Nimanjit Kaur is a financial advisor at Morgan Stanley with eight years of industry experience. She has held roles at Morgan Stanley since 2022 and previously worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA from 2014 to 2022. She holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis from its Global Investment Committee.

Raina Montgomery is a financial advisor with Edward Jones in Carmichael, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she worked in various educational roles including positions at Capital Christian School and Victory Christian School. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of approximately 23,700 financial advisors.

Sean Lucas is a Senior Vice President and Wealth Management Advisor with Merrill Lynch Wealth Management, where he is a partner in the Lucas Cronin Group. He began his financial services career in 1995 and focuses on building long-lasting relationships with clients by delivering a comprehensive approach to wealth management. Sean’s approach emphasizes understanding clients’ life priorities to create personalized strategies tailored to their goals and aspirations. Sean and the Lucas Cronin Group serve business owners, executives, entrepreneurs, and families with services that include personal retirement planning, portfolio management, and retirement income strategies. The team combines modern wealth management techniques with access to Bank of America’s banking services to simplify clients' financial lives. Sean holds multiple professional designations including Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Sean earned a bachelor’s degree from the California State University System. Outside of his professional work, he enjoys music, spending time with his family, and watching movies.

James Diepenbrock is a financial advisor at Wells Fargo Clearing with 42 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Morgan Stanley Private Bank, National Association. Outside of his advisory role, he owns and operates Wingman Woodworks, a custom furniture business, and serves as a board member for the Sacramento County Employees' Retirement System. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ashish Desai is a financial advisor with LPL Enterprise in Roseville, CA, holding Series 63 and Series 65 credentials and three years of industry experience. His prior roles include positions at NYLIFE Securities LLC and New York Life Insurance Company. LPL Enterprise serves a diverse range of clients, including individuals, retirement plans, nonprofits, corporations, and institutional clients, offering both advisory and brokerage services through a platform that integrates financial planning, model portfolios, third-party asset management, and insurance products.

Matthew Voelker is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2015. In this role, he supports a team of associates and Financial Consultants focused on helping clients achieve their financial goals and dreams. Matthew has extensive experience in the financial services industry, having held multiple leadership roles at Prudential from 1990 to 2014, including Territorial Vice President, Managing Director, Sales Manager, and Representative. He holds a California Insurance License. Outside of his professional responsibilities, Matthew enjoys baseball, golf, traveling, and spending time with family and friends.

Alexander Cushner is a financial advisor at Robert W. Baird & Co. with 33 years of industry experience. He has been with Robert W. Baird since 2011 and holds Series 63 and Series 65 licenses. Outside of his advisory role, Cushner serves as a board member of the Mill Valley Community Golf Board and is a limited partner in a local gastrobar. He is part of the DDK Group within Robert W. Baird’s Private Wealth Management practice, which provides tailored financial planning and portfolio management services to individuals, families, institutions, and charitable organizations, utilizing a range of traditional and non-traditional investment strategies.

Preston Daniells is a financial advisor at Robert W. Baird & Co. with 19 years of industry experience. He has held his current position at Robert W. Baird since 2011 and holds Series 63 and Series 65 licenses. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored consulting and portfolio services using a variety of investment strategies and management approaches.

Ken Crawford is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been in the financial industry since 1990, focusing on understanding the needs and objectives of high-net-worth clients. Ken builds long-lasting relationships by guiding clients through complex financial markets and implementing personalized wealth management strategies. He frequently works with physicians, entrepreneurs, and executives in health care and business to develop investment and retirement plans. Ken holds a Bachelor's degree in Business and Finance from San Jose State University. He completed the Executive Education Program in Investment Management at the University of Chicago Booth School of Business. His professional designations include Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is qualified to manage discretionary investment strategies and select from a wide range of Merrill Lynch Wealth Management model portfolios and third-party strategies. In addition to his professional responsibilities, Ken participates in community service by volunteering with local organizations. His personal interests include fishing, golfing, and traveling. He works closely with clients, one-on-one, to develop financial strategies tailored to their long-term goals.

