Ellen Krider is a financial advisor with RBC Capital Markets in Fort Lauderdale, FL, holding Series 63 and Series 65 designations and having 37 years of industry experience. She has worked at RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers multiple advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

Tiani Hausen is a financial advisor at Raymond James & Associates with 32 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley Private Bank and Morgan Stanley for a combined total of eight years. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 advisors. The firm provides wealth advisory planning and investment consulting services to a wide range of clients, including high-net-worth individuals, corporations, pension plans, and government entities, delivering advice through non-discretionary planning and portfolio recommendations.

Maohong Li is a financial advisor with Mass Mutual Investors Services in Plantation, FL, holding the CFP® and ChFC® designations and over 33 years of industry experience. He has worked with Mass Mutual and its affiliates since 2016 and previously spent more than two decades at Metlife Securities Inc. Outside of advisory work, Li is a licensed real estate agent and notary public. Mass Mutual Investors Services, LLC is an SEC-registered broker-dealer and investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, focusing on collaborative annual planning engagements using firm-approved analytical tools.

Lesya Pelyushko is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she is part of the MAB Group team. This team oversees and coordinates the financial affairs for a select group of families, business owners, doctors, and independent women. They leverage the resources of Merrill and Bank of America to help clients pursue their envisioned life. Lesya's areas of focus include family wealth management strategies, services for defined benefit plans, investment consulting for defined contribution plans, liquidity management, managing new wealth, portfolio management services, small business strategies, women and wealth, individual and corporate investment strategy, and tax minimization. She holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned her Bachelor's degree from Kiev National Economic University in Kiev, Ukraine, and her Master's degree from Nova Southeastern University in Ft. Lauderdale, FL. Lesya speaks English, Russian, and Spanish. Outside of her professional work, she enjoys reading, spending time with her family, and traveling.

Arthur Lewis is a financial advisor with Equitable Advisors in Ft. Lauderdale, FL, holding Series 63 and Series 66 credentials and 11 years of industry experience. His prior work includes roles at Pruco Securities LLC, The Prudential Insurance Company of America, and Edward Jones. Outside of finance, he is the author of a fiction novel and receives royalties from its sales. Equitable Advisors serves a diverse client base, including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, working extensively with LPL-sponsored programs and other endorsed platforms.

Ricardo Sanchez is a financial advisor at Cetera with 10 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones from 2016 to 2022 before joining Cetera in 2022. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with various program options and investment strategies.

Olga Espiritu is a CFP® professional with 19 years of industry experience, currently serving at LPL Financial since 2018. Her prior roles include positions at Espirito Legacy Corp and Foresters Financial and its affiliates. She is also an author. LPL Financial serves a diverse client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives, offering financial planning, advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Dener Jose De Souza is a financial advisor at Morgan Stanley in Aventura, FL, with two years of industry experience. He holds a Series 66 designation and has prior experience at Raymond James & Associates, Seacoast Bank, Itau Unibanco, and Telefonica Brasil. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery tools and proprietary modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and employer-sponsored financial planning arrangements.

Hutchens Torregrosa is a financial advisor with UBS Financial Services based in Ft. Lauderdale, FL. He holds a Series 66 designation and has two years of industry experience, including prior work at John Hancock Investment Management Distributors LLC. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, utilizing model-based asset allocations and research from its Chief Investment Office and UBS Global Research to tailor plans according to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory solutions.

Scott Brady is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2011. Outside of his advisory role, he is employed as a personal bookkeeper. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven approach incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Craig Rosen is a financial advisor at Edward Jones with 28 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Rosen has been with Edward Jones since 1997. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Anne Dolph is a Senior Financial Advisor at Merrill Lynch Wealth Management, bringing over three decades of experience in financial services since beginning her career in 1985 and joining Merrill Lynch in 1989. She specializes in delivering personalized wealth management strategies, focusing on comprehensive wealth planning, retirement and estate planning, investment management, and tax-efficient strategies for individuals, families, and businesses. Anne maintains a limited client base of 100 to ensure personalized, hands-on service and emphasizes financial education, particularly for younger generations, to support sustainable wealth preservation and growth. Anne holds a Bachelor's Degree from Spring Hill College in Mobile, Alabama, and professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Raised in St. Louis, Missouri, she resides in Fort Lauderdale with her husband and three children. Beyond her professional role, Anne contributes to her community as a sustaining member of the Junior League of Fort Lauderdale and The Children's Opportunity Group.

Barry Rothenberg is a financial advisor with Morgan Stanley in Bal Harbour, FL, holding Series 63 and Series 66 designations and bringing 43 years of industry experience. He has worked with Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Laura Jaramillo is a Series 66-licensed advisor with Merrill in Pembroke Pines, FL, where she has worked since 2016, totaling 10 years at the firm and 4 years of industry experience. She is listed as an owner of a family-run cleaning services business but does not actively participate in its operations. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ronald Geis is a financial advisor with Primerica Advisors in Pembroke Pines, FL, holding a Series 65 designation and 19 years of industry experience. He has worked with PFS Investments Inc. since 2007 and has been with Primerica Financial Services since 2002. Geis is a partner at Success Wealth Advisors, LLC, an entity established for Primerica business purposes. He also engages in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure, with portfolio management and trade execution services delegated to BNY Mellon Advisors and Pershing.

Conrad Wilkening is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding Series 65 and Series 63 licenses with one year of industry experience. His prior work includes roles at Florida Financial Advisors and the New York Yankees, alongside full-time education at Florida State University. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning using structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Jacob Goldberg is a financial advisor at J.P. Morgan Securities in Ft. Lauderdale, FL, holding a Series 66 designation with three years of industry experience. His prior roles include positions at JPMorgan Chase Bank, FIS Global, UMH Properties Inc, and Indiana University. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

William Grimes Jr. is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining LPL Financial, he worked for 14 years at CitiGroup Global Markets. Outside of his advisory work, he serves as president and CEO of Boston Billy's Sports Memorabilia, an online business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm provides a range of financial planning and advisory programs alongside brokerage services, offering both discretionary and non-discretionary management with access to model portfolios and research.

Robert Cafaro is a Certified Financial Planner (CFP®) with 47 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a range of financial products that include insurance-related vehicles and bank deposit sweep options.

Kristina Vinal is a financial advisor at Merrill based in Fort Lauderdale, FL, with seven years of industry experience. She holds a Series 66 designation and has been with Merrill and Bank of America since 2017. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other institutional investors. The firm integrates with Bank of America’s corporate platform, providing clients access to a broad array of products and services.