacy. Using detailed analyses of clients' financial statements, Robert creates strategies with multiple scenarios to highlight possible outcomes and cash flows. His planning services include retirement planning, liability management, asset allocation, stock option analysis, and college planning, enabling him to deliver tailored investment recommendations. Robert holds a Bachelor's Degree in Finance from the University of San Francisco and has earned the designations Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His personal interests include baseball, cooking, hiking, softball, and spending time with his family.

Randall Colombo is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63 and Series 65 licenses. He has 50 years of industry experience and has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets and advisory services.

Douglas Fish is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 2002, he has earned several professional designations, including the Chartered Financial Consultant® (ChFC) and Personal Investment Advisor (PIA). Douglas focuses on helping clients make rational financial decisions through a proven, planning-based wealth management process. Prior to his career in wealth management, Douglas was an entrepreneur, business owner, and executive in both the United States and abroad, where he funded and managed multiple technology companies. He leverages this extensive business experience to develop personalized, goals-based retirement plans and risk-appropriate portfolios. His client focus areas include college education planning, socially responsible and values-based investing, and retirement income strategies. Douglas is also an active committee member of a local Alzheimer’s Association fundraising team and has been recognized in the 2016 Bank of America Community Volunteer Honor Roll. Douglas earned both a Bachelor's degree in Engineering and an MBA from Washington University in St. Louis. He resides in Walnut Creek with his wife and has two grown daughters. In his personal time, he enjoys tennis, biking, and gardening. Douglas is affiliated with the USTA Northern California and is fluent in English and Hebrew.

Sarah Lo is a Planning Consultant who focuses on helping clients and their families confidently navigate important financial decisions. She aims to make financial planning approachable and collaborative, emphasizing trust and clarity in her client relationships. Sarah has experience working in various financial roles, including as a Relationship Manager and Financial Representative at Fidelity Investments since 2022. Prior to that, she held positions at Bank of America as a Relationship Manager, Lending Specialist, and Relationship Banker from 2020 to 2022. She holds a California Insurance License. Outside of her professional work, Sarah enjoys family activities, parenthood, spending time with pets, Pilates, snowboarding, and traveling.