Michael Sandoval is a Financial Advisor with Merrill Lynch Wealth Management. In his role as a Merrill Financial Solutions Advisor, he works closely with clients to define their financial goals and develop portfolio strategies aimed at achieving those objectives. He provides ongoing advice and adjusts strategies as clients' situations evolve. He specializes in understanding clients' individual priorities, including general investing, retirement planning, and saving for unforeseen expenses. His approach involves getting to know clients to create personalized financial plans that address their unique needs. Michael holds a Bachelor's Degree from California State University and has earned professional designations including Accredited Wealth Management Advisor (AWMA) and Personal Investment Advisor (PIA).

Alexander Gast is a Financial Advisor associated with Merrill Lynch Wealth Management, specializing in retirement planning and portfolio management services. He focuses on developing personalized financial strategies tailored to each client's goals, risk tolerance, time horizon, and liquidity needs. Born and raised in San Jose, Alexander's connection to his community is rooted in personal experience. Specifically, the 2008 financial crisis, during which his family lost their home, influenced his commitment to helping clients navigate their financial futures securely. His areas of expertise include equity compensation services, personal retirement planning, and retirement income strategies. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Alexander obtained a High School Diploma/GED from New Valley High and attended Mission College without earning a degree. He resides in San Jose with his wife, who is expecting their second child, and his 11-year-old son. Alexander enjoys chess, football, golfing, music, running marathons, and tennis. He is involved in the community through organizations such as First Tee, Sacred Heart Food Bank, and the San Jose Country Club.

Vu Nguyen is a financial advisor at Raymond James Financial with 27 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc., Raymond James Financial Services, Inc., Raymond James & Associates, and Unionbanc Investment Services. He holds Series 63 and Series 65 credentials. Outside of his advisory role, he is an officer and financial advisor for Wealthstone Asset Management Group, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

David Cooper is a financial advisor with Ameriprise in San Jose, CA, holding a Series 63 designation and 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Victor Gaxiola is a financial advisor at Cambridge Investment Research Advisors with 13 years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at firms including Wells Fargo Clearing and A. G. Edwards & Sons. Outside of his advisory work, he serves as a director managing curriculum for Leadership Morgan Hill and is a council member with Gerson Lehrman Group, providing consulting and coaching. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutional investors, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base through thousands of financial professionals and provides access to multiple platforms, third-party advisers, and proprietary model strategies.

Donna Young is a financial advisor at Merrill with 14 years of industry experience. She holds the Series 66 designation and has been with Merrill Lynch Pierce Fenner & Smith Incorporated since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffrey Spence is a financial advisor with Morgan Stanley in San Jose, CA, holding a Series 66 designation and 18 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and utilizes structured planning tools and methodologies to support its financial planning services.

Arely Leon Mejia is a financial advisor with Charles Schwab in Campbell, CA, holding Series 63 and Series 66 licenses and possessing seven years of industry experience. Her prior work includes roles at TD Ameritrade, JP Morgan Securities, and Synapse Technology Corporation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab operates as both a broker-dealer and investment adviser, offering a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by centralized custody and oversight functions.

Connor Gambelin is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and has prior experience at Morgan Stanley Private Bank, N.A., as well as academic roles at Tulane University. Morgan Stanley Wealth Management serves both individual and institutional clients by providing advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm's planning process uses structured discovery conversations and firm-approved tools but does not include individual security recommendations in standalone plans.

John Clay is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and part of Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is a partner in an entertainment business called Build Your Own Table. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning through dedicated advisors and specialized estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market analyses.

Wei Zhai is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Schwab, Wei worked at PointNemo Enterprise for two years and has an academic background that includes positions at Central University of Finance and Economics and the University of Bristol. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and related services, offering a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Laura Leavitt is a CFP®-certified financial advisor with over 30 years of industry experience. She is currently with Cetera and has held roles at several firms including Voya Financial Advisors and Good Life Financial Group. Leavitt is also president of Sam Granato Insurance Services, Inc., an insurance agency she has managed since 1993. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options and access to third-party money managers.

Bianca Cross is a Series 66-registered financial advisor with J.P. Morgan Securities in San Jose, CA, and has 14 years of industry experience. She has worked at several firms, including Morgan Stanley, Wells Fargo, Cetera Investment Services, and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Meilue Vang is a financial advisor at Wells Fargo Clearing with six years of industry experience. Prior to joining Wells Fargo in 2025, Vang spent 20 years at Morgan Stanley. He holds a Series 66 designation. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Andrew Dibono is a financial advisor with Wells Fargo Clearing in Santa Clara, CA, holding a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo Clearing in 2020, he worked at San Francisco State University and De Anza College. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm offers investment policy statement preparation, investment recommendations, performance reporting, participant education, and discretionary plan-level investment selection, with an advisory process grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

James Rohn is a CFP® credentialed financial advisor with 13 years of industry experience, currently with Ameriprise in Campbell, CA. He previously worked at Edward Jones and held various roles in financial services and technology firms including Lyft, Facebook, and Bank of America. Outside of his advisory work, he serves as Vice President on the Board of Trustees for the Mountain View DeAnza Masonic Lodge and works as a driver for Lyft. Ameriprise Financial Services is a large diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice. The firm’s approach incorporates proprietary research and third-party data within a defined investment universe linked to its affiliated products and distribution arrangements.

Steven Chang is a financial advisor with LPL Financial who holds Series 66 and Series 63 licenses and has 23 years of industry experience. His prior roles include positions at Beacon Pointe Wealth Advisors and Ameriprise. Outside of advising, he is registered as an insurance agent focusing on non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by extensive research and technology tools.

Ali Alomari is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior work experience includes roles at Tesla, Excite Credit Union, Nissan of Gilroy, and in M&A Market/Plaza Minimart. Ali is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, managing both discretionary and non-discretionary portfolios across mutual funds, ETFs, and ETPs.

Sarah Clish is a CFP®-certified financial advisor with Ameriprise in San Jose, CA, and has 24 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves on the boards of the Mission Valley Chorus and the Rotary Club of San Jose and teaches water aerobics at the Central YMCA. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Scott Tucker is a financial advisor with Morgan Stanley in Santa Cruz, CA, holding a Series 66 credential and four years of industry experience. Prior to joining Morgan Stanley, he worked in the automotive sector at Dell Exotic Auto Works and Borelli Motorsports. He has also been affiliated with DeAnza College since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer managing approximately $2.74 trillion in client assets. The firm provides a wide range of advisory programs and tailored financial planning services to both individual and institutional clients.