Dennis Nolte is a CFP® with 36 years of experience in the financial services industry. He has worked with LPL Financial since 2017 and concurrently with Seacoast National Bank since 2015. Dennis is also a FINRA arbitrator and contributes as a columnist for TheStreet.com. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a broad range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, research, and various management strategies.

Jason Johnson is a financial advisor with Morgan Stanley in Orlando, FL, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He previously worked at UBS Financial Services for 15 years before joining Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Johnson has been with Morgan Stanley since 2024. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial plans.

Raisa Mac Leod is a CFP® and holds a Series 66 license with Edward Jones, where she has been an advisor since 2019. She has six years of industry experience, including prior roles at Mitsubishi Hitachi Power Systems Americas and Siemens Energy Inc. Mac Leod also owns a consulting business, MacLeod Management & Consulting, LLC, based in Orlando, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Daniel Mirto is a financial advisor with Fidelity in Orlando, FL, holding Series 65 and Series 63 credentials and three years of industry experience. His prior work includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, and USLM Financial. Outside of his advisory career, he works as an independent contractor streaming video game content on Twitch. Daniel is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Gregory Pienkosz is a CFP® professional with 23 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to that, he worked at Wells Fargo Advisors LLC for one year. Outside of his advisory role, he holds ownership interests and administrative roles in several small businesses related to advertising and media operated by family members. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and grounded in modern portfolio theory, including a range of financial products such as insurance-related vehicles and bank deposit sweep options.

Jason Del Valle is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo firms since 2009. He serves on the board of directors for the Hispanic Heritage Scholarship Fund in Orlando, FL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering IPS-driven advisory services that include investment policy development, performance reporting, and participant education. The firm’s approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Heather Mount is a Certified Financial Planner (CFP®) with 18 years of experience in the financial services industry. She has been with UBS Financial Services since 2015. Outside of her advisory work, she serves on the Board of Directors for the Girl Scouts of Citrus Council, participating in governance and finance committee decisions. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and advisory offerings, utilizing proprietary research and model-based strategies to tailor investment plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services to provide a broad range of financial solutions.

Joseph Marino is a financial advisor at OSAIC with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Securities America Advisors, KMS Financial Services, and VOYA Financial Advisors. Outside of his advisory work, Marino is an independent insurance agent and provides basic tax preparation services for a select number of clients. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools and risk-tolerance analysis to construct diversified portfolios managed on discretionary or non-discretionary bases.

Patricia Adams is a financial advisor with Wells Fargo Clearing in Lake Mary, FL, holding a Series 63 designation and 23 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors from 2013 to 2016. Outside of her advisory role, she serves as a notary public. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical for large institutional advisers.

Matthew Bender is a CFP® and Series 66-registered financial advisor with Edward Jones in Orlando, FL, where he has worked since 2013. He has 12 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers both discretionary and non-discretionary investment strategies, along with affiliated mutual funds and tax-efficient services.

Pablo Casal Pereira is a financial advisor with Morgan Stanley in Orlando, FL, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He previously worked at UBS Financial Services from 2015 to 2021 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning and manages approximately $2.74 trillion in client assets.

Christopher Hosko is a financial advisor at Ameriprise with 14 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2011. He is based in Winter Garden, Florida. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team, focusing on clients with significant Ameriprise-managed assets.

Phillip Smeltzer is a financial advisor with Ameriprise in Athens, OH, holding a Series 66 designation and having 27 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, he is involved in managing a tree farm and rental real estate holdings through several LLCs. Ameriprise offers retirement-income planning services focused on individuals nearing or in retirement with substantial investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with a centralized consulting team to deliver tailored advice primarily for clients holding assets in Ameriprise managed accounts.

Seth Jones is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Brian Heapps is a financial advisor with Osaic Wealth Inc. in Orlando, FL, holding the ChFC® designation and Series 63 and 65 licenses. He has 39 years of industry experience, including prior roles at Signator Financial Services and SII. He is president of several business entities, including GenX Financial LLC and Innovative Financial Group, which oversee various financial services and business operations. Osaic Wealth Inc. serves a diverse client base, including individuals, institutions, and charitable organizations, offering integrated brokerage, advisory services, and access to multiple investment platforms and third-party money managers. The firm employs advanced portfolio construction tools and supports both discretionary and non-discretionary account management.

Jordan Scott is a financial advisor with Morgan Stanley in Winter Park, FL, holding a Series 66 designation and six years of industry experience. Prior to joining Morgan Stanley in 2019, he worked at Sebela Pharmaceuticals Inc. and Tourico Holidays, Inc. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through dedicated Financial Advisors and an Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and economic modeling techniques.

Michael Maguire is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 63 designation and 46 years of industry experience. He has been with Raymond James since 2002 and owns Maguire Investment Advisors LLC. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored recommendations.

Kurtiss Nelson is a financial advisor at Fidelity with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with various Fidelity entities since 2012, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC, where he is affiliated, provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as a commodity pool operator and advisor to registered investment companies, incorporating advanced methodologies including AI in its investment process.

Mark Boersma is a financial advisor with Morgan Stanley in Winter Park, FL, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Morgan Stanley since 2009. Outside of his financial advisory work, he is involved in children's entertainment through ownership of Party Princess Productions and Mascots and Superheroes of Miami. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market-based modeling.

Khalid Yasin is a financial advisor at Merrill with Series 63 and Series 65 licenses and eight years of industry experience. He previously worked at PFM Asset Management LLC for 11 years before joining Merrill in 2024. He serves as a volunteer on the investment advisory committee for the Central Florida Foundation, a nonprofit community foundation. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated within Bank of America’s corporate platform.