Matthew Williams is an Investment Consultant currently working with Fidelity Investments since 2025. In his role, he partners with clients to simplify complex financial issues, aiming to build strong relationships and ensure clients receive appropriate treatment. Prior to this, he served as a Relationship Manager from 2024 to 2025 and as a Financial Representative from 2023 to 2024, all within Fidelity Investments. Matthew's professional experience centers on financial planning and client relationship management. His approach involves translating complex financial matters into understandable terms to assist clients effectively. Outside of his professional life, Matthew has interests in art, concerts, movies, music, outdoor adventures, and reading.

Ronya Corey is a Wealth Management Advisor and Managing Director with Merrill Lynch Wealth Management. She is the founding partner of The Corey Group in Washington, DC, which develops wealth management and investment planning strategies for families, businesses, executives, and non-profits to help them achieve their long-term objectives while minimizing risk. Ronya has been with Merrill Lynch since 1993. She holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP4), Chartered Retirement Planning Counselor (CRPC4), Chartered Financial Consultant (ChFC4), and Certified Plan Fiduciary Advisor (CPFA4), as well as FINRA Series 7 and Series 66 registrations. Her education includes a High School Diploma from Charleston Catholic High School and a Bachelor's Degree from the University of Kentucky. Ronya serves on the National Symphony Orchestra Association Board of Trustees and is on the Board Emeritus of DC Scores. She is also involved with The Langley School. Her client focus areas include college education planning, corporate executive services, family wealth management strategies, legacy planning, personal retirement planning, and specialized services for women, sports, and entertainment professionals.

Catherine Voorhees is a Financial Advisor at Merrill Lynch Wealth Management. She works with individuals, families, and business owners to organize, grow, and protect their wealth through customized financial strategies. Her team provides access to investment insights from the Merrill platform, trust and fiduciary services from the Bank of America Private Bank, and credit and lending solutions from Bank of America. Her expertise includes retirement plan design and exit planning for business owners, education planning, multigenerational wealth strategies for families, and other client focus areas such as divorce transition planning, employee benefits planning, liquidity management, and tax minimization. Catherine holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Catherine has a Bachelor's degree from Elon University. Outside of her professional role, she enjoys hiking, reading, and playing tennis.

Matthew O'Neill is a financial advisor at Morgan Stanley with eight years of industry experience. He has held positions at Morgan Stanley since 2020 and previously worked at UBS Financial Services Inc. from 2017 to 2020. He holds the Series 66 designation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Lucas Barton is a financial advisor at Edward Jones with the Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2022, he worked at CVS Health and Cawood Funeral Home. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a wide array of advisory programs and investment solutions through a large network of financial advisors and branch offices nationwide.

Craig Hall is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2016, following four years at Deutsche Bank Securities Inc. in Washington, DC. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and analysis to support client financial goals.

Matt Megary is a financial advisor with Wells Fargo Advisors in Alexandria, VA, holding a Series 66 designation and over 31 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Deutsche Bank Securities Inc. Since 2024, he has also been involved with Riverfront Wealth Advisor LLC and Riverfront Wealth MM LLC, where he holds ownership stakes and actively participates in management. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services, utilizing proprietary research and planning tools to tailor recommendations that clients may implement through various brokerage or advisory programs.

Ryanne Mills is a financial advisor at J.P. Morgan Securities in Washington, DC, holding a Series 66 designation with one year of industry experience. Her prior roles include positions at Goldman Sachs and RBC Wealth Management, along with experience outside the financial sector at Orangetheory Fitness. She attended the University of Pennsylvania from 2022 to 2026. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research with forward-looking capital market assumptions, incorporating ESG criteria and derivatives capabilities.

Bao Tran Le is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, he worked at Bank of America, N.A. and engaged in entrepreneurial activities including creating and publishing coloring books through Amazon's Kindle Direct Publishing platform. He also sells personal items on Mercari as an independent contractor. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies built by internal and third-party managers, with a focus on strategic and tactical asset allocation and tax-aware options for investors.

Oswaldo Rodriguez is a financial advisor at Fidelity with Series 66 credentials and four years of industry experience. His prior work includes roles at Wells Fargo Clearing, Wells Fargo Bank, Uber, and Florida International University. He is also a Florida Public Notary, a role he holds solely for officiating a family member’s wedding. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Maurice Goins II is a Financial Advisor at Merrill Lynch Wealth Management who works with individuals, families, executives, and business owners to help them make informed financial decisions and pursue their long-term goals. He engages clients through a personalized planning process that addresses investment management, retirement planning, tax-efficient strategies, business transitions, and wealth transfer planning. Maurice focuses on delivering guidance that aligns clients' wealth with the life they want to live. Prior to joining Merrill Lynch, Maurice held leadership roles with The Walt Disney Company, the Federal Aviation Administration (FAA), and Camden. He earned a Bachelor's degree in Business Administration and Finance from Morehouse College and studied internationally at Universidad de Cádiz in Spain. Maurice holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Maurice is passionate about building lasting relationships and helping clients turn financial complexity into clarity and confidence. He speaks English, Spanish, Italian, and Mandarin. Outside of work, he enjoys activities such as billiards, bowling, chess, fishing, golfing, hiking, painting, pickleball, traveling, and spending time with his family.

Angela Bush is a financial advisor with Merrill in Falls Church, VA, holding a Series 66 designation and three years of industry experience. Her work history includes tenures at Merrill since 2018 and Bank of America, N.A. through 2023. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Smith Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 designations and 15 years of industry experience. He previously worked with Money Concepts Capital Corp and has operated Inov8ive Financial Solutions Consulting Group since 2010. Smith is also involved in financial literacy training through IFS Consulting Group LLC, where he serves as president. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension funds, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers both discretionary and non-discretionary management, access to third-party advisers, and proprietary model strategies under the Founders Gate Capital brand.

Lynette Russell is a financial advisor at Thrivent Investment Management with a Series 66 designation and three years of industry experience. Her background includes roles at Edward Jones, Northwestern Mutual, and Prudential-related firms, as well as entrepreneurial experience running Lynette Russell, LLC/Optimize Payroll Solutions. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of financial advisors. The firm offers holistic, goal-based financial planning covering a wide range of topics, delivered either as one-time or ongoing engagements, with separate managed-account options available.

Timothy Twitchell is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since beginning his career in Northern Virginia in 1998, Tim has developed extensive experience collaborating with individuals, families, accomplished professionals, and business owners to define and pursue their financial goals. He focuses on creating customized, goals-based wealth management strategies that address areas including college education planning, family wealth management, personal retirement planning, portfolio management, tax minimization, and retirement income. Tim employs a disciplined and structured process to develop tailored financial plans. This includes analyzing clients’ needs and goals, evaluating their overall financial situation, determining time horizons and investment risk tolerance, and establishing asset allocations appropriate to their objectives. He works closely with Merrill specialists to advise on wealth accumulation, preservation, transfer, liability management, insurance planning, and strategies related to concentrated stock positions and company stock options. Tim holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) credential. He earned his bachelor's degree from SUNY Albany and a high school diploma from Ward Melville High School. Outside of his professional role, Tim enjoys spending time with his wife Shana and their three children. He participates actively in the Fairfax Station, Virginia community where they reside. His personal interests include basketball, football, cooking, music, traveling, and following New York sports teams. Tim’s approach is centered on helping clients build financial foundations that allow them to make confident decisions aligned with their unique priorities throughout life’s stages.

Caroline Bidwick is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments since 2024. Prior to her advisory role, she held positions at Ridgewells and Planet Fitness. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including model portfolio construction using a combination of fundamental research, quantitative analysis, and algorithmic methods. The firm serves a variety of clients such as registered investment companies and an IRS-qualified Charitable Gift Fund.

Andre Lynch is a financial advisor at Morgan Stanley in Washington, DC, holding Series 63 and Series 65 licenses with nine years of industry experience. Prior to joining Morgan Stanley in 2017, he worked at JPMorgan Chase Bank and JP Morgan Securities LLC. Outside of his advisory role, Lynch is a sole proprietor managing rental property. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides services through various programs without directly recommending individual securities in standalone planning.

James Jacob is a financial advisor with J.P. Morgan Securities in Washington, DC, holding Series 63 and Series 65 credentials and bringing 46 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2010, with prior experience at Morgan Stanley and Citigroup Global Markets. In addition to his advisory role, he is also employed by JPMorgan Bank, through which he offers certain deposit and credit products. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, delivering written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations and incorporates ESG criteria, with implementation supported by affiliated investment-management entities.

Adrienne Delibert is a financial advisor with Merrill in Washington, DC, holding a Series 66 designation and nine years of industry experience. She has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a variety of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Megan Viviano is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at various entities within the J.P. Morgan organization since 2017. Prior to her advisory roles, she was affiliated with Miami University from 2014 to 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research and includes capabilities in derivatives and commodities.