Mateo Borja is a Series 66 licensed financial advisor at UBS Financial Services with seven years of industry experience. He has worked at UBS since 2022 and previously held roles at Jefferies LLC and Credit Agricole. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, offering research-driven, model-based asset allocations and a broad range of capital markets services.

Kenneth Peterson is a financial advisor with RBC Capital Markets in Fort Lauderdale, FL, holding a Series 66 credential and with 25 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Smith Barney prior to joining RBC in 2022. Outside of his advisory role, he manages a coin-operated laundry business. RBC Wealth Management serves a diverse client base including individual investors across wealth levels, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and integrates in-house and third-party investment resources.

Ann Pharris is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and with 10 years of industry experience. She has been with Morgan Stanley and its Private Bank division since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools alongside input from its Global Investment Committee to develop client strategies.

Ana Orriols is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has previously worked at UBS Financial Services, Inc. and Bank of America, N.A. Outside of finance, her background includes roles at Project Olas and Spazio Home. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Simone Melo is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds a Series 66 designation and has worked at Bank of America, Merrill, and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Michael Abbenante is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on helping clients manage their wealth by developing personalized strategies tailored to their financial goals and the evolving market conditions. Michael holds the Professional Investment Advisor (PIA) designation and earned a bachelor's degree from James Madison University. He combines access to Merrill's investment insights with the banking and lending solutions of Bank of America to support his clients' comprehensive financial needs.

Bryant Hernandez is a financial advisor with Merrill in Fort Lauderdale, FL, holding Series 63 and Series 66 licenses with three years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank, and TD Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lori Monaco is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, Ms. Monaco is also a real estate agent with Fortune International. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured process focused on long-term outcomes. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning agreements.

Richard Salvino is a Private Wealth Advisor and principal of Moeder Salvino & Associates, a team of professionals within Merrill Private Wealth Management. He leads efforts to develop tailored financial strategies for family offices, business owners, senior executives, and their family members. The team's client base spans the United States and international locations. With a career beginning in 1988, Richard's experience includes asset allocation, concentrated stock strategies, wealth transfer, and philanthropic planning among other areas. Prior to his current role, he was part of the management team at Merrill that developed Merrill Private Wealth Management and held various leadership positions including Director of Private Advisory Services and Co-Head of the Client Coverage Group. Earlier, he was with Citibank in Private Banking, starting the Miami and Palm Beach offices and managing clients within the Family Office Group in New York. Richard holds a Bachelor's degree in Philosophy from Northwestern University and a Master's degree from the University of Miami, for which he was awarded an academic scholarship. He holds the Personal Investment Advisor (PIA) designation. His personal interests include biking, fishing, and traveling.

Efren Mejia is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2017. Outside of his advisory role, he is the managing member and general partner of EJM Enterprises LLC, which operates a boat charter service in Miami Bay. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by internal and third-party portfolio management.

Ian Yi is a financial advisor at Merrill with a Series 66 designation and no industry experience to date. His prior work includes positions at Oppenheimer & Co. Inc., Northwestern Mutual, Vivint Inc., and academic roles at Florida International University and Newton College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, institutions, and charitable organizations.

Rachel Gammerman is a financial advisor with Raymond James & Associates, holding a Series 66 credential and bringing 30 years of industry experience. She has been with Raymond James & Associates since 2008. Outside of her advisory role, she is the owner of LIORA LLC, a business unrelated to investment activities. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Luana Corral is a CFP® professional with 36 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. She has held positions at several firms including Securities America Advisors, Inc., Crossroads Consultants of South Florida, Inc., and Investacorp Advisory Services, Inc. Corral is also a registered NFLPA Player Financial Advisor and serves as an unpaid board member for Eternity Begins Now Corp, a nonprofit that produces faith-based YouTube content. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, using firm-provided tools and third-party platforms to construct diversified portfolios tailored to clients’ risk tolerance and investment objectives.

Alberto Sisso is a financial advisor at Raymond James & Associates with 21 years of industry experience. He holds the Series 63 and Series 65 registrations and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of advising, he owns and operates a fine art photography business in Fort Lauderdale. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing various portfolio management styles supported by affiliated research and sub-advisers.

Saul Lola Lopez is a financial advisor at Morgan Stanley with two years of industry experience. He has previously worked at Raymond James & Associates, Guerra Financial Group, and the firm Farrell, Patel, Jomarron & Lopez. Outside of his advisory role, he is the sole proprietor of Rocket Securities LLC, a recreational business based in Miami. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by structured discovery processes and firm-approved planning tools.

Victor Casado is an International Wealth Advisor at Merrill Lynch Wealth Management. He has been in the wealth management industry for more than 22 years, focusing on serving high-net-worth clients through customized family wealth management strategies and international wealth management. His expertise also includes legacy planning, liquidity management, managing new wealth, portfolio management services, socially responsible and ESG investing, sports and entertainment, tax minimization, and retirement income. Victor's professional experience includes a 15-year tenure at a full-service boutique broker/dealer firm in Coral Gables, where he held various roles including Financial Advisor, Director, shareholder, Chief Investment Officer of the Asset Management division, Sales and Trading Manager, General Securities Principal, and Head of the Fixed Income Trading Desk. He joined Merrill Lynch Wealth Management in 2016. He holds a Bachelor's Degree in Business Administration (1998) and an MBA in Finance (2002) from Florida International University. Victor is also a Personal Investment Advisor (PIA). Born and raised in Venezuela, Victor has lived in Doral since 1995 with his wife and two children. He is fluent in English and Spanish. Outside of work, he enjoys baseball, basketball, cooking, music, running, soccer, traveling, watching movies, yoga, and spending time with his family.

Valerie Ramo is a financial advisor with RBC Capital Markets in Fort Lauderdale, FL, holding a Series 66 designation and 12 years of industry experience. She has worked at RBC Capital Markets since 2016 and concurrently at City National Bank since 2020. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.

Juan Arango Alvarez is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with 10 years of industry experience. He was previously with Wells Fargo Advisors from 2015 to 2021 before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets through its structured planning process and broad investment services.

Gustavo Ventura is a Series 66 licensed financial advisor with seven years of industry experience. He is currently with Edward Jones in Ft Lauderdale, FL, having joined the firm in 2025. Prior to this, he worked at Bank of America Merrill Lynch for eight years and PNC Financial Services for one year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Arianne Cendon Ruisanchez is a financial advisor at Morgan Stanley with a Series 66 credential and one year of industry experience. Prior to joining Morgan Stanley, she worked at Banco Sabadell Miami Branch and has held positions in educational institutions including Florida State University and the University of Colorado Boulder. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by structured processes and advanced modeling tools.