John Kamkutis is a financial advisor at Stifel with 33 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2013 and holds Series 63 and Series 65 designations. Stifel serves a wide range of clients, including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary methodologies developed by its Investment Strategy Group to guide asset allocation and financial planning.

Erin Kosoy is a financial advisor at Raymond James & Associates with one year of industry experience. She holds the Series 66 designation and previously worked at Revest and Espirito Santo Catholic School. Kosoy also took time as a stay-at-home mom and homeschool teacher. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through non-discretionary advisory relationships and supports institutional consulting and public finance activities.

Katherine Van Allan is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She has been affiliated with various Raymond James entities since 2000 and maintains a parallel career as a personal trainer and instructor since 2012. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets. The firm serves a diverse client base, including individuals, institutions, and public entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis.

David Rapport is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley entities since 2011, including Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market simulations.

Alyssa Fusco is a financial advisor at Raymond James & Associates with one year of industry experience. She previously worked at Merrill and Merrill Lynch. Outside of finance, she has been involved with A2 Gym and Cheer, LLC since 2016. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporations, charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, supporting both retail and institutional clients through a range of advisory programs.

Andrew Lybrook is a financial advisor with Raymond James & Associates, holding a Series 66 designation and nine years of industry experience. Prior to joining Raymond James, he worked at Goldman Sachs UK for one year. He serves as a director on his subdivision's Home Owner's Association board. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, offering a range of services such as non-discretionary portfolio recommendations, wrap fee programs, and institutional consulting.

Brady Christensen is a financial advisor at Raymond James & Associates with seven years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and in a dental practice management role. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, as well as state and municipal government clients. The firm provides tailored financial plans and investment recommendations, supporting both retail and institutional clients with a range of advisory and consulting services.

Kellie Lambert is a financial advisor at Raymond James & Associates with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has worked within various Raymond James entities since 2013. Raymond James & Associates is a dually registered broker‑dealer and SEC‑registered investment adviser serving individuals, pension plans, corporations, and government entities. The firm provides wealth advisory planning and investment consulting primarily on a non-discretionary basis, with a notable focus on municipal and public finance clients and an extensive network of affiliated financial services.

Timothy Volce is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 16 years of industry experience. He has been with Raymond James & Associates since 2016 and has roles within related Raymond James entities since 2022. Outside of his advisory work, he serves on the board and finance committee of the Museum of South Texas History. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing over $500 billion in assets. The firm provides wealth advisory planning, investment consulting, and institutional services to a diverse client base, including individuals, pension plans, corporations, and governmental entities, with a focus on non-discretionary advice and integrated public finance capabilities.

Ronald Klemm is a CFP® and Series 66-licensed financial advisor with Raymond James & Associates, bringing 20 years of industry experience. He has been with Raymond James Financial Services Inc. since 2006 and served in the Civil Air Patrol, the United States Air Force Auxiliary, for eight years. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets. The firm provides wealth advisory planning and investment consulting to a diverse client base that includes individuals, institutions, and government entities, offering both non-discretionary planning and portfolio recommendations supported by extensive research and a broad affiliate network.

Jamie Beineke is a Series 66-licensed financial advisor with Morgan Stanley, based in Palm Harbor, FL, and has 25 years of industry experience. He has been with Morgan Stanley Private Bank since 2017 and has worked at Morgan Stanley Smith Barney since 2009. Outside of his advisory work, he is the sole proprietor of a property management business in Clearwater, Florida. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering customized financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers a range of investment programs along with specialized estate planning strategies.

Jennifer Witt is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 10 years of industry experience. She has been with Raymond James & Associates since 2013. Outside of her advisory role, she is an independent distributor for a cosmetic and skin care company. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and supports municipal clients through its Institutional Fiduciary Solutions division.

Joshua Franklin is a financial advisor at Merrill with a Series 66 designation. He has been in the industry since 2026 and previously worked at Morgan Stanley and NorthRock Partners. He also has academic experience from the University of Alabama. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, pension plans, and charitable organizations.

Dwight Holmes is a financial advisor with Raymond James Financial in Saint Petersburg, FL, holding a Series 66 designation and 11 years of industry experience. He previously worked at Edward Jones for eight years before joining Raymond James Financial Services Advisors, Inc. in 2022. Outside of his advisory role, he serves as president of a support company related to his Raymond James business. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting, utilizing firm research and modeling tools to develop tailored financial plans and investment recommendations.

Faith Wilson is a Series 66-licensed financial advisor with Edward Jones in Clearwater, FL, where she has worked since 2018. She has seven years of industry experience, including time at Finnegan Real Estate Services and WW Grainger. Outside of her advisory role, she is an owner of a real estate investment LLC with her husband. Edward Jones is a wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, as well as pension plans and charitable organizations. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Michelle Wooten is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 license and 13 years of industry experience. She has been with Raymond James Financial Services and Raymond James & Associates since 2016. Outside of her financial advisory role, Wooten operates an independent travel agency business as a Fora travel agent. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a wide range of clients, including individuals, institutions, and government entities. The firm provides wealth advisory planning and investment consulting on a non-discretionary basis, supported by extensive research, institutional consulting services, and a unique municipal and public finance capability.

Carsyn Norman is a financial advisor at Raymond James & Associates with three years of industry experience. He holds Series 63 and Series 66 designations and has worked at several firms including Northwestern Mutual Wealth Management Company and Christian Johnston. Raymond James & Associates provides financial planning and investment consulting to a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both non-discretionary and discretionary advisory relationships.

Sean Hoolihan is a financial advisor with Raymond James Financial Services Advisors, Inc. in Palm Harbor, FL. He holds the ChFC® and Series 66 designations and has 28 years of industry experience. He has been with Raymond James since 2011. Outside of his advisory role, he is the owner and operator of Hoolihan Financial LLC. Raymond James Financial Services Advisors, Inc. serves a broad client base including individual investors, high-net-worth and non-HNW clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing firm research and modeling tools to develop tailored financial plans and investment recommendations.

Esther Ropp is a financial advisor with Primerica Advisors in Clearwater, FL, holding Series 63 and Series 65 licenses and 18 years of industry experience. She has been with Primerica Advisors since 2007 and Primerica Financial Services since 2005. Outside of her advisory role, she is involved in Wealth by Design, LLC, a legal entity formed for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Nicole Delmas is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and two years of industry experience. She previously worked at Merrill, Prescott Financial, and TD Synnex, and has a background that includes roles at the Intercultural Advocacy Institute and the University of Florida. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and public finance services.