John Sloop is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. He has been with Wells Fargo Clearing since 2022 and has worked at Wells Fargo Bank, N.A. since 2014. Outside of his advisory role, he works as a delivery driver for Grubhub and serves as a notary public in California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory.

Leslie Asare is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. Prior to joining LPL Enterprise in 2024, Leslie worked at Pruco Securities, LLC for 13 years and has been affiliated with Prudential Insurance Company of America since 2011. Leslie also maintains investment-related roles with several health insurance companies. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party asset management, and access to both financial planning and insurance products through an integrated platform.

John Floryan is a CFP® professional at J.P. Morgan Securities with 14 years of industry experience. His career includes roles at Unionbanc Investment Services, MUFG Union Bank, and Citigroup prior to joining J.P. Morgan in 2020. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when making investment recommendations.

Brenden Peterson is a financial advisor with Charles Schwab in Irvine, CA, holding a Series 66 designation and four years of industry experience. His prior work includes positions at Charles Schwab Bank, Chicago Title, MetLife, Montage Resorts, and Eugene Country Club. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and centralized operational and supervisory structures.

William Parton is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy development, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Curtis Rach is a financial advisor at Wells Fargo Advisors in Irvine, CA, with 34 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo Advisors since 2015. Outside of his advisory role, he owns CRACH CONSULTING, providing consulting services for financial practices. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet net-worth thresholds, utilizing Wells Fargo research and tools to deliver customized recommendations.

Cole Hahn is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2013. Outside of his advisory role, he is involved in real estate ownership. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Maurice Murray is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 63 and Series 66 licenses and 12 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2020, with prior roles at Compass Group USA, BNP Paribas | Bank of the West, and Merrill. Outside of finance, he is the owner of Murray’s Transportation Agency LLC, a company providing home-to-school transportation for students with special needs. J.P. Morgan Securities LLC offers investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and delivers services on a non-discretionary basis through a select group of Wealth Advisors.

Matthew Manskar is a financial advisor with OSAIC in Irvine, CA, holding a Series 66 designation and five years of industry experience. Prior to joining OSAIC in 2025, he worked for Lincoln Financial Advisors for four years and had brief roles at Morgan Stanley and Cal Poly Pomona. Manskar is also licensed as an insurance agent offering fixed and indexed annuities, as well as other fixed insurance products. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, providing integrated brokerage and advisory services through a large network of affiliated advisors and multiple platforms. The firm utilizes firm-provided asset-allocation tools and third-party services to construct client portfolios across various asset classes, managing accounts on discretionary or non-discretionary bases.

Kelli Sarna is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 65 and Series 63 licenses and 15 years of industry experience. She has been with J.P. Morgan Securities since 2011 and also works with JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm uses quantitative asset-allocation modeling combined with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Monica Choi is a financial advisor at RBC Capital Markets with one year of industry experience. She holds a Series 66 designation and has worked previously at Northwest Mutual, Pacific Premier Bank, and Davlyn Investments. Outside of her advisory roles, she has managed a room rental business. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through various in-house and third-party managers.

Mingda Dong is a financial advisor at J.P. Morgan Securities with a Series 66 designation and experience starting in 2026. His prior roles include positions at JPMorgan Chase Bank, N.A., PNC Bank, Guggenheim Partners LLC, and service in the United States Marine Corps and California Army National Guard. He also has an academic connection with Cornell University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, employing a process that combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

William Wood is a CFP® professional with 26 years of experience in the financial services industry. He is currently with OSAIC and previously spent 26 years at Lincoln Financial Advisors Corp. Wood is also involved in offering fixed insurance products, including fixed indexed annuities, through related consulting activities. OSAIC serves a diverse range of retail and institutional clients through a broad network of financial advisers. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party solutions to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Niloufar Fatehi is a Series 66 licensed financial advisor at Merrill with one year of industry experience. Her prior roles include positions at Bank of America, Union Bank, and Wells Fargo, along with teaching engagements at Cal State Fullerton, University of California Riverside, and Saddleback College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Wilbur is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 66 designations and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2022, following prior roles at Ameriprise Financial Services LLC and his own advisory practice. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory with brokerage and investment management capabilities.

Visothy Ong Dy is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 63 designation and 35 years of industry experience. He has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes preparation of investment policy statements, investment recommendations, performance reporting, participant education, and plan benchmarking, with notable inclusion of insurance-related investment options.

Warren Chang is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has worked at both Merrill and Bank of America, N.A. since 2013 and 2014, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a variety of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rebecca Eggers is a financial advisor with LPL Enterprise in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She previously worked at Pruco Securities, LLC and The Prudential Insurance Company of America. Outside of her advisory role, she coaches high school lacrosse in Corona, CA. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and access to brokerage and insurance products via an integrated platform.

Mark Monin is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 designations and bringing 45 years of industry experience. He has served on the board of the El Toro Water District since 2015 and is an alternate board member for OCCOG. His prior experience includes a role at California Baptist University. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses analytical tools and risk profiling to deliver tailored, non-discretionary advice and supports clients through various advisory programs and institutional consulting.

Cindy Mo is a financial advisor at Cetera with 11 years of industry experience. She holds a Series 66 designation and has worked at Cetera since 2017. Her prior experience includes roles at LPL Financial, Merrill, Bank of America, and Cathay Bank. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options and services, supported by a large network of over 10,000 advisors and more than $256 billion in assets under management.