Michelle Parsons is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. She previously worked at Edward D. Jones & Co., L.P. for 23 years before joining Raymond James in 2019. Parsons also owns Parsons Wealth Partners, a support company where she oversees asset management. Raymond James Financial Services Advisors, Inc. serves a broad client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, utilizing a variety of implementation pathways and supported by extensive research and an affiliate network.

James Garrity is a financial advisor with LPL Financial in St. Petersburg, FL, holding a Series 66 designation and 26 years of industry experience. He has been with LPL Financial since 2014 and has been involved with Zija (formerly QIVANA) since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Joseph Guinther II is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Raymond James, he worked at AssuredPartners and has experience in retail and education sectors. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients, offering tailored financial plans and institutional consulting services.

Korisa Petre is a financial advisor at Raymond James & Associates with 13 years of industry experience. She holds the Series 66 designation and has been with Raymond James in various capacities since 2013, including roles at CitiGroup from 2017 to 2019. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets with over 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a wide range of clients, including individuals, institutional entities, and government organizations, delivering advice on a non-discretionary basis with extensive resources in municipal and public finance.

Matthew Frey is a financial advisor with Raymond James Financial, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Vault Retirement Services, Lynch and Associates, and First Bandwidth Bank. Outside of his advisory work, he is a partner in COBYMARK, LLC, a real estate holding company. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored recommendations supported by firm research and a broad affiliate network.

Kacey Bell is a financial advisor at Raymond James & Associates with three years of industry experience. She holds a Series 66 designation and previously worked at Founders Professional, Zelis Payments, and AMS Professional. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Connor Mc Court is a financial advisor at Raymond James & Associates with four years of industry experience. He holds the Series 66 designation and previously worked at firms including Merrill and Bank of America. Outside of his advisory role, he is involved with Next Wave LLC, where he assists high school swimmers in navigating the college recruitment process. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets with over 5,400 advisors. The firm provides wealth advisory and investment consulting services to a broad client base, including individuals, institutions, and government entities, delivering non-discretionary planning and portfolio recommendations.

Leonard Kucinski is a financial advisor with Primerica Advisors in Seminole, FL, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Primerica Advisors since 1991 and with Primerica Financial Services since 1990. Outside of advisory services, he is involved in sales of loan products and home-related services through Primerica affiliates. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selectively managed accounts primarily to individual and high-net-worth clients. The firm uses third-party asset managers and maintains a tiered wrap-fee structure with an operational model focused on curated investment solutions rather than institutional plan management.

Paige Fraga is a financial advisor with Raymond James Financial in Saint Petersburg, FL, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. Her career includes roles at Raymond James Financial Services and Cuna Mutual Group. She also serves as a non-public arbitrator for FINRA and holds a position with the Kalamazoo Board of Public Works. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering a range of advisory services supported by firm research and external managers.

Alec Bogen is a financial advisor at Raymond James & Associates with six years of industry experience. He holds a Series 66 designation and has worked at firms including Morgan Stanley, Northwestern Mutual Investment Services, and Waller and Wax Advisors. His background also includes roles outside of financial services, such as at Madison Earth Care and The University of Tampa. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, pension plans, corporations, and government entities, providing wealth advisory planning and investment consulting with a focus on non-discretionary financial planning and a notable presence in municipal and public finance.

Christine Schiferl is a financial advisor with LPL Financial in St. Petersburg, FL, holding Series 63 and Series 65 registrations and bringing 25 years of industry experience. She has been with LPL Financial since 2002. Outside of her advisory role, she is connected to a family business in property management through her husband. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and technological tools such as machine learning.

Michael Quick is a financial advisor with OSAIC who holds Series 65 and Series 66 designations and has 33 years of industry experience. He worked at Signator Investors, Inc. for 25 years before joining OSAIC in 2018. Additionally, he conducts investment and insurance business through Signature Financial Solutions, LLC. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable investors, providing integrated brokerage and advisory services. The firm utilizes various tools and platforms for portfolio construction and management, offering a wide range of investment options and third-party solutions.

Carolyn Warner is a financial advisor with Raymond James Financial Services Advisors Inc. in Bradenton, FL, holding a Series 66 designation and 13 years of industry experience. She has been with Raymond James since 2012 and serves as a trustee for her son's trust. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing detailed risk profiling and asset-allocation analysis to tailor recommendations.

Christian Crider is a financial advisor with Raymond James & Associates in St. Petersburg, FL. He holds Series 63 and Series 65 designations and has 25 years of industry experience. Crider has been with Raymond James Financial Services and Raymond James & Associates Inc. since 2013. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with approximately $500.956 billion in assets under management and more than 5,400 financial advisors. The firm offers wealth advisory planning and investment consulting to a diverse client base, including individuals, pension plans, corporations, and government entities, delivering advice on a non-discretionary basis through comprehensive planning and portfolio recommendations.

Wendy Hunt is a CFP® professional with 17 years of experience in the financial services industry. She has worked at LPL Financial since 2019, following seven years at INVEST Financial Corp. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Joshua Cerezo is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has worked at Raymond James since 2018 and previously spent 10 years at Scottrade, Inc. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, with a focus that includes municipal finance and institutional consulting.

Samantha Bugatch is a financial advisor with Merrill in Saint Petersburg, FL, holding a Series 66 designation and 19 years of experience at the firm since 2007. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, providing access to a wide array of products and services.

Tyler Washington is a financial advisor with Raymond James Financial holding a Series 66 credential and six years of industry experience. His prior experience includes roles at Bank of America and Merrill Lynch, as well as a brief tenure at Uber. Raymond James Financial Services Advisors provides financial planning and investment consulting to individuals, high-net-worth clients, pension plans, charitable organizations, and government entities. The firm offers tailored advisory solutions and specialized programs for small businesses, supported by a broad institutional network.

Jeffrey Tyler is a financial advisor at Raymond James & Associates with 28 years of industry experience. He holds the Series 66 designation and has been with various Raymond James entities since 2004. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management. The firm serves a diverse client base, including individuals, pension plans, corporations, and government entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis.

David Henwood is a financial advisor with RBC Capital Markets in St. Petersburg, FL, holding Series 63 and Series 66 registrations and bringing 28 years of industry experience. He has worked at RBC Capital Markets since 2008 and has been with City National Bank since 2018. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers various wrap fee advisory programs and customizes investment strategies based on each client’s risk profile, utilizing a combination of in-house and third-party managers along with a range of portfolio management options.