Steven Li is a financial advisor with Merrill in Arcadia, CA, holding a Series 66 credential and 10 years of industry experience. He has worked with Merrill and Bank of America since 2017 and has prior experience at Mass Mutual Investors Services, MassMutual, and MetLife Securities Inc. Outside of his advisory role, he is the sole owner of a rental property business in Upland, California. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional accounts.

Maria Almario is a financial advisor with LPL Financial in San Dimas, CA, holding one year of industry experience. Her prior work includes roles at Kaiser Permanente and several entrepreneurial ventures. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, utilizing model portfolios and research while providing both discretionary and non-discretionary management services.

Diego Gonzalez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 10 years of industry experience. His prior roles include positions at Bank of America, Merrill, Citigroup, and multiple Wells Fargo entities. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Alex London is a financial advisor at Morgan Stanley in Los Angeles, CA, holding a Series 66 designation with 15 years of industry experience. He has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and investment modeling.

Jonathan Solis is a Financial Advisor at Merrill Lynch Wealth Management, specializing in helping individuals, families, and business owners develop clear, goal-focused financial strategies. He guides clients through various aspects of financial planning, including investment coordination, retirement income planning, cash flow management, insurance needs, and tax-efficient wealth-building. Jonathan's approach emphasizes long-term financial planning, disciplined investing, and personalized ongoing guidance to assist clients in making informed financial decisions throughout their lives. Jonathan's expertise extends to education planning, legacy planning, liquidity management, personal retirement planning, and tax minimization. He works with busy professionals and business owners to bring clarity and structure to their financial lives and utilizes the integrated financial planning capabilities of Merrill alongside credit, lending, and banking services from Bank of America. He holds several professional designations, including Chartered Retirement Planning Counselor (CRPC), Accredited Wealth Management Advisor (AWMA), and Personal Investment Advisor (PIA). Jonathan earned a Bachelor's Degree from the California State University System and a Master of Business Administration (MBA) from The University of Arizona Global Campus. He is bilingual in English and Spanish. Outside of his professional responsibilities, Jonathan is involved with the Monrovia Historical Society and Pasadena Beautiful. He enjoys outdoor activities such as hiking, biking, camping, and gardening, as well as pursuing interests in music, photography, reading, and traveling. He values continuous learning and spending quality time with his family and partner.

Paul Joseph is a financial advisor with Morgan Stanley in Los Angeles, CA, holding Series 63 and Series 65 licenses and having 30 years of industry experience. He has been with Morgan Stanley since 2009, including his current role at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory work, he serves as a trustee for a trust based in Calabasas, California. Morgan Stanley Wealth Management provides a broad range of advisory programs to both individual and institutional clients, offering tailored financial planning that incorporates firm-approved tools and scenario modeling. The firm manages approximately $2.74 trillion in client assets and combines planning services with a variety of investment and financial products.

Kim Pang is a financial advisor at Charles Schwab with seven years of industry experience. He holds a Series 66 designation and has worked previously at Merrill and PIMCO Investments LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers both non-discretionary and discretionary investment options, combining broad-scale client coverage with centralized supervisory, custody, and order-routing services.

Julie Nhan is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory role, Nhan is involved in property management as a sole proprietor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Jesus Barboza Gonzalez is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds the Series 66 designation and previously worked at Bank of America, N.A. and Merrill from 2014 to 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Thomas Li is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and bringing 15 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012 and is also the owner of Cashow LLC, a cosmetics business focused on acrylic and gel nail products. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide fund and strategy recommendations.

Alexander Lee is a financial advisor with Cetera in Pasadena, CA, holding Series 63 and Series 65 licenses and six years of industry experience. He previously worked at The Leaders Group Inc and Ascendant LLP, where he is a one-third owner in a law practice. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options and a large nationwide network of advisors.

Michael Foley is a financial advisor with Mass Mutual Investors Services in Pasadena, CA, holding Series 63 and Series 65 licenses and has 15 years of industry experience. He has worked at MML Investors Services and Mass Mutual Life Insurance Company since 2015. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software to analyze client goals and provides written recommendations within annual, collaborative financial planning engagements.

