Thomas Quinn is a financial advisor with Wells Fargo Advisors in Clearwater, FL, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with Wells Fargo Advisors and its related entities since 2009. Quinn is also a part-owner of Tidewater Private Wealth Advisors, a wealth management firm based in Clearwater. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services that include retirement, education, risk, wealth-transfer, and specialized planning areas. The firm offers tailored recommendations using proprietary research and planning tools, with flexible implementation options across brokerage and advisory programs.

Jeffrey Smith is a financial advisor with Morgan Stanley in St. Petersburg, FL, holding Series 63 and Series 65 designations and 33 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019, and previously at Wells Fargo Clearing and Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and a research-driven approach to support its advisory services.

Christopher Spurgeon is a financial advisor with Raymond James & Associates in St. Petersburg, FL. He holds a Series 66 designation and has 25 years of industry experience, all of which have been with Raymond James & Associates since 2000. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Michael Kindt is a financial advisor with Morgan Stanley in Palm Harbor, FL, holding Series 65 and Series 66 credentials and bringing 25 years of industry experience. He worked at Cbiz Mhm, LLC prior to joining Morgan Stanley in 2017. Kindt serves on the boards of several nonprofit organizations, including Charity Works, Inc. and the Homeless Empowerment Program, where he provides financial advice and holds the position of treasurer. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by proprietary tools and research. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of advisory and brokerage channels.

Richard Canter is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Cetera since 2016 and has worked concurrently as a CPA since 1987, focusing on accounting and tax services. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers multiple portfolio management and advisory services through a large network of independent advisors and provides access to both affiliated and third-party money managers.

David Zaccagnino is a financial advisor with LPL Financial, holding a Series 66 designation and 25 years of industry experience. Prior to joining LPL Financial in 2024, he spent eight years with Raymond James Financial Services. He is also involved with Seminole Wind Investments LLC, a business he has operated since 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations. The firm provides various advisory programs, financial planning, and retirement plan consulting through a nationwide network of investment adviser representatives.

Jee Lee is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 16 years of industry experience. He is also the owner of Kimchi, LLC, a family restaurant with no current responsibilities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, charitable, and institutional clients. The firm offers tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized programs including municipal advisory and SIMPLE IRA Employer Advisory & Consulting Services.

William Cronin IV is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and one year of industry experience. He previously worked at Morgan Stanley and has been involved in academic roles at Florida Atlantic University and the University of Central Florida. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services with an emphasis on non-discretionary, client-directed implementation.

Melissa Jaeger is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and possessing 14 years of industry experience. She has been with Raymond James since 1999. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering a range of financial planning and investment consulting services.

Ashley Matthews is a financial advisor at Raymond James & Associates with 5 years of industry experience and a Series 66 designation. She has been with Raymond James & Associates since 2012. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

David Oates is a financial advisor at Primerica Advisors with 24 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2002 and also has a longstanding role at S. O. R. Inc. since 1992. Outside of his advisory work, he drives part-time for DoorDash. Primerica Advisors is a large-scale firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program featuring model-based strategies managed by unaffiliated asset managers, supported by institutional custodians and overlay managers.

Don Reynolds Jr. is a financial advisor with Ameriprise in Clearwater, FL, holding Series 63, 65, and 66 licenses and bringing 50 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Outside his advisory work, he owns Reynolds & Reynolds Private Asset Management, LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendations and ongoing advice, with a structured approach to income sources and tax-aware withdrawal strategies.

Philip La Freniere is a financial advisor at Raymond James & Associates with three years of industry experience. He holds Series 63 and Series 65 licenses and has prior work experience at Oracle Cerner and several other firms. Outside of finance, he was involved with Coach Piper LLC, a swimming-related business. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Thomas Harmon is a financial advisor with Raymond James Financial in Saint Petersburg, FL, holding a Series 66 designation and 16 years of industry experience. He has been associated with various Raymond James entities since 2016. Raymond James Financial Services Advisors, Inc. serves a diverse client base that includes individual and high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides tailored financial planning and investment consulting using analytical tools and supports programs such as wrap-fee advisory and municipal finance services.

Brieanne Case is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 12 years of industry experience. She has been with Raymond James & Associates since 2014 and Raymond James Financial Services since 2015. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services supported by a nationwide adviser network.

Weston Smith is a financial advisor with Stifel in Clearwater, FL, holding a Series 66 designation and nine years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Kaitlyn Frid is a CFP® professional with seven years of industry experience, currently advising at Raymond James & Associates. Her prior roles include positions at Bank of America, Merrill, and Morgan Stanley. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base, including high-net-worth individuals, institutions, and charitable organizations. The firm offers financial planning, investment consulting, and institutional fiduciary services, employing tailored, non-discretionary plans supported by a range of portfolio management styles and affiliated research.

Michelle Parsons is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. She worked at Edward D. Jones & Co., L.P. for 23 years before joining Raymond James Financial Services Advisors in 2019. Parsons also owns and operates Parsons Wealth Partners, where she oversees asset management. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, corporations, and institutional investors. The firm provides tailored non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals.

Susan Bentkowski is a financial advisor with Ameriprise Financial Services in Tampa, FL, holding Series 63 and Series 65 credentials and 29 years of industry experience. She has been with Ameriprise in various roles since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice. The firm employs a non-discretionary implementation approach and utilizes proprietary research, third-party data, and algorithmic tools to guide asset allocation, withdrawal strategies, and Social Security decisions.

James Garrity is a financial advisor with LPL Financial in St. Petersburg, FL, holding a Series 66 designation and 26 years of industry experience. He has been with LPL Financial since 2014 and has been involved with Zija (formerly QIVANA) since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.