Joshua Haney is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding the CFP® designation along with Series 63 and Series 66 licenses. He has 18 years of industry experience, including multiple roles at Wells Fargo affiliates since 2009 and a position at Bancwest Investment Services in 2011-2012. Outside of his advisory work, he serves as Treasurer for the Campolindo Homeowners Association, overseeing financial accounts and budgeting. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Mario Duenas is a financial advisor with Wells Fargo Clearing based in Walnut Creek, CA. He holds Series 63 and Series 66 designations and has 13 years of industry experience, including 10 years at Wells Fargo Clearing and Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Undralyn Williams Reed is a financial advisor at Charles Schwab with four years of industry experience. She holds a Series 66 designation and previously worked at TIAA Kaspick from 2013 to 2022. Reed is based in Oakland, CA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Gary Berg is a financial advisor with Ameriprise in Walnut Creek, CA, holding Series 63 and Series 65 credentials and having 40 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of advising, he has administrative roles in managing business expenses for financial advisory practices through two LLCs. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate written, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Stephen Koh is a financial advisor with Mass Mutual Investors Services in Hayward, CA, holding Series 63 and Series 65 licenses and having 39 years of industry experience. He has been with MML Investors Services Inc. and Mass Mutual Life since 2007. Outside of his advisory work, he serves as a pastor, preaching and pastoring in Fremont, CA. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using collaborative, software-supported analyses to develop client recommendations.

Michael Devere is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Lincoln Financial Advisors Corporation, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities Inc. In addition to his advisory role, he is an insurance agent offering accident, health, disability, long-term care, traditional life insurance, and annuities. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides a range of brokerage and advisory services through a multi-advisor platform with an investment process focused on model-based asset allocation and portfolio optimization.

David Santos is a financial advisor with Wells Fargo Clearing in Castro Valley, CA, holding Series 63 and Series 65 credentials and eight years of industry experience. He has worked with Wells Fargo Clearing Services LLC since 2017 and has been associated with Wells Fargo Bank NA since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Batkhuu Batjargal is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior roles include positions at Bank of the West, Bancwest Investment Services, Edward Jones, and Morgan Stanley. Outside of his advisory work, he is the owner of Maxhunt Inc, operating a tea shop business in Concord, California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Kevin Olison is a financial advisor with LPL Financial in San Ramon, CA, holding Series 63 and Series 65 registrations and bringing 22 years of industry experience. His career includes roles at Grove Point Investments, H. Beck, Inc., and Vanderbilt Advisory Services. He also operates Savvy Caregiving for Boomers, a business offering services related to caregiving for baby boomers. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive research and operational tools.

David Allen is a CERTIFIED FINANCIAL PLANNER™ professional with 17 years of industry experience. He is currently with Cetera and has previously worked at Accuvest Global Advisors, Inc. He is a partner and financial advisor at True Wealth Advisory Group and serves as a coach for the junior varsity women's soccer team at Las Lomas High School. Additionally, he holds a non-officer director position at The Walnut Creek Soccer Club, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers portfolio management, financial planning, and consulting services via a multi-manager platform that includes model portfolios, third-party managers, and customizable strategies across various program structures and custodial relationships.

Theresa Currier is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. She holds Series 63, Series 65, and Series 66 designations. Prior to joining Wells Fargo in 2023, she worked for Nationwide Investment Services Corporation from 2011 to 2023. Wells Fargo Advisors is a national securities firm that serves individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Bolor Erdene Nergui is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. Their work history includes positions at Bank of America, ABB LLC, Bugat Corporation, and Instacart. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Ambreen Baig is a financial advisor at Wells Fargo Clearing with four years of industry experience. She holds a Series 66 designation and has worked previously at IndusInd Bank and ICICI Bank Ltd. Baig is based in Walnut Creek, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, in its investment menus.

Russell Huebschle is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley since 2019. His prior experience includes roles at Wells Fargo Clearing, Robert Baird & Co., and Credit Suisse Securities (USA) LLC. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Lavanya Palakurthi is a financial advisor with J.P. Morgan Securities in Walnut Creek, CA, holding a Series 66 designation and 12 years of industry experience. She has worked with J.P. Morgan Securities and JPMorgan Chase Bank since 2020 and previously had an 18-year tenure at Bank of America Corporation and Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process includes centralized due diligence with quantitative and qualitative analysis and incorporates an ESG eligibility framework in recommending investment strategies.

Michael Mercado is a financial advisor at Wells Fargo Advisors with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several notable firms, including Merrill, Banc of America Investment Services, and Morgan Stanley. He is also involved in managing a private investment entity focused on mobile home parks. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services tailored to various specialized needs. The firm combines proprietary research and planning tools to develop customized client recommendations, offering a broad menu of planning options and integrated financial product solutions.

Robert Duncan Anderson is a CFP® with 19 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He previously spent 14 years at Commonwealth Financial Network. In addition to his advisory work, he serves as Treasurer and Board Member for the Danville Oaks Rugby Club, overseeing its financial policies and reporting. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using risk profiling and analytical modeling to support client goals.

Matthew Topielski is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Fremont Bank and First Republic Bank. Outside of advising, he is involved in music and receives royalties as an artist and musician. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning and model portfolio programs, supported by both proprietary and third-party investment strategies.

James Deak is a CFP®-certified financial advisor with 28 years of industry experience, currently practicing at Wells Fargo Advisors. His prior roles include positions at Wells Fargo Clearing, Merrill, Banc Of America Investment Services, and Citigroup Global Markets. Beyond his advisory work, he serves on the finance committee of Cantare, contributing to financial reporting and budgeting processes. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning options tailored to clients meeting certain net-worth criteria. The firm combines research-driven recommendations with optional implementation through brokerage or advisory programs.

Thu Duong is a financial advisor with Wells Fargo Clearing in Alameda, CA, holding Series 63 and Series 65 credentials and having 11 years of industry experience. She has worked at Wells Fargo Bank, N.A. since 2013 and at Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and other sources.