Stephen Andrusky is a CFP®-designated financial advisor with 25 years of industry experience. He is currently with LPL Financial in Anaheim, CA, having previously worked at Charles Schwab and TD Ameritrade. He also serves as a Member Experience Advisor at Partners Federal Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Fu Lin is a financial advisor at Cetera with 21 years of industry experience and holds a Series 66 designation. His work history includes roles at Cathay Bank and OneAmerica Securities. Fu Lin is based in Rowland Heights, CA. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers through a multi-manager platform with a range of program options and custodial relationships.

Worawit Tongprajiad is a financial advisor with LPL Financial in Brea, CA, holding Series 63 and Series 66 designations and bringing 17 years of industry experience. His prior roles include positions at Waddell & Reed, Inc. and various insurance carriers, as well as involvement with Brio La Habra Community Association. LPL Financial serves individual and institutional clients nationwide, offering financial planning, advisory programs, retirement plan consulting, and brokerage services through a large network of investment adviser representatives. The firm provides both discretionary and non-discretionary management and utilizes a broad range of model portfolios and research resources.

Matt Tran is a Financial Consultant at Fidelity Investments, a role he has held since 2021. He began his career at Fidelity as an Investment Consultant in 2021 before transitioning to his current position. Prior to joining Fidelity, Matt worked as a Premier Banker at Wells Fargo Bank from 2014 to 2021. Matt's approach centers on thoroughly understanding his clients and their financial goals. He aims to ensure that all important aspects of his clients' financial situations fit together, providing them with a clear financial picture and peace of mind as they work toward achieving their objectives. He holds a California Insurance License. Outside of his professional work, Matt enjoys family activities, football, golf, movies, and traveling.

Christopher Kislig is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2016. In this role, he partners with individuals and families to develop financial plans and investment strategies aimed at helping clients work toward their current and future goals. Christopher has been with Fidelity Investments since 2013, starting as a Relationship Manager, then serving as an Investment Consultant before advancing to his current position. He holds a California Insurance License, which supports his ability to provide comprehensive financial advice.

Vi Le is a financial advisor with J.P. Morgan Securities in La Habra, CA, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. She has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

David Penn is a financial advisor with Raymond James Financial Services Advisors, Inc. in Brea, California, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Raymond James since 2014 and serves as a finance and investment committee member for a city investment advisory board. Penn also leads David S Penn, Inc., his own corporation, and operates under the firm’s independent affiliation. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting through various programs and institutional services, emphasizing tailored client solutions and a significant advisory role rather than discretionary management.

Nhan Nguyen is an Investment Solutions Representative III at Fidelity Investments, where he partners with clients to understand their financial goals and to develop customized financial plans. He emphasizes forming strong relationships with clients and their families, prioritizing trust, reliability, and competency in his work. Nhan has professional experience as a Financial Advisor at Merrill Lynch from 2019 to 2020 before joining Fidelity Investments in 2021. He holds a California Insurance License.

Bryson Harnett is a Financial Advisor with The Harnett Group at Merrill Lynch Wealth Management in Orange County, California. He is part of a father-son team specializing in personalized financial planning for individuals and families. His professional focus areas include retirement planning, portfolio management, concentrated stock positions, wealth transfer strategies, college education planning, equity compensation services, family wealth management strategies, managing new wealth, personal retirement planning, and retirement income. Bryson holds a Bachelor's Degree in Economics from California State University San Marcos, earned in 2020. He has been with Merrill Lynch Wealth Management for six years and earned the CERTIFIED FINANCIAL PLANNER (CFP) designation in summer 2024. He also holds the Personal Investment Advisor (PIA) designation. He is affiliated with the Sigma Chi International Fraternity. Outside of his professional work, Bryson enjoys baseball, chess, cooking, football, golfing, reading, running, and spending time with his family.

Gary Potter is a financial advisor at Merrill with 44 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2009 and Bank of America, N.A. since 2011. Outside of his advisory role, he serves as a trustee for a fiduciary entity. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Charles Gustafson Jr. is a CFP® and Series 66 certificant with 14 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 financial advisors and offers various discretionary and non-discretionary investment strategies under a fiduciary standard.

Henry Lau is a ChFC® credentialed financial advisor with 12 years of industry experience, currently affiliated with J.P. Morgan Securities in City of Industry, CA. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Michael Youssef is a financial advisor with Fidelity, holding a Series 66 designation and 16 years of industry experience. He has been with Fidelity Investments since 2010 and currently serves in roles within both Fidelity Personal and Workplace Advisors and Fidelity Investments. Outside of his advisory work, he serves as a board member for the Hidden Canyon Community Association in Irvine, California. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a research-driven and quantitative approach to portfolio construction. The firm utilizes model portfolios derived from mutual funds, ETFs, and ETPs, and engages in advisory roles including for registered investment companies and fund-of-funds.

Anailsa Perez Pham is a financial advisor at Merrill with eight years of industry experience. She holds Series 63 and Series 66 licenses. Her prior roles include positions at Wells Fargo and Bank of America, as well as work as a self-employed notary public. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and other fiduciary entities. The firm integrates investment management with broader banking services, including lending and custody.

William Ashworth is a financial advisor at OSAIC with 35 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisors, Inc. and Securities Service Network, Inc. Outside of his advisory role, he owns and operates a swimming pool service and repair business and supports a home-based essential oils business with his wife. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party investment managers. The firm employs asset-allocation tools and automated rebalancing across various investment vehicles and supports multiple advisory platforms and legacy programs.

Bryce Bunnell is a financial advisor at Edward Jones with four years of industry experience. He holds a Series 66 designation and has previously worked in custom carpentry and the fitness industry. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices. The firm offers a range of advisory strategies and affiliated investment products under a fiduciary standard.

Johny Makhijani is a financial advisor at Ameriprise with 24 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he owns and manages property management businesses unrelated to his investment activities. Ameriprise is an institutional firm that offers retirement-income planning services primarily for clients with significant investable assets. Its approach combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Thomas Sandkamp is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 65 designations and has been with LPL Financial since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Vartan Grigoryan is a financial advisor with LPL Financial in Brea, CA, holding Series 63 and Series 65 credentials and 18 years of industry experience. His prior roles include positions at Waddell & Reed, Foresters Financial, and various insurance carriers. He is also involved with Satenik Grigoryan, a separate business he has operated since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, and institutions. The firm offers a range of advisory programs and consulting services, utilizing model portfolios and research to support discretionary and non-discretionary management.

Prince Lankford is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC for five years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics to support its brokerage and advisory solutions.