Henry Narvaez is a financial advisor at Ameriprise with 17 years of industry experience and holds Series 63 and Series 66 licenses. He has worked at several firms including J.P. Morgan Securities, UnionBanc Investment Services, and LPL Financial. Narvaez also serves as a financial advisor with Kinecta Wealth Management. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Brad Chi is a Financial Advisor with Merrill Lynch Wealth Management based in Pasadena, California. He works primarily with established professionals, business owners, retirees, and families throughout Southern California. His advisory approach focuses on simplifying complex financial situations, improving coordination among various decisions, and helping clients move forward with clarity during career transitions and life changes. Brad assists clients whose financial lives have grown more complex over time, often managing retirement assets, investment accounts, concentrated stock positions, cash flow needs, and family priorities that developed at different times. His process involves understanding clients' priorities, accounts, and concerns; analyzing their broader financial picture; evaluating potential recommendations; and coordinating with other professionals such as tax advisors and specialists across Merrill and Bank of America when necessary. He holds a bachelor's degree from the University of Arizona and has earned the Accredited Wealth Management Advisor™ (AWMA), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA) designations. Brad is involved with several professional and community organizations, including the University of Arizona Alumni Association, Zeta Beta Tau Fraternity, American Cancer Society, Children's Miracle Network Hospitals, and Junior Achievement of South California.

Juan Martin is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing, Bank of America, and Merrill. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations through a non-discretionary program supported by an in-house manager solutions team and a centralized due-diligence framework.

Veronika Alekyan is a Financial Advisor at Merrill Lynch Wealth Management, specializing in offering personalized wealth management and investment guidance to professionals, entrepreneurs, and families. She aims to help clients simplify complex financial decisions and develop strategies that balance everyday demands with long-term financial and personal goals. Veronika joined Merrill in 2025 after working as a Private Client Banker at J.P. Morgan Chase and prior experience with a MassMutual affiliate. Before transitioning to her advisory career, she held roles in commercial real estate investment underwriting with real estate development and private equity firms, as well as a global real estate advisory firm. Her responsibilities included managing analytical support for sales and acquisition transactions with total annual valuations exceeding $1 billion. She holds a Master's degree in International Economics and Finance from Brandeis University and a Bachelor's degree from Yerevan State Institute of Economics. Veronika is a Chartered Financial Analyst (CFA) charterholder and an active member of the CFA Society of Los Angeles. Outside of work, she enjoys painting, playing chess, and spending time with family and friends.

Jing Sun is a financial advisor with LPL Financial in Pasadena, CA, holding Series 63, Series 65, and Series 66 licenses and bringing 10 years of industry experience. Prior to rejoining LPL Financial in 2023, Sun worked for Daisy Financial Group and Unity Professional Insurance Services Inc. Outside of advising, Sun is involved with Apiary Partners Inc, a real estate rental business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers diverse advisory programs and financial planning services supported by model portfolios, research, and various portfolio management technologies.

Doo Hong is a CFP®-designated financial advisor with 29 years of industry experience, currently with Cetera since 2022. His prior roles include positions at Mass Mutual Investors Services, MassMutual Life Insurance, and MetLife Securities. Outside of his advisory work, he owns an insurance business focused on health and Medicare insurance and serves on the board of Hangeul Camp USA Inc. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to a range of portfolio management options, third-party money managers, and various program structures.

Boyuan Zhou is a financial advisor with Merrill, holding a Series 66 designation and six years of industry experience. He has also worked at Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional accounts, combining internal and third-party management with comprehensive trading and custody support.

Christopher Ellis is a CFP® professional with 13 years of experience in the financial services industry. He is currently with LPL Financial in Burbank, CA, having previously worked at Wedbush Securities and CUSO Financial Services, LP. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm provides a range of advisory and brokerage services, including financial planning, retirement plan consulting, and access to a variety of investment programs and model portfolios.