Philip Coleman is a CFP® professional with 27 years of experience in the financial industry. He has been with Vanguard Advisers since 2012 and is also affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc. in various roles since 1999. He is based in Charlotte, NC. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach, constructing portfolios mainly from Vanguard funds and ETFs with features such as tax-awareness and customization options.

James Forker V is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 66 designations and has nine years of industry experience, including roles at The Vanguard Group and prior experience at Elon University. Outside of his advisory work, he is also engaged in dog walking and dog sitting services. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to asset allocation, primarily utilizing Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisor support.

Jennifer Snider is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked for Morgan Stanley Services Group Inc. from 2016 to 2023. Outside of her advisory role, she has managed digital currency holdings as a sole proprietor. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers a mix of brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Kevin Fogg is a financial advisor at Fidelity with Series 63, 65, and 66 licenses and four years of industry experience. His prior roles include positions at The Vanguard Group, Cardinal Financial, and New Rez. Before entering financial services, he spent 14 years at Macy's Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is also noted for its role as a commodity pool operator, advisory services to registered investment companies, and use of AI and systematic methodologies in portfolio management.

Nicholas Gorham is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 credential and one year of industry experience. He previously worked with Principal Advised Services and Principal Securities, providing investment advice related to retirement plan distributions. Outside of his advisory role, he serves as a retirement consultant offering individualized distribution recommendations and has experience in bank product sales. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm combines research from Wells Fargo Investment Institute and third parties to support diversified portfolio strategies and offers a range of financial products through affiliated bank and insurance entities.

Marshall Ward is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019. Prior to joining Edward Jones, he was involved with JFL Enterprises Inc d/b/a Failure Free Reading from 2011 to 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, operating under a fiduciary standard.

Caleb Luckett is a financial advisor at Merrill in Charlotte, NC, holding Series 63 and Series 66 licenses with five years of industry experience. His career includes roles at Bank of America and Robinhood Markets, Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Candace Delaney is a CFP® with 16 years of industry experience, currently with Vanguard Advisers. She has worked at Vanguard Marketing Corporation and The Vanguard Group since 2014 and previously at Ameriprise from 2011 to 2014. Outside of her advisory role, she is a silent member of Vanderpool Farms LLC, a family-owned farmland and forestry business. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and offers a range of customizable portfolios constructed mainly from Vanguard funds and ETFs.

Peter Mcchesney III is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 registrations. He has three years of industry experience, including roles at Vanguard Marketing Corporation and The Vanguard Group. Outside of finance, he has worked in various service and education roles, including positions at Elon University and The Harborside Inn. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Steven Hatley is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 licenses and having eight years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he also works as a driver for Uber and Lyft. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics from Wells Fargo Investment Institute and third parties to guide investment decisions and offers a broad range of brokerage and advisory solutions.

Stephanie Warren is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and 10 years of industry experience. She has been with Wells Fargo Clearing since 2016, following a year at WELLS FARGO Advisors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Timothy Ellis II is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 65 designations and has 12 years of industry experience, all with The Vanguard Group since 2013. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers diversified portfolios primarily composed of Vanguard funds and ETFs, supported by a large team of over 2,200 advisors.

Michelle Boyer is a CFP®-certified financial advisor with Vanguard Advisers, based in Charlotte, NC, and has 12 years of industry experience. She has worked at The Vanguard Group since 2018 and previously held financial planning roles at USAA. Outside of her advisory role, she owns and operates a tax preparation business. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven investment approach, utilizing Vanguard funds and ETFs with features such as tax-aware strategies and customizable portfolios.

Arlene Lewis Leader is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. Her prior roles include positions at Alight Financial Solutions, LLC and TIAA-CREF. She is currently based in Charlotte, NC. Vanguard Advisers delivers automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Ronald Smith is a financial advisor with Edward Jones in Concord, NC, holding Series 63 and 66 licenses and bringing 47 years of industry experience. He has been with Edward Jones since 1978. Outside of his advisory role, he is involved in managing commercial financial services rental properties. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management, offering a range of advisory programs and affiliated investment products through a large network of advisors and branch offices.

Mason Milne is a financial advisor at Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation. He has recently begun his career in the industry, joining Wells Fargo in 2026. Prior to this, his work experience includes various roles outside finance, such as positions at Cheerier Exteriors, Smoothie King, YMCA, Culver's, and Zaxby's. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Joseph Russell is a financial advisor with Equitable Advisors in Huntersville, NC, holding Series 63 and Series 66 credentials and one year of industry experience. Before joining Equitable Advisors, he worked at DoorDash and held roles with NYLIFE Securities LLC and New York Life. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a variety of advisory models and third-party asset managers to tailor investment solutions to client needs.

Brandon Mcintosh is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and Northwestern Mutual, among other firms. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets through a network of over 14,000 financial advisors.

Jayson Allsbrook is a financial advisor with Vanguard Advisers in Charlotte, NC. Holding a Series 66 designation, he has seven years of industry experience, including roles at The Vanguard Group since 2018 and Heritage Wealth Advisors in 2017. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services to retail investors and employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies and primarily Vanguard funds and ETFs, managing a large client base with a combination of technology and advisor support.

Joshua Norton is a financial advisor at Vanguard Advisers with Series 63 and Series 66 licenses and three years of industry experience. He has worked at Vanguard Marketing Corporation, The Vanguard Group, and Charles Schwab, among other firms. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to set personalized asset allocations, with portfolios primarily composed of Vanguard funds and ETFs.