James Moll is a financial advisor at Stifel with 40 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2011. Outside of his advisory work, he serves on the Board of Directors for Oroville Hospital, is president of the State Theater Arts Guild, participates on the City of Oroville Economic Loan Development Committee, and is the author of the novel "Sequoia Chronicles." Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses intended as a basis for client decisions.

Brett Tank is a financial advisor with UBS Financial Services in Sacramento, CA, holding a Series 66 designation and 24 years of industry experience. He has been with UBS since 2001. Outside of his advisory role, he serves as president of the alumni board for the Phi Chapter of Alpha Gamma Rho Fraternity. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using proprietary capital market assumptions and research to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, including market-making, underwriting, and affiliated banking programs.

Ali Coleman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been in the financial industry for 23 years and with Merrill Lynch since 2007. Ali specializes in providing customized wealth management experiences by considering clients' entire financial and personal lives before making any decisions. He conducts regular reviews to help clients track progress and adjust plans as needed. Ali's expertise includes college education planning, divorce transition planning, executive compensation, family wealth management strategies, services for defined benefit plans, LGBT wealth planning, managing new wealth, personal retirement planning, special needs planning strategies, and sports and entertainment. He draws upon the resources of Merrill Lynch Wealth Management and the banking services of Bank of America to deliver comprehensive financial strategies. He holds a Bachelor's Degree in Economics from California State University, Sacramento, and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Ali participates in the Natomas Chamber of Commerce and enjoys playing sports as well as spending time with his wife and two daughters.

Ronald Tolle is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015, respectively. He is based in Folsom, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Secular Return Estimates and Monte Carlo simulations.

Patrick Ryan is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in comprehensive wealth management tailored to the needs of seasoned executives, business owners, and their families. He focuses on creating goals-based financial strategies that enable clients to address priorities such as family, career, philanthropy, and personal passions. His expertise includes investment management, retirement planning, education funding strategies, risk management, and charitable and legacy planning coordination. With more than a decade of experience at Merrill Lynch, Patrick partners with clients to deliver integrated wealth management services. He emphasizes understanding each client's unique values and priorities to develop personalized financial strategies aimed at preserving and growing wealth across generations. His approach includes leveraging Merrill's award-winning research and platform within a personalized service model designed for families with complex financial needs. Patrick holds a Bachelor's Degree from Bentley University and has earned several professional designations, including Certified Divorce Financial Analyst (CDFA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He resides in Wellesley, Massachusetts, with his wife, Kate, and their children, Lily and Parker. Outside of work, he enjoys golfing at the Framingham Country Club and participating in outdoor activities with his family.

John Reuter is a financial advisor at Charles Schwab with 10 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Charles Schwab and Charles Schwab Bank since 2019, following four years at TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a distinctive operational structure including alternative investment programs and cash-sweep arrangements.

Kevin Suarez is a financial advisor at J.P. Morgan Securities in Sacramento, CA, holding Series 65 and Series 63 licenses. He joined J.P. Morgan Securities in 2026 after seven years at Ernst & Young LLP. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Dean Mc Gill is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, offering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated processes overseen by committees to deliver tailored planning through a centralized consulting team.

Joshua Strawn is a financial advisor with UBS Financial Services in Sacramento, CA, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He has been with UBS since 2001. Outside of his advisory role, he serves as a board member of the McKinley Elvas Neighborhood Alliance. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings that include fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and employs proprietary research and model-based asset allocations to tailor investment plans.

Brian Winnen is a CFP® with 14 years of industry experience and is currently with J.P. Morgan Securities. He has been with JPMorgan Chase and its affiliates since 2011, serving in various roles across J.P. Morgan Securities LLC and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm employs an ESG eligibility framework and offers a range of fund and strategy recommendations approved through internal review processes.

Thomas Taylor is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2023. He has been with Fidelity since 2015, progressing through roles including Financial Consultant, Investment Consultant, and Financial Representative. Thomas focuses on creating and maintaining financial plans tailored to the specific situations of clients and their families. His work centers on retirement, investment, and income planning strategies, aiming to build client confidence in these areas. He holds a CA Insurance License.