Shelly Williams is a CFP® with 26 years of industry experience, currently affiliated with LPL Financial. Her prior roles include positions at Grove Point Investments, Grove Point Advisors, H. Beck, Inc., and a 17-year tenure at Triad Global Asset Management. She is involved with Triad Global Asset Management as a DBA for her LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

John Meinert is a financial advisor with LPL Financial in Long Beach, CA, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. He has been with LPL Financial since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing a combination of discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.

Oren Yaccobe is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Fidelity Investments and Citigroup Global Markets. Outside of his advisory role, he is involved in assisted living services through In Home Support Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Norman Yee is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and 28 years of industry experience. He previously worked at CUSO Financial Services, LP and has a long tenure at Wescom Financial Services, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, brokerage services, and uses both discretionary and non-discretionary management approaches, supported by research and model portfolios.

Sa’eed Bunch is a financial advisor with Fidelity Investments in El Segundo, CA, holding Series 65 and Series 63 licenses and five years of industry experience. Prior to joining Fidelity, he held various roles in academic programs and university departments at Columbia University and Florida State University. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad investable universe.

Jonathan Thomas is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 designation and 15 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2010 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

Jeannie Mabry is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products than many peers, such as insurance-related vehicles and bank deposit sweep options.

Simon Oliver is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 17 years of industry experience. He has worked at various Cetera entities since 2021 and was previously with VOYA Financial Advisors from 2014 to 2021. Outside of finance, he is involved in the optical industry through Sixteen Aires Optical, where he has been engaged in selling and manufacturing eyewear since 2012. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates as a multi-manager platform with access to affiliated and third-party managers and multiple program structures.

Michael Toomey is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 34 years of industry experience. He previously worked at Ameriprise Financial Services from 2015 to 2019 before joining LPL Financial in 2019. Outside of his advisory role, he serves as co-successor trustee for the Raymond L. Toomey Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management strategies supported by internal and third-party research.

Michele Hanna is a financial advisor with Morgan Stanley in Torrance, CA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Outside of advisory work, she is involved in several personal real estate LLCs. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and advisory programs, managing approximately $2.74 trillion in client assets.

Farhang Azizi is a financial advisor with Ameriprise Financial Services in Manhattan Beach, CA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at LPL Financial, Kinecta Financial and Insurance Services, Amazon, and J.P. Morgan Securities. He serves on the Board of Directors for the South Bay Persian Heritage Foundation. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service that emphasizes dependable income sources and tax-aware withdrawal strategies.

Karl Gerstenacker is a financial advisor based in Torrance, CA, affiliated with LPL Financial. He holds the Series 66 designation and has 10 years of industry experience. Prior to joining LPL Financial in 2025, he worked at CUSO Financial Services, LP and Wescom Financial Services, LLC, where he has been active since 2017, as well as at Edward Jones. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm provides a broad range of advisory programs and financial services, including discretionary and non-discretionary management, and utilizes research and model portfolios from internal and third-party sources.

Drew Sapede is a financial advisor with J.P. Morgan Securities in Los Angeles, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His prior experience includes roles at Bank of America and Merrill. He is also employed by JPMorgan Bank, where he offers certain deposit and credit products. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines advisory services with brokerage, distribution, and investment management capabilities.

James Froelich is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 designation and with several years of professional experience including multiple periods at Morgan Stanley since 2023. His prior work includes roles outside the financial industry at DeLaveaga Golf Course and UC Santa Cruz. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs, including tailored financial planning supported by structured tools and analytical models.

Jarod Garza is a financial advisor at Morgan Stanley in Long Beach, CA, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at BJ's Restaurants, Inc. and FedEx. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering tailored financial planning and a variety of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market analysis.

Ivy Sampson is a financial advisor with Edward Jones in Long Beach, CA, holding a Series 66 designation and two years of industry experience. She has been with Edward Jones since 2016 and previously worked at California State University, Fullerton. Outside of her advisory role, Ivy is an independent ballroom dance instructor and a caregiver assisting the elderly. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a nationwide network of advisors and branch offices.

Robert Sarkissian is a financial advisor with MassMutual Investors Services, holding CFP® and Series 63 designations and bringing 25 years of industry experience. He has worked at MassMutual since 2013 and was previously with Guardian Life from 2014 to 2016. Outside of advising, he is involved in individual life and health insurance sales. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning and asset management services, emphasizing collaborative, annual planning engagements using firm-approved analytical tools.

David Allen is a financial advisor at Raymond James & Associates with 43 years of industry experience. He holds Series 65 and Series 63 designations and has worked at firms including Vivaldi Capital Management, Cornerstone Wealth Management, NOVA Financial & Insurance Services, and Kestra Investment Services. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and government entities. The firm offers wealth advisory planning and investment consulting primarily on a non-discretionary basis, with capabilities in municipal and public finance that distinguish its integrated approach to advice and implementation.

Cameron Tuck is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity in 2025, Cameron held positions at HireEZ, SV Academy, St. Joseph Center, and Five Acres. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, and is noted for its use of algorithmic methods and AI in research as well as its advisory role to multiple registered investment companies.

John Hamm III is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 53 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a trustee and co-trustee for multiple family trusts. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.