Melinda Mchugh is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at Lido Advisors, LLC since 2019. Prior to joining Lido, she worked for 11 years at Merrill Lynch, Pierce, Fenner & Smith Incorporated. Lido serves high-net-worth and ultra-high-net-worth individuals, family offices, trusts, estates, charitable organizations, corporations, and pooled investment vehicles. The firm employs an integrated wealth management approach that includes diversification across multiple asset classes and implements options-based strategies, typically managing assets on a discretionary basis and utilizing third-party managers and sub-advisers when appropriate.

David Kalata is a financial advisor with HSBC Securities (USA) Inc. in Beverly Hills, California. He holds a Series 66 designation and has 23 years of industry experience, including 19 years at HSBC Securities and HSBC Bank USA. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary program types. The firm’s investment process uses five model risk profiles and combines strategic and tactical asset-allocation advice with ongoing fund due diligence, serving clients with a mix of discretionary and non-discretionary portfolios.

Barbara Lommen is a CFP® and Series 65 credentialed advisor at Lido with 10 years of industry experience. She worked at Colorado Financial Management, LLC from 2015 to 2023 before joining Lido Advisors, LLC. Lido serves high-net-worth and ultra-high-net-worth individuals, family offices, trusts, estates, and charitable organizations by providing investment management, financial planning, family office services, and retirement and estate planning. The firm employs a diversified investment approach that includes equities, fixed income, structured notes, real estate debt, and alternatives, often utilizing options-based strategies and third-party asset managers.

Benjamin Klaus is a financial advisor at Lido with a Series 65 credential and one year of industry experience. Prior to joining Lido, he worked in various roles including landscaping, painting, and valet services, in addition to completing his education as a full-time student. Lido serves high-net-worth and ultra-high-net-worth individuals, family offices, and institutional clients by providing investment management, financial planning, and family office services. The firm employs an integrated wealth management approach that includes diversification across multiple asset classes and implements options-based strategies both in client accounts and pooled vehicles.

Imran Faruqui is a CFP® professional affiliated with Citigroup Global Markets, with 11 years of experience in the financial industry. His career includes roles at Wells Fargo and JPMorgan prior to joining Citigroup in 2025. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including in-house research and derivatives services.

Stepan Ghukasyan is a CFP® credentialed financial advisor at Citigroup Global Markets with one year of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, and Citi Bank. Citigroup Global Markets serves individual and institutional clients across a range of wealth management segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research, derivatives and futures services, and bespoke solutions for very large clients.

Angel Matos is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 66 designation and 12 years of industry experience. His prior work includes roles at Citigroup, Wells Fargo, and JPMorgan Securities. In addition to his advisory work, he is also an insurance agent appointed with Bankers Life and Casualty Company, writing Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm’s investment approach focuses on customized asset allocation, periodic rebalancing, tax efficiency, and a combination of fundamental, technical, and cyclical analysis.

Rebecca Rang is a financial advisor at Lido with five years of industry experience. She holds a Series 65 designation. Her prior roles include positions at Avitas Wealth Management LLC, Sunset West Advisors, and BNG, Inc. Lido serves high-net-worth and ultra-high-net-worth individuals, family offices, trusts, estates, charitable organizations, corporations, and pooled investment vehicles. The firm offers investment management, financial planning, family office services, and retirement and estate planning with an integrated wealth management approach that uses diversification and options-based strategies.

Mitchell Ito is a CFP® at Hightower Advisors in Los Angeles, CA, with one year of industry experience. He previously worked at Aspiriant, LLC for multiple terms between 2018 and 2025 and spent four years at PriceWaterhouseCoopers, LLP. Hightower Advisors provides investment advisory and planning services to a diverse range of clients, including individuals, institutions, pension and profit-sharing plans, and charitable organizations. The firm’s approach emphasizes multi-manager solutions and manager selection, utilizing both affiliated and third-party managers, with a focus on portfolio construction that includes mutual funds, ETFs, alternative investments, and custom indexing.

Alexander Cargal is a financial advisor with Hightower Advisors in Los Angeles, holding a Series 66 designation and seven years of industry experience. His background includes four years at Morgan Stanley and multiple roles at Gonzaga University. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors. The firm’s approach focuses on manager selection and multi-manager solutions, utilizing affiliated and third-party managers along with proprietary research to offer discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting.

Homer Jonathan Wilson is a CFP® with 31 years of industry experience. He is currently with Mercer Global Advisors Inc. and has previously worked at Polaris Wealth Advisory Group, Ally Invest Securities, and Silver Oak Securities, Inc. He also has a long tenure with Carolina College Prep, Inc. Mercer Global Advisors provides investment advisory and related planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm emphasizes globally diversified, risk-appropriate portfolios using Modern Portfolio Theory and offers a range of investment solutions alongside financial and estate planning services.

Richard Rosenthal is a financial advisor at Lido with two years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Lido, he worked at PFM Asset Management and US Bank. Lido serves high-net-worth and ultra-high-net-worth individuals, family offices, trusts, estates, charitable organizations, corporations, and pooled investment vehicles. The firm offers integrated wealth management services including investment management, financial planning, family office services, and estate planning, with a focus on diversification and options-based strategies.

Kambiz Nassiri is a financial advisor with VOYA Financial Advisors, Inc. in Encino, CA, holding Series 63 and Series 65 designations and possessing 41 years of industry experience. He has been with VOYA Financial Advisors since 2014. Additionally, Nassiri operates as an independent insurance agent, focusing on fixed annuity sales. VOYA Financial Advisors serves a diverse client base including individuals, institutions, retirement plan sponsors, and high-net-worth clients. The firm offers financial planning, portfolio management, and consulting services through various program structures, emphasizing mostly non-discretionary advisory relationships.

Paul Zimin is a financial advisor at Lido with a Series 65 credential and one year of industry experience. Prior to joining Lido, he worked at North Highland Consulting for two years and American Express for eight years. Lido serves high-net-worth and ultra-high-net-worth individuals, family offices, trusts, estates, charitable organizations, corporations, and pooled investment vehicles. The firm offers investment management, financial planning, family office services, and retirement and estate planning, employing a diversified and options-based approach that includes discretionary asset management and sub-advisory relationships.

James Fetters is a CFP® with 17 years of industry experience, currently serving at CWM, LLC and Blueprint Wealth Management since 2025. Prior to these roles, he spent nine years with Northwestern Mutual Wealth Management Company and affiliated entities. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm provides portfolio management, financial planning, sub-advisory services, and retirement-plan solutions, utilizing model portfolios managed by an in-house Investment Committee and a combination of fundamental and technical analysis.

Dorcity Phipps is a financial advisor with PlanMember Securities Corporation, holding a Series 63 designation and 37 years of industry experience. He has worked at Surety Investment Services since 2014 and has been associated with Irm Distributors, Inc. since 1987. Additionally, he has a long tenure at El Monte Union High School District dating back to 1982. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation process and manages risk-based mutual fund portfolios, offering education and support services including seminars and personalized retirement planning.

Shane Sawyer Jones is a financial advisor with Lido in Los Angeles, holding a Series 65 designation and three years of industry experience. Prior to joining Lido Advisors, LLC, he worked in educational institutions including Mounds Public Schools, Union Public Schools, and the University of Tulsa. Lido serves high-net-worth and ultra-high-net-worth clients, family offices, trusts, estates, charitable organizations, corporations, and pooled investment vehicles. The firm employs an integrated wealth management approach that incorporates diversification across multiple asset classes and options-based strategies, managing assets primarily on a discretionary basis and utilizing third-party managers when appropriate.

Helen Chu Suwarnasarn is a financial advisor at Hightower Advisors with 16 years of industry experience. She holds a Series 66 designation and has worked at Hightower Advisors since 2019 and at LourdMurray since 2015. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, including pension plans, charitable organizations, corporations, and trusts. The firm’s approach includes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers a variety of investment options such as mutual funds, ETFs, alternative investments, and custom indexing.

Jonathan Jewitt is a CFA® charterholder with 12 years of experience in the financial services industry. He is currently with Lido Advisors, LLC and has prior experience at First Republic Securities Company and Wells Fargo Bank. Outside of his advisory work, he is involved as a member and owner of KJ5 Legacy LLC, a real estate investment business. Lido serves high-net-worth and ultra-high-net-worth individuals, family offices, trusts, estates, charitable organizations, corporations, and pooled investment vehicles. The firm employs an integrated wealth management approach focusing on diversification and options-based strategies, managing assets primarily on a discretionary basis and utilizing third-party managers when appropriate.

Jeffrey Garden is a CFA® charterholder with 10 years of industry experience. He has worked at Lido Advisors, LLC since 2015 and is also affiliated with Oakhurst Advisors LLC. Lido serves high-net-worth and ultra-high-net-worth clients including individuals, family offices, trusts, and charitable organizations. The firm provides investment management, financial planning, family office services, and access to third-party managers, employing a diversified, options-based investment approach implemented both directly and through pooled vehicles.