Jacob Ritchie is a financial advisor with Fidelity in Westlake, TX, holding a Series 66 designation and three years of industry experience. His prior work includes roles at WoahZone and Altitude Trampoline Park. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Joanna Beltran is a financial advisor at Fidelity with five years of industry experience. She holds Series 65 and Series 63 designations and has worked previously at Charles Schwab and The Centre Network. Prior to her advisory roles, she spent seven years at the University of Texas at Arlington. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, combining proprietary fundamental research with quantitative and algorithmic portfolio construction. The firm serves a diverse client base, including charitable funds and registered investment companies, and is noted for its use of systematic methodologies and formal advisory roles to multiple registered investment companies.

Gregory Dey is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Fidelity, he worked at the Longhorn Center of Academic Equity and The University of Texas at Austin. Outside of his advisory role, he is involved in a food-related business in Arlington, Texas, where he prepares and cooks food. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary portfolio management, fund advisory, and model portfolio solutions, and is notable for its use of systematic methodologies and formal advisory roles to multiple registered investment companies.

Robbie Kuykendall is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity, he worked at Museum Fabrication Group and was involved with 5th Gen Woodworks, LLC for five years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of portfolios.

Joshua Snively is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. He has been with Fidelity Brokerage Services since 2012 and joined Fidelity Investments in 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, a charitable gift fund, and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage and advise on diversified portfolios.

Raeann Sarsfield is a financial advisor at Raymond James & Associates with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Bank of America and Merrill. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management. The firm serves a diverse client base including individuals, institutions, and government entities, providing wealth advisory planning and investment consulting through a variety of programs and specialized municipal and public finance services.

Andy Moreau is a Private Wealth Management Investment Management Consultant at Fidelity Investments. In this role, he partners with clients and their Wealth Management Advisors to design, implement, and monitor investment strategies aimed at pursuing long-term investment goals. Andy has extensive experience within Fidelity Investments, having held various positions since 2000. His roles have included Investment Management Consultant III, Senior Portfolio Specialist, Portfolio Specialist, Account Executive, Financial Consultant, Senior Investment Representative, Fixed Income Specialist, Investment Representative, and Service Trader. Outside of his professional responsibilities, Andy's personal interests include family activities, fitness, social events with friends, and parenthood.

Natalie Conner is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and five years of industry experience. Her career includes roles at Charles Schwab since 2022, TdAmeritrade from 2020 to 2022, and PSAV from 2017 to 2020, as well as positions at the University of North Texas between 2013 and 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios, alternative investment research, and integrated operational capabilities.

Kimberly Bryant is a financial advisor at Charles Schwab with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Charles Schwab Bank since 2006, with a brief period outside the firm from 2019 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a large scale and integrated operational structure.

Katherine Youngs is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 20 years of industry experience. Her previous roles include positions at TD Waterhouse Investor Services and Charles Schwab Bank. She is based in Westlake, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining a large client base with centralized supervisory and operational capabilities.

James Marr is a financial advisor at Charles Schwab with 17 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2020. Prior to that, he held various roles at USAA, including positions in Investment Management and Financial Planning Services from 2011 to 2020. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals, offering integrated advisory, brokerage, custody, and cash-sweep services. The firm’s wealth advisory program emphasizes a primarily non-discretionary client relationship model combined with access to discretionary separately managed accounts and a comprehensive approach to asset allocation and alternative investments.

Matthew Skicki is a CFP® and Series 66-registered financial advisor with Charles Schwab, based in Westlake, TX, and has five years of industry experience. Prior to joining Schwab, he worked at TEK Systems, Pegasus Trans Tech, and C.H. Robinson Worldwide, Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Zemen Mengesha is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has worked at multiple Charles Schwab entities since 2024. Prior to joining Schwab, Mengesha was involved with Year Up United and other organizations. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized custody and operational infrastructure.

Vanessa Acevedo is an Investment Solutions Representative III at Fidelity Investments. In her role, she partners with clients to develop financial strategies that align with their goals and evolving needs throughout every stage of life. She assists clients in areas including building wealth, preparing for retirement, and living in retirement, helping them navigate important financial decisions with clarity and confidence. Vanessa has held various positions at Fidelity Investments since 2021, progressing from Defined Contribution Representative I to her current role. Her experience spans investment solutions and retirement brokerage services, providing her with a broad understanding of financial planning and client service within the investment industry. Outside of her professional work, Vanessa engages in family activities, social events with friends, outdoor adventures, and volunteering.

Matthew Mc Donald is a financial advisor with Charles Schwab based in Westlake, TX. He holds a Series 66 designation and has nine years of industry experience, including prior roles at Fidelity Brokerage Services LLC and Charles Schwab Bank. Outside of his advisory work, he has worked as a food delivery driver for DoorDash. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships with client decision-making and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational structure.

John Geno is Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2011. In his current role since 2017, he partners with clients to define their financial goals, make strategic investments, safeguard their wealth, and plan for income needs. Prior to this, he held various positions at Fidelity, including Portfolio Specialist, Fixed Income Specialist, Investments Representative, and Financial Representative. Before joining Fidelity, he was a Senior Financial Reporting Analyst at Capital Analytics from 2008 to 2011. John holds insurance licenses in Arkansas and California. Outside of his professional responsibilities, he enjoys bowling, family activities, football, and soccer.

Xavier Nanez is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes multiple roles at Texas Tech University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its registration as a commodity pool operator and advisory roles with registered investment companies.

Michael Fitts is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab & Co., Inc. since 2016, including seven years at Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized supervisory and custody arrangements.

Jesse Deaver Jr. is a financial advisor at Edward Jones in Southlake, TX, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked at Cox Automotive and Arizona Public Service, and has additional experience in both public service and transportation sectors. Outside of his advisory role, he serves as a basketball referee for middle and high school games in the Fort Worth area. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment options supported by a large nationwide network of advisors and branch offices.

Samuel Velarde is a financial advisor at J.P. Morgan Securities with four years of industry experience and a Series 66 designation. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2023, he worked at Fidelity Investments and held positions in various other industries including healthcare and retail. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.