Carlton Brown is a CFP® professional with 28 years of experience in the financial industry. He has been with Raymond James & Associates since 2014. Outside of his advisory role, he serves on the finance and investment committee at Discovery United Methodist Church and is vice president and a director of Gretna Drug Company, a family-owned retail pharmacy. Raymond James & Associates offers financial planning and investment consulting services to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm provides both non-discretionary advisory relationships and institutional consulting, with specialized capabilities in public finance and municipal work.

Randall Arnett is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and 12 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC. Outside of his advisory role, he is a vocalist and guitarist in a band. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment services grounded in an IPS-driven approach and modern portfolio theory.

Jeffrey Hayes is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory work, he participates in competitive cooking competitions. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment advice and plan management grounded in modern portfolio theory. The firm serves institutional clients with both discretionary and non-discretionary solutions, including unique offerings such as insurance-related investment options.

Jamie Mattioli is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 15 years of industry experience. Prior to joining Cambridge in 2021, he worked at Northwestern Mutual and Wells Fargo. Outside of his advisory role, Mattioli is a board member and volunteer at Heart Havens, a nonprofit organization. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charities, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm provides multiple investment platforms and strategies, including proprietary models and access to unaffiliated managers, and incorporates institutional features such as advisor transition support and compliance processes.

Martin Miller is a financial advisor with RBC Capital Markets in Richmond, VA, holding Series 63 and Series 65 licenses and having 27 years of industry experience. His prior roles include positions at City National Bank, Truist Advisory Services, Bb&T Securities, and Scott & Stringfellow. He serves as Treasurer of Jewish Family Services and is a board member of the Midlothian Chesterfield Kiwanis Club. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management and tailors strategies based on clients’ Advisory Risk Profiles.

Joy Banner Chatburn is a financial advisor with Raymond James Financial in Glen Allen, VA, holding Series 66 and Series 63 credentials and bringing 28 years of industry experience. Her prior roles include two decades at Wells Fargo Advisors and positions at Union Bank & Trust, Atlantic Union Bank, and Lowe's Home Improvement. She also serves as a client assistant at Atlantic Union Bank and Atlantic Union Financial Consultants, LLC. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses, with a focus on non-discretionary, customized investment recommendations and risk-based reviews.

Sara Vick is a CFP® professional at OSAIC with 18 years of experience in the financial industry. She previously worked at Signator Investors, Inc. for 10 years before joining Royal Alliance Associates, Inc., where she has been employed since 2018. Additionally, she is associated with Heron Creek Advisors, where she serves as a registered assistant. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of investment options, utilizing asset-allocation tools, risk-tolerance assessments, and both discretionary and non-discretionary account management.

Taylor Campbell is a Branch Leader at Fidelity Investments, where they lead a team dedicated to wealth planning and helping clients work towards their financial goals. In this role, Taylor focuses on empowering their team to reach their full potential to better serve clients. Taylor has held several positions within Fidelity Investments since 2021, including Financial Consultant, Investment Consultant, and Planning Consultant. Prior to joining Fidelity, Taylor gained experience as an Operations Specialist at Virginia Asset Management and as a Financial Services Representative at MassMutual. Outside of their professional work, Taylor has interests in beach activities, fitness, food, outdoor adventures, parenthood, and traveling.

Daniel Fryer is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Bb&T Securities, LLC and Scott & Stringfellow, Inc. Outside of his advisory role, Fryer serves as president of the Summer Duck Homeowners Association in White Stone, VA, and acts as trustee and power of attorney for several family trusts. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Charise Parham is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to joining Morgan Stanley in 2022, she worked at Wells Fargo Clearing Services and Wells Fargo Advisors in various roles from 2015 to 2022. Outside of her advisory work, she has worked as an independent contractor for Amazon and Instacart. Morgan Stanley Wealth Management provides a range of advisory and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and offering customized financial plans utilizing firm-approved tools and methodologies.

Wilbur Mc Mullen Jr. is a financial advisor with Cambridge Investment Research Advisors in Richmond, VA, holding a Series 65 designation and two years of industry experience. His prior work includes roles at Verdence Capital Advisors, First Heritage Mortgage, and Prime Lending. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals who tailor strategies using a range of custody and platform arrangements.

Stephen Pitts is a CFP® with 45 years of industry experience, currently advising at OSAIC since 2018. He previously worked at Signator Investors, Inc. and has been associated with State Mutual since 1983. Pitts also operates a sole proprietorship focused on life and health insurance sales and serves as a director of an S corporation. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a broad network of advisors and platforms. The firm provides integrated brokerage and advisory services using asset-allocation tools and third-party managers, offering discretionary and non-discretionary portfolio management and a range of investment options.

Scott Sterrett is a financial advisor with LPL Financial in Richmond, VA, holding Series 65 and Series 63 credentials and bringing 10 years of industry experience. Prior to joining LPL Financial in 2026, he worked with Truist Advisory Services and SunTrust Advisory Services, as well as SunTrust Bank. He serves on the Board of Directors for the Hanover Education Foundation, which focuses on supporting educational programs and partnerships in Hanover County schools. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including retirement plan consulting and model portfolio management supported by research from LPL Research and third-party subadvisors.

Jeffrey Creech is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Wells Fargo Clearing since 2018 and previously spent seven years at U.S. Bancorp Investments, Inc. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Robert Wood Jr. is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Raymond James & Associates since 2014. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Ivan Mattox Sr. is a financial advisor with MassMutual Investors Services and holds the Series 66 designation. He has 23 years of industry experience, with prior roles at Wells Fargo Clearing Services, OneAmerica Securities, and other firms. In addition to his advisory work, he serves as president and owner of Mattox Contracting Inc., a general contracting business. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational programs using firm-approved analytical tools and collaborative client relationships.

Anne Bird is a financial advisor with Wells Fargo Clearing in Richmond, VA. She holds a Series 66 designation and has experience working at Bessemer Trust and the University of Virginia. Wells Fargo Advisors is a national securities firm that offers investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from its Investment Institute with third-party data and uses diversification principles and modern portfolio theory in its investment evaluations.

Jonathan Kennedy Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 23 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2021 and previously at NEXT Financial Group for eight years. Outside of his advisory role, he owns a coaching business, Strengthening Endeavors LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory through a network of independent professionals, offering a range of portfolio management and model-based solutions across multiple platforms.

Brian Groves is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation. Prior to his current role, he was involved with Green Spring Valley Hounds and Deep Run Hunt Club for a total of ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and affiliated investment products through a nationwide network of financial advisors and branch offices.

Benee Marshall is a financial advisor with Ameriprise in Richmond, VA, holding Series 63, 65, and 66 licenses and bringing 31 years of industry experience. She has been with Ameriprise and its affiliates since 2005. Outside of her advisory work, she serves on the Trustee Committee at Union Run Baptist Church, where she reviews issues related to the church building and participates in trustee nominations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on written recommendation reports and ongoing retirement-income planning advice that addresses income sources, tax-aware withdrawal strategies, and Social Security